
Is cgu.com.au Safe? Security Analysis for CGU Australia Pty Ltd
Check if cgu.com.au is a scam or legitimate. Free security scan and reviews.
AI Summary
CGU Australia Pty Ltd is a well-established Australian insurance provider with a history dating back to 1861. The company offers a broad range of insurance products including car, home, travel, business, public liability, and professional indemnity insurance. The website targets insurance brokers and individual customers, emphasizing broker partnerships and comprehensive insurance solutions. The business model relies heavily on broker distribution and partnerships with financial institutions, positioning CGU as a trusted and longstanding player in the Australian insurance market. Technically, the website is built on Adobe Experience Manager CMS and uses modern web technologies including Adobe Helix RUM for performance monitoring. The site is well-structured, mobile-optimized, and SEO-friendly, providing a professional user experience. However, some improvements could be made in cookie consent and explicit security headers to enhance privacy and security compliance. From a security perspective, the site enforces HTTPS and avoids exposing sensitive data. No major vulnerabilities were detected in the HTML content. The absence of WHOIS data is due to privacy protections common for large enterprises. Overall, the security posture is strong but could benefit from publishing security policies and incident response information to improve transparency. The overall risk assessment is low with a high trustworthiness rating. Strategic recommendations include implementing cookie consent mechanisms, adding security headers, publishing security and incident response policies, and maintaining transparency about data protection practices to further enhance user trust and compliance.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
CGU operates in the Australian finance sector as a major insurance provider with a legacy of over 160 years. Its competitive advantage lies in strong broker relationships and partnerships with financial institutions, enabling broad market reach. The business model focuses on broker-mediated sales and direct partnerships rather than direct-to-consumer sales. Revenue streams are primarily from insurance premiums across multiple product lines. The target customers include individuals, small businesses, and brokers. Growth indicators include digital resources like the STRIVE insights platform and broker portals. The partnership ecosystem includes financial institutions and government financial literacy programs. CGU's operations reflect a mature, stable insurance business with a focus on customer service and broker support.
Security Posture Analysis
Comprehensive Security Assessment
CGU's website demonstrates a mature security posture with mandatory HTTPS, no visible sensitive data exposure, and use of modern web technologies. However, the lack of explicit security headers such as Content-Security-Policy and absence of published security policies or incident response contacts indicate areas for improvement. No vulnerability disclosures or security.txt files were found, which could enhance transparency and trust. The privacy policy is comprehensive and GDPR compliant, but cookie consent mechanisms are missing, which may pose compliance risks. Overall, the security culture appears professional but could be strengthened by formalizing incident response and vulnerability management disclosures.
Strategic Recommendations
Priority Actions for Security Improvement
Implement a cookie consent banner to comply with GDPR and enhance user privacy transparency.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
CGU Australia Pty Ltd
Comprehensive business & personal insurance - travel, car, home, public liability & professional indemnity cover. Get your online quote today! CGU has backed individuals and small businesses across Australia since 1861, partnering with insurance brokers to protect assets, livelihoods, and ambitions.
excellent
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- No exposed sensitive data in HTML
- Use of deferred and async script loading
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content and navigation.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: energy, transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
MTA-STS Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Mixed Content Detected
MEDIUM4 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings