Is bcvs.ch Safe? Security Analysis for Banque Cantonale du Valais
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AI Summary
Banque Cantonale du Valais (BCVs) is a well-established Swiss cantonal bank providing a broad range of financial services including retail and corporate banking, mortgages, wealth management, and digital banking solutions. The website reflects a strong regional focus on the Valais canton with comprehensive service offerings tailored to private individuals and businesses. The digital infrastructure is built on TYPO3 CMS with modern web technologies and includes responsive design and accessibility features, ensuring a positive user experience across devices. Security posture is robust with HTTPS enforcement, security headers, and privacy compliance mechanisms such as cookie consent and a detailed privacy policy. However, explicit security policies and incident response information are not publicly detailed, and no vulnerability disclosure mechanism is present. Overall, the site demonstrates high professionalism, trustworthiness, and compliance with Swiss and EU privacy regulations.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
BCVs holds a strong market position as a regional cantonal bank with a large footprint in Valais, Switzerland. Its business model centers on providing essential banking and financial services to local residents and enterprises, leveraging its long history and local expertise. The bank offers diversified revenue streams from account services, credit products, wealth management, and insurance solutions. The website indicates a mature digital presence with integrated e-banking and mobile banking platforms, supporting customer engagement and operational efficiency. Social media presence on major platforms supports brand visibility and customer interaction. The absence of parent or subsidiary companies suggests an independent operational structure focused on regional banking.
Extracted Contact Information
Marketing Intelligence Data
Phone Numbers (4)
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website employs strong security measures including HTTPS, modern security headers, and secure script loading with nonce attributes. Privacy compliance is well addressed with a comprehensive privacy policy and cookie consent management via OneTrust. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the lack of a published security policy or incident response contact limits transparency in security governance. The absence of a security.txt file or vulnerability disclosure program is a gap in proactive security communication. Overall, the security posture is solid but could be enhanced by publishing explicit security governance documents and incident response procedures.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy page outlining security governance and controls.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Banque Cantonale du Valais
Banque Cantonale du Valais (BCVs) offers banking services including account opening, mortgage and credit loans, wealth management, investment services, e-banking and mobile banking.
excellent
consistent
Technical Stack
moderate
excellent
good
good
Security Assessment
- HTTPS enforced
- Secure cookie consent mechanism
- No exposed sensitive data in HTML
- Use of nonce attributes in scripts
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and well-structured.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
MEDIUMDMARC policy is set to "none"
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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