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Is btv.at a Scam? Security Check Results - BTV Vier Länder Bank AG Reviews

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Is btv.at Safe? Security Analysis for BTV Vier Länder Bank AG

Check if btv.at is a scam or legitimate. Free security scan and reviews.

FinanceAustriamedium
Tailwind CSSOpenSans fontGTSectra font
Analyzed 8/1/2025Completed 9:48:27 PM
62
Security Score
MEDIUM RISK

AI Summary

BTV Vier Länder Bank AG is a regional banking institution primarily serving customers in Austria and neighboring countries. The website presents basic information about the bank with a focus on banking services but lacks detailed business or security-related disclosures. The technical infrastructure uses modern CSS frameworks like Tailwind CSS and custom fonts, indicating a moderate level of digital maturity. However, the website lacks critical security and privacy features such as privacy policies, cookie consent mechanisms, security headers, and contact information for incident response. This limits the overall security posture and compliance readiness of the site. The absence of WHOIS data in the provided input restricts domain legitimacy analysis. Overall, the website is functional but requires significant improvements in privacy, security, and transparency to meet modern standards.

Detected Technologies

Tailwind CSSOpenSans fontGTSectra font

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank operates in the finance sector with a traditional banking business model targeting retail and corporate customers in a regional market. The website content is consistent with a medium-sized financial institution but lacks detailed disclosures about company size, founding year, or subsidiaries. No partnerships or related domains were identified. The absence of contact details and trust indicators such as certifications or testimonials limits the business credibility presented online.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (3)

3*****@btv.atBTV
f*****@btv.at
i*****@btv.at

Security Posture Analysis

Comprehensive Security Assessment

The current security posture is weak due to missing security headers, lack of HTTPS configuration details, absence of vulnerability disclosure mechanisms, and no visible incident response contacts. No forms or input fields were detected, reducing attack surface but also limiting customer interaction. The site does not demonstrate GDPR compliance or data protection officer contact information, which is critical for a financial institution operating in the EU. Recommendations include implementing comprehensive security headers, publishing privacy and cookie policies, and establishing clear incident response channels.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a comprehensive privacy policy and cookie policy with GDPR compliance details.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

BTV Vier Länder Bank AG

Description:

BTV Vier Länder Bank AG is a banking institution serving customers in multiple countries, offering financial services with a focus on banking products and customer service.

Key Services:
bankingfinancial servicescustomer support
Content Quality:

basic

Branding:

consistent

Technical Stack

Technologies:
Tailwind CSSOpenSans fontGTSectra font
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

0

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:basic
User Experience:basic
Content Relevance:basic
Navigation Clarity:basic
Professionalism:basic
Trustworthiness:moderate

Key Observations

1

Website content is in German and related to a regional bank in Austria.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

33/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:dkim(1296-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:rua-dmarc@3bankenit.at
Forensic Reports:ruf-dmarc@3bankenit.at

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:193.138.123.184
Name Servers:
dns1.a1.netDNS only
dns2.a1.netDNS only
dns3.a1.netDNS only
MX Records:
20: mlgw9.3banken.net
10: mlgw1.3banken.net
SOA:Serial: 2025071002, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:97ms

SPF Analysis

SPF Record:
v=spf1 mx -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses Tailwind CSS for styling and custom fonts, indicating a modern front-end approach. No CMS or backend technologies were identified from the provided content. Performance appears moderate with no explicit indicators of slow loading. The site lacks analytics or tracking scripts, which may limit marketing insights but improves privacy. No external JavaScript libraries or frameworks were detected. The absence of security headers and privacy mechanisms indicates technical debt in security and compliance areas.
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