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Is 99bill.com a Scam? Security Check Results - 快钱公司 Reviews

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Is 99bill.com Safe? Security Analysis for 快钱公司

Check if 99bill.com is a scam or legitimate. Free security scan and reviews.

FinanceChinalarge
ReactWebpackBaidu Analytics
Analyzed 8/2/2025Completed 4:09:21 PM
62
Security Score
MEDIUM RISK

AI Summary

The website www.99bill.com represents 快钱公司, a leading Chinese internet finance platform offering a range of financial services including payment tools, investment management, and credit financing. The platform targets both consumers and businesses within China, positioning itself as a major player in the internet finance sector. The website content is primarily in Chinese and focuses on promoting convenience and smart financial services. Technically, the site is built using modern frontend technologies such as React and Webpack, and it integrates Baidu Analytics for user tracking. However, the site lacks visible privacy and cookie policies, contact information, and security headers, which are critical for trust and compliance. The WHOIS data for the domain is unavailable, raising concerns about domain registration transparency and legitimacy. Overall, while the business model and market positioning appear solid, the technical and security posture requires significant improvements to meet industry standards and regulatory requirements.

Detected Technologies

ReactWebpackBaidu Analytics

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

快钱公司 operates in the competitive Chinese internet finance market, leveraging over a decade of experience in electronic payments. Its business model revolves around providing integrated financial services including payment processing, investment products, and credit facilities. The company targets a broad audience of consumers and enterprises, aiming to facilitate seamless financial transactions and smart money management. The lack of publicly available WHOIS data and absence of detailed contact or compliance information may impact trust among potential partners and customers. The use of Baidu Analytics indicates a focus on data-driven marketing and user behavior analysis. Strategic partnerships or subsidiaries are not evident from the data provided, suggesting a standalone operational model or undisclosed affiliations.

Security Posture Analysis

Comprehensive Security Assessment

The security posture of the website is currently weak due to the absence of visible HTTPS confirmation, security headers, and published privacy or cookie policies. No incident response or vulnerability disclosure information is available, which limits the ability to assess readiness for security incidents. The use of Baidu Analytics introduces moderate user tracking but without clear privacy compliance indicators. The lack of WHOIS transparency further reduces trustworthiness. Recommendations include implementing HTTPS with strong SSL/TLS, adding essential security headers, publishing comprehensive privacy and cookie policies with GDPR compliance, and establishing clear contact channels for security incidents. Regular security audits and vulnerability assessments are advised to identify and mitigate potential risks.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement HTTPS with a valid SSL/TLS certificate and verify configuration.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

快钱公司

Description:

快钱公司是中国领先的互联网金融平台,基于十年在电子支付领域的积累,快钱充分整合数据信息,结合各类应用场景,为消费者和企业提供丰富的支付工具、稳健的投资理财、便捷的融资信贷以及丰富的应用,使客户能够随时随地畅享便利、智慧的互联网金融服务。

Key Services:
支付工具投资理财融资信贷应用服务
Content Quality:

basic

Branding:

consistent

Technical Stack

Technologies:
ReactWebpackBaidu Analytics
Frameworks:
React
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

0

Analytics & Tracking

Services:
Baidu Analytics
Tracking Level:moderate
Privacy Compliance:poor

Advertising & Marketing

Tracking Pixels:
Baidu Analytics
Transparency Level:poor

Website Quality Assessment

Design Quality:basic
User Experience:basic
Content Relevance:basic
Navigation Clarity:basic
Professionalism:basic
Trustworthiness:moderate

Key Observations

1

Website content is in Chinese and targets Chinese consumers and businesses.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

45/100
Score

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

50/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.99bill.com ~all
DNS Lookups:1/10
Policy:~all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

100/100
Score

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:*.99bill.com
Issuer:GeoTrust RSA CN CA G2
Valid Until:12/5/2025 (125 days)
SANs:*.99bill.com, 99bill.com

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
21 years(mature)
Expiry Risk
low(228 days)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:61.152.114.130
Name Servers:
ns4.99bill.com
ns5.99bill.com
ns6.99bill.com
ns7.99bill.com
ns8.99bill.com
ns9.99bill.com
MX Records:
30: mail.99bill.com
10: mx1.99bill.com
20: mx2.99bill.com

DNSSEC Status

DNSSEC Not Enabled

SPF Analysis

SPF Record:
v=spf1 include:spf.99bill.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website employs a modern frontend stack with React and Webpack, indicating a contemporary approach to web development. Performance is moderate with basic mobile optimization and accessibility features. SEO optimization is basic, with meta tags present but no advanced structured data or Open Graph tags detected. The site relies on Baidu Analytics for tracking, which is common for Chinese websites. No CMS or hosting provider information is discernible from the data. The absence of security headers and unclear SSL status represent technical risks. There is an opportunity to enhance performance, accessibility, and security posture through modernization and best practice adoption.
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