Is ami.co.nz Safe? Security Analysis for AMI Insurance
Check if ami.co.nz is a scam or legitimate. Free security scan and reviews.
AI Summary
AMI Insurance is a well-established New Zealand insurance provider, operating as a division of IAG New Zealand Limited. The company offers a broad range of insurance products including car, home, contents, landlord, travel, and business insurance, complemented by value-added services such as roadside rescue. The website reflects a strong market position supported by industry awards and a robust financial strength rating. The target audience primarily consists of New Zealand residents seeking personal and business insurance solutions. The business model focuses on direct online engagement with customers, providing quotes, policy management, and claims services digitally. Technically, the website is built on Adobe Experience Manager CMS and leverages modern web technologies including Adobe Helix RUM for performance monitoring, Typekit for fonts, and Vidyard for video content. The site is hosted likely via Akamai CDN, ensuring fast performance and excellent mobile optimization. SEO and accessibility practices are well implemented, contributing to a positive user experience. From a security perspective, the site enforces HTTPS and uses secure login portals. However, explicit security headers are not evident, and no cookie consent mechanism was detected, which are areas for improvement. The absence of WHOIS data for the domain is noted but is consistent with the domain being a subdomain under a larger corporate domain. Overall, the security posture is strong with no visible vulnerabilities. The website is safe for general audiences, with no adult or explicit content. Social media presence and multiple trust indicators enhance credibility. Strategic recommendations include implementing cookie consent for privacy compliance, adding security headers, and publishing a vulnerability disclosure policy to further strengthen trust and security culture.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
AMI Insurance holds a significant position in the New Zealand insurance market, backed by its parent company IAG New Zealand Limited. The company benefits from a diversified product portfolio catering to both personal and business customers. Its digital-first approach with online quotes, claims, and policy management aligns with modern consumer expectations. The partnership ecosystem includes customer help portals and integration with IAG services. Growth indicators include recent awards and financial ratings. The company’s operations emphasize customer care and community involvement, as evidenced by partnerships like Habitat for Humanity. Revenue streams are primarily from insurance premiums and value-added services like roadside rescue.
Security Posture Analysis
Comprehensive Security Assessment
The security maturity level of the website is good, with HTTPS enforced and no exposed sensitive data. The use of secure external login portals indicates a separation of sensitive operations. However, the lack of explicit security headers such as Content-Security-Policy and absence of a cookie consent mechanism represent compliance gaps, particularly regarding GDPR and privacy regulations. No incident response or vulnerability disclosure information is publicly available, which could be improved to enhance transparency and readiness. Overall, the security culture appears professional but could benefit from formalized policies and disclosures.
Strategic Recommendations
Priority Actions for Security Improvement
Implement a comprehensive cookie consent mechanism to comply with GDPR and privacy laws.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
AMI Insurance
On your side, caring for New Zealanders since 1926. Get a quote and buy online, manage your insurance, or make a claim.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- No exposed sensitive data in HTML
- Secure login portals (external links to insurance.ami.co.nz)
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenges.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
LOWCurrent value: "max-age=86400 ; includeSubDomains"
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Mixed Content Detected
MEDIUM1 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings