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Is baloise.ch a Scam? Security Check Results - Baloise Group Reviews

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Is baloise.ch Safe? Security Analysis for Baloise Group

https://baloise.ch

Check if baloise.ch is a scam or legitimate. Free security scan and reviews.

FinanceSwitzerlandlarge
JavaScriptGoogle Tag ManagerUsercentrics CMPKameleoon A/B testingWeb Components
Analyzed 10/4/2025Completed 4:25:39 AM
75
Security Score
MEDIUM RISK

AI Summary

Baloise Group is a well-established Swiss insurance and financial services provider with a strong market position in Switzerland. The company offers a broad range of insurance products tailored for private clients, including car, travel, motorcycle, legal, and home contents insurance. The website reflects a professional and comprehensive digital presence, targeting private clients with clear navigation and relevant content. The business model focuses on providing insurance and banking solutions, supported by a large enterprise infrastructure and a history dating back to 1863. Technically, the website employs modern web technologies such as Web Components, Google Tag Manager for analytics, and Usercentrics for consent management, indicating a mature digital infrastructure. The site is optimized for mobile devices and accessibility, with good SEO practices and fast performance. Hosting details are not explicitly disclosed but appear stable and secure. From a security perspective, the website enforces HTTPS, implements key security headers, and manages user consent for cookies effectively. No critical vulnerabilities or exposed sensitive data were detected. However, the absence of a dedicated security policy or incident response contact page suggests room for improvement in transparency and readiness. The domain WHOIS data aligns well with the business claims, reinforcing legitimacy and trustworthiness. Overall, Baloise's website demonstrates a high level of professionalism, security, and compliance, suitable for a large financial services enterprise. Strategic recommendations include publishing explicit security policies and vulnerability disclosure mechanisms to enhance trust and security posture further.

Detected Technologies

JavaScriptGoogle Tag ManagerUsercentrics CMPKameleoon A/B testingWeb Components

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Baloise Group holds a strong position in the Swiss insurance market, leveraging a diversified portfolio of insurance and banking products aimed at private clients. The company benefits from a long-standing history and brand recognition, supported by ISO 27001 certification and GDPR compliance. Revenue streams likely include premiums from various insurance lines and banking services. The target customer segment is private individuals in Switzerland seeking comprehensive insurance coverage. The company maintains a robust partnership ecosystem and subsidiaries such as Baloise Bank SoBa. The website content and structure reflect a focus on customer engagement and digital service delivery, indicating ongoing investment in digital transformation and customer experience.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (2)

d*****@baloise.ch
i*****@baloise.ch

Phone Numbers (2)

+4158285****
+4158285****

Company Registration

Legal Name:

Baloise Group

Registration Number:

CH-270.3.000.646-5

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and cookie consent management. No exposed credentials or vulnerable libraries were identified. The use of Usercentrics CMP and Google Tag Manager is well integrated with privacy compliance. However, the lack of a public security policy or incident response contact limits transparency. There is no visible security.txt or vulnerability disclosure program, which could be a gap in proactive security communication. Overall, the security maturity is high but could be enhanced by formalizing incident response and disclosure processes.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and commitments.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Baloise Group

Description:

Baloise is a Swiss insurance provider offering comprehensive insurance cover including car, travel, motorcycle, legal, and home contents insurance.

Key Services:
Car insuranceTravel insuranceMotorcycle insuranceLegal insuranceHome contents insurance
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerUsercentrics CMPKameleoon A/B testingWeb Components
Frameworks:
Web Components
Platforms:
Custom CMS
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Consent management for cookies
  • No vulnerable libraries detected

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Usercentrics CMPKameleoon
Marketing Tools:
Kameleoon
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

85/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Weak Referrer-Policy configuration

LOW

Current value: "no-referrer-when-downgrade"

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

80/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

83/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com include:spf.mandrillapp.com ip4:193.134.73.20 ip4:193.134.73.21 ip4:52.50.27.58 ip4:213.95.36.154 ip4:83.169.25.157 ip4:80.158.29.146 ip4:80.158.92.84 include:emsmtp.com include:spf.mailjet.com include:spf.sendinb lue.com a:c3carcomp08.nine.ch include:smtp-out.ivalua.fr include:spf.appmail.swisscom.com include:_spf.general.transactional-mail-a.com -all
DNS Lookups:9/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:mail(1296-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:postmaster@baloise.ch

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:193.134.74.53
Name Servers:
ch.ch-inter.netDNS only
ns1.basler.chDNS only
ns2.basler.chDNS only
MX Records:
10: baloise-ch.mail.protection.outlook.com
SOA:Serial: 2025032111, TTL: 10800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:65ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com include:spf.mandrillapp.com ip4:193.134.73.20 ip4:193.134.73.21 ip4:52.50.27.58 ip4:213.95.36.154 ip4:83.169.25.157 ip4:80.158.29.146 ip4:80.158.92.84 include:emsmtp.com include:spf.mailjet.com include:spf.sendinb lue.com a:c3carcomp08.nine.ch include:smtp-out.ivalua.fr include:spf.appmail.swisscom.com include:_spf.general.transactional-mail-a.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using modern web technologies including Web Components and JavaScript frameworks, supported by Google Tag Manager and Usercentrics for analytics and consent management. The site is well optimized for performance and mobile responsiveness, with good accessibility features. The CMS appears to be custom or proprietary, tailored to the company's needs. Hosting details are not explicitly disclosed but the site loads quickly and securely. There is no indication of technical debt or outdated technologies. Opportunities exist to enhance technical documentation around security and compliance features.
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