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Is bta.lv a Scam? Security Check Results - BTA Reviews

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Is bta.lv Safe? Security Analysis for BTA

Check if bta.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatvialarge
JavaScriptjQueryVue.jsGoogle Tag ManagerGoogle Optimize+4 more
Analyzed 7/31/2025Completed 10:49:41 PM
69
Security Score
MEDIUM RISK

AI Summary

BTA is a prominent insurance company in Latvia offering a comprehensive range of insurance products including auto, travel, property, health, and accident insurance for both private individuals and business clients. The website reflects a mature digital presence with multilingual support and clear navigation tailored to its target audience. The company is part of the Vienna Insurance Group, indicating a strong market position and backing. Technically, the website employs modern JavaScript frameworks such as Vue.js and integrates various third-party marketing and analytics tools like Google Tag Manager and Trengo chat widget. The site is mobile optimized and includes essential privacy and cookie policies, demonstrating compliance with GDPR requirements. From a security perspective, the site enforces HTTPS and uses CSRF tokens and script nonces, but lacks explicit security headers such as HSTS or CSP in HTTP response headers. No vulnerabilities or exposed sensitive data were detected in the HTML content. WHOIS data was unavailable due to query limits, limiting domain registration trust analysis. Overall, the website presents a professional and trustworthy front for BTA's insurance services, with good content quality and security posture. Strategic improvements in security headers and ongoing monitoring of third-party scripts are recommended to enhance security further.

Detected Technologies

JavaScriptjQueryVue.jsGoogle Tag ManagerGoogle OptimizeTrengo Chat WidgetTooltipsterSlick CarouselToastr

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

BTA operates in the finance sector as a large insurance provider in Latvia, offering a broad portfolio of insurance products to both private and business customers. The company leverages its affiliation with Vienna Insurance Group to maintain market leadership. Its business model focuses on direct insurance sales, claims management, and customer support. The website's multilingual support and detailed product menus indicate a customer-centric approach. Partnerships with career and art-related domains suggest active corporate social responsibility and employer branding efforts. The presence of ISO certifications reinforces its commitment to quality and security standards.

Extracted Contact Information

Marketing Intelligence Data

Phone Numbers (1)

+3712612****

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security foundation with HTTPS enforcement, CSRF protection, and use of script nonces to mitigate injection risks. However, the absence of explicit security headers like HSTS, X-Content-Type-Options, and X-Frame-Options in the HTML source suggests room for improvement in defense-in-depth. No signs of exposed credentials or vulnerable libraries were found. Privacy policies and cookie consent mechanisms are implemented, supporting GDPR compliance. Incident response and vulnerability disclosure information are not publicly available, which could be enhanced to improve transparency and trust.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement HTTP security headers such as HSTS, X-Content-Type-Options, and X-Frame-Options to strengthen security posture.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

BTA

Description:

BTA is an insurance company offering a wide range of insurance products including OCTA, KASKO, property, travel, accident, and health insurance targeting private and business clients in Latvia.

Key Services:
Auto insurance (OCTA, KASKO)Travel insuranceProperty insuranceHealth insuranceAccident insuranceCyber risk insurance
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptjQueryVue.jsGoogle Tag ManagerGoogle OptimizeTrengo Chat WidgetTooltipsterSlick CarouselToastr
Frameworks:
Vue.js
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • CSRF token present
  • Content Security Policy nonce used in scripts

Analytics & Tracking

Services:
Google Tag ManagerGoogle Optimize
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Google Optimize
Marketing Tools:
Trengo Chat Widget
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and navigation.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

60/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

73/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a:smtp.bta.lv a:mx1.bta.lv a:mail.bta.lv ip4:80.233.170.168 ip4:80.233.170.165 include:spf.protection.outlook.com include:spf-006a7702.pphosted.com include:_spf.mlsend.com -all
DNS Lookups:6/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:rua@bta.lv
Forensic Reports:rua@bta.lv

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 31 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:66.22.39.110
Name Servers:
ns1.bdm.microsoftonline.comDNS only
ns2.bdm.microsoftonline.comDNS only
ns3.bdm.microsoftonline.comDNS only
ns4.bdm.microsoftonline.comDNS only
MX Records:
0: bta-lv.mail.protection.outlook.com
SOA:Serial: 1, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:53ms

SPF Analysis

SPF Record:
v=spf1 a:smtp.bta.lv a:mx1.bta.lv a:mail.bta.lv ip4:80.233.170.168 ip4:80.233.170.165 include:spf.protection.outlook.com include:spf-006a7702.pphosted.com include:_spf.mlsend.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern tech stack centered around Vue.js for frontend interactivity, supported by jQuery and various UI libraries like Tooltipster and Slick Carousel. It integrates marketing and analytics tools such as Google Tag Manager and Google Optimize, and a chat widget from Trengo for customer engagement. The site loads CSS and JS assets asynchronously and uses script nonces for inline scripts, indicating attention to performance and security. Mobile optimization is good, though accessibility features are basic. No CMS was explicitly detected. Hosting provider details are not evident from the HTML content.
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