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Is autokredit.lv a Scam? Security Check Results - autokredit.lv Reviews

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Is autokredit.lv Safe? Security Analysis for autokredit.lv – Ātri un viegli iegūstama nauda par jūsu auto

Check if autokredit.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatviasmall
WordPressjQueryGoogle Fonts
Analyzed 7/30/2025Completed 4:18:23 AM
40
Security Score
HIGH RISK

AI Summary

The website autokredit.lv provides financial services specializing in quick and easy loans secured by vehicles, targeting Latvian car owners. The site is built on WordPress and uses common web technologies such as jQuery and Google Fonts. The content is primarily in Latvian and focuses on car-backed loans, but lacks comprehensive business and contact information. The technical infrastructure is basic with moderate performance and mobile optimization. Security posture is limited, with no evident security headers or advanced protections, and no privacy or cookie policies are present. WHOIS data is unavailable due to query limits, limiting domain legitimacy assessment. Overall, the site functions as a basic financial service platform but requires improvements in transparency, security, and compliance to enhance trust and user confidence.

Detected Technologies

WordPressjQueryGoogle Fonts

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Autokredit.lv operates in the finance sector, offering vehicle-backed loans to individuals in Latvia. The business model is direct online loan provision, likely generating revenue through interest and fees on loans. The target audience is Latvian vehicle owners seeking fast cash loans. The website does not disclose company registration or detailed business information, which limits competitive and partnership insights. There is no evidence of certifications or trust badges. The lack of contact details and policies may hinder customer trust and regulatory compliance. The site appears to be a small-scale operation with a focused niche in the Latvian market.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

e*****@gmail.com

Security Posture Analysis

Comprehensive Security Assessment

The security maturity of autokredit.lv is low to moderate. The site uses HTTPS but lacks visible security headers such as Content-Security-Policy or X-Frame-Options. No security or incident response policies are published, and no contact channels for security issues are provided. The absence of privacy and cookie policies indicates potential GDPR compliance gaps. No known vulnerabilities or exposed sensitive data were detected in the HTML content, but the lack of security best practices and transparency poses risks. The site would benefit from implementing standard security headers, publishing privacy and security policies, and establishing incident response contacts to improve security posture and compliance.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and enforce comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-XSS-Protection.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Description:

Website offers quick and easy money loans secured by your car.

Key Services:
Car-backed loansQuick loan approval
Content Quality:

basic

Branding:

moderate

Technical Stack

Technologies:
WordPressjQueryGoogle Fonts
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
50/100

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:basic
User Experience:basic
Content Relevance:basic
Navigation Clarity:basic
Professionalism:basic
Trustworthiness:moderate

Key Observations

1

Website is accessible and not blocked by WAF or security challenges.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a mx ~all
DNS Lookups:2/10
Policy:~all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 44 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:159.253.22.178
Name Servers:
dns.fastdns24.comDNS only
dns2.fastdns24.orgDNS only
dns3.fastdns24.euDNS only
dns4.fastdns24.linkDNS only
MX Records:
10: mail.autokredit.lv
SOA:Serial: 2020111101, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:122ms

SPF Analysis

SPF Record:
v=spf1 a mx ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS with jQuery and Google Fonts integration. The HTML structure is standard but lacks advanced SEO and accessibility features. Performance is moderate with deferred script loading. Mobile responsiveness is good, but accessibility features are basic. No advanced frameworks or hosting provider information is evident. The site does not use common analytics or marketing tools, indicating minimal tracking. Technical debt appears low but modernization opportunities exist in security and compliance implementations. Overall, the technical setup supports basic business needs but requires enhancements for security, compliance, and user experience.
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