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Is bcr.ro a Scam? Security Check Results - BCR | Banca Comerciala Romana Reviews

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Is bcr.ro Safe? Security Analysis for BCR | Banca Comerciala Romana

Check if bcr.ro is a scam or legitimate. Free security scan and reviews.

FinanceRomanialarge
JavaScriptGoogle AnalyticsGoogle Tag ManagerVisual Website Optimizer (VWO)reCAPTCHA+1 more
Analyzed 8/1/2025Completed 5:04:27 PM
67
Security Score
MEDIUM RISK

AI Summary

BCR (Banca Comerciala Romana) is a leading Romanian bank offering a comprehensive range of retail banking services including digital banking via its George platform, credit cards, personal and mortgage loans, savings, and investment products. The website reflects a mature digital presence with consistent branding and a user-friendly interface targeting individual consumers in Romania. Technically, the site leverages modern JavaScript frameworks, Google Analytics, Tag Manager, and Visual Website Optimizer for analytics and marketing, supported by a custom Erste Group CMS framework. Security posture is strong with HTTPS enforced, use of reCAPTCHA, and cookie consent mechanisms, although explicit security headers could be more visible. The domain WHOIS data is privacy protected as per ROTLD policy, which is justified for a financial institution. Overall, the site is professional, trustworthy, and compliant with GDPR and privacy standards.

Detected Technologies

JavaScriptGoogle AnalyticsGoogle Tag ManagerVisual Website Optimizer (VWO)reCAPTCHASVG animations

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

BCR holds a strong market position as a major Romanian bank under the Erste Group umbrella. Its business model focuses on retail banking with a digital-first approach, evidenced by the George platform. The bank targets individual consumers with a broad product portfolio and maintains an active presence on major social media platforms. The website's content and structure support customer acquisition and service delivery, with integrated marketing and analytics tools. The absence of suspicious domains and the presence of official social media and parent company links reinforce its credibility. The bank's digital maturity is high, with good mobile optimization and accessibility.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

c*****@bcr.ro

Phone Numbers (2)

004*******
080*******

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security posture with mandatory HTTPS, reCAPTCHA integration, and cookie consent banners indicating GDPR compliance. However, explicit security headers like Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options are not clearly visible in the provided data and should be verified. No vulnerabilities or exposed sensitive data were detected in the HTML content. The lack of a published security policy or incident response contacts is a minor gap. Overall, the site aligns well with best practices for a financial services website, but could improve transparency around security policies and vulnerability disclosure.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page detailing security frameworks and incident response procedures.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

BCR | Banca Comerciala Romana

Description:

Intra pe BCR si descopera servicii, conturi, operatiuni bancare avantajoase. Avem tot ce iti poate fi de folos: cont online, carduri de credit, credite de nevoi si imobiliare, economii si investitii. Alege BCR.

Key Services:
Digital banking (George platform)Personal accountsCredit cardsPersonal and mortgage loansSavings and investments
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle AnalyticsGoogle Tag ManagerVisual Website Optimizer (VWO)reCAPTCHASVG animations
Frameworks:
GEM (Erste Group's CMS/framework)
Platforms:
WebMobile web
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of reCAPTCHA
  • Cookie consent mechanism
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Visual Website Optimizer
Marketing Tools:
VWO
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx -all
DNS Lookups:1/10
Policy:-all
DMARC Details
Policy:none
Aggregate Reports:forensic@bcr.ro
Forensic Reports:forensic@bcr.ro

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

90/100
Score

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:www.bcr.ro
Issuer:DigiCert EV RSA CA G2
Valid Until:4/10/2026 (252 days)
SANs:www.bcr.ro, bcr.ro

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:35.71.136.156, 15.197.133.227
Name Servers:
ns01bcr.bcr.roDNS only
ns02bcr.bcr.roDNS only
ns03bcr.bcr.roDNS only
ns3.it-austria.netDNS only
MX Records:
10: mail04bcr.bcr.ro
20: mail05bcr.bcr.ro

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a custom Erste Group CMS (GEM) with modern JavaScript modules and asynchronous loading for performance optimization. It uses Google Analytics and Tag Manager for analytics, Visual Website Optimizer for A/B testing, and reCAPTCHA for bot protection. The site is mobile-optimized with responsive design and accessibility features such as skip links and ARIA attributes. Performance appears fast with preloading of fonts and deferred script loading. No CMS vulnerabilities or outdated libraries were detected. Hosting provider details are not explicit but likely managed by Erste Group or a trusted provider. Overall, the technical infrastructure supports a robust and scalable banking website.
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