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Is chase.com a Scam? Security Check Results - Chase Reviews

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Is chase.com Safe? Security Analysis for Chase

Check if chase.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Statesenterprise
ReactJavaScriptWebpackNext.jsAkamai CDN
Analyzed 9/6/2025Completed 3:45:09 PM
75
Security Score
MEDIUM RISK

AI Summary

Chase is a leading financial services company offering a broad range of banking, credit, mortgage, auto loan, and investment products primarily targeting personal and business customers in the United States. The website reflects a mature digital presence with a professional design, clear navigation, and comprehensive content that supports its market position as a top-tier financial institution. The site leverages modern web technologies including React and Next.js, hosted on Akamai CDN, ensuring fast performance and mobile optimization. Security is robust with HTTPS enforcement, secure login forms, and multiple security headers implemented. Privacy and cookie policies are comprehensive and GDPR compliant, reflecting strong privacy compliance. Although WHOIS data is unavailable due to registry restrictions, the brand's legitimacy is well established. Overall, the website demonstrates a high level of digital maturity and trustworthiness.

Detected Technologies

ReactJavaScriptWebpackNext.jsAkamai CDN

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Chase operates as a major player in the banking and finance sector, with a business model centered on providing a wide array of financial products and services to both individual consumers and businesses. Its competitive advantages include a strong brand, extensive product portfolio, and integration with JPMorgan Chase & Co. The company targets a broad customer base including personal banking clients, small to large businesses, and investors. The website's ecosystem includes multiple related domains for specialized services such as auto financing and credit cards. Marketing and analytics tools are used moderately to enhance customer engagement and service delivery. The company maintains a consistent branding strategy and offers extensive educational resources, reinforcing customer trust and loyalty.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a strong security posture with enforced HTTPS, use of security headers like Content-Security-Policy and Strict-Transport-Security, and secure login mechanisms including password masking and token usage options. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, the absence of a publicly available vulnerability disclosure policy and incident response contact details suggests areas for improvement in transparency and incident readiness. The privacy policy and cookie consent mechanisms align with GDPR requirements, indicating good compliance. Overall, the security maturity is high, suitable for a financial institution handling sensitive customer data.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a clear vulnerability disclosure and bug bounty policy to encourage responsible reporting of security issues.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Chase

Description:

Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking.

Key Services:
Checking accountsSavings & CDsCredit cardsHome loansAuto loansInvesting and retirement planning
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactJavaScriptWebpackNext.jsAkamai CDN
Frameworks:
ReactNext.js
Platforms:
Web
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Secure login form with password masking and show/hide toggle
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics & Tracking

Services:
BoomerangChase Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Boomerang
Marketing Tools:
Chase Analytics
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and navigation

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 exists:%{i}.spf.chase.com exists:%{i}.spf.hc4673-96.iphmx.com exists:%{i}.spf.hc4698-8.iphmx.com include:tpo.chase.com -all
DNS Lookups:4/10
Policy:-all
DMARC Details
Policy:reject
Aggregate Reports:d@rua.agari.com
Forensic Reports:d@ruf.agari.com
MTA-STS Details

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Registration Details

Domain Age
29 years(mature)
Expiry Risk
medium(32 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:146.143.141.57, 146.143.13.57, 146.143.83.57
Name Servers:
ns0119.secondary.cloudflare.com
ns0140.secondary.cloudflare.com
ns05.jpmorganchase.com
ns06.jpmorganchase.com
ns1.jpmorganchase.com
ns2.jpmorganchase.com
MX Records:
30: cluster14.us.messagelabs.com
40: cluster14a.us.messagelabs.com
20: cluster14.us.messagelabs.com
10: cluster14.us.messagelabs.com
SOA:Serial: 656931056, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:50ms

SPF Analysis

SPF Record:
v=spf1 exists:%{i}.spf.chase.com exists:%{i}.spf.hc4673-96.iphmx.com exists:%{i}.spf.hc4698-8.iphmx.com include:tpo.chase.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern technology stack featuring React and Next.js frameworks, optimized for performance and mobile responsiveness. Hosting via Akamai CDN ensures fast content delivery globally. The site uses advanced JavaScript bundling and lazy loading techniques to improve load times. SEO is well addressed with proper meta tags, canonical links, and structured data. Accessibility considerations are present but could be further enhanced. No CMS was explicitly detected, suggesting a custom or proprietary platform. Overall, the technical infrastructure supports a scalable, secure, and user-friendly digital experience.
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