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Is circle.com a Scam? Security Check Results - Circle Internet Financial Reviews

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Is circle.com Safe? Security Analysis for Circle Internet Financial

Check if circle.com is a scam or legitimate. Free security scan and reviews.

FinanceN/alarge
WebflowGoogle Tag ManagerOneTrustIntellimizeSwiper.js
Analyzed 9/5/2025Completed 5:56:20 PM
67
Security Score
MEDIUM RISK

AI Summary

Circle Internet Financial is a leading global financial technology company specializing in digital currencies and blockchain-based payment infrastructure. The company is publicly traded on the NYSE under the ticker CRCL and is the issuer of the USDC stablecoin, a widely adopted digital dollar. Circle offers a suite of products including stablecoins (USDC, EURC, USYC), blockchain infrastructure (Arc), payment networks (Circle Payments Network), and developer tools to enable near-instant, low-cost global payments and financial applications. The website reflects a mature, professional digital presence with comprehensive content targeting businesses leveraging blockchain and digital currency technologies. Technically, the site is built on modern frameworks such as Webflow, integrates analytics and consent management tools, and demonstrates good performance and mobile optimization. Security posture is strong with HTTPS, security headers, and privacy compliance mechanisms, though explicit security policies and incident response details are not publicly disclosed. WHOIS data is unavailable, likely due to privacy or domain registration structure, but the overall trust indicators and business legitimacy are high. Strategic recommendations include enhancing transparency around security policies and incident response, publishing vulnerability disclosure information, and providing more direct contact details for security and data protection inquiries.

Detected Technologies

WebflowGoogle Tag ManagerOneTrustIntellimizeSwiper.js

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Circle holds a strong market position as a pioneer in stablecoin issuance and blockchain payment infrastructure. Its business model focuses on enabling businesses and financial institutions to leverage digital currencies for global commerce and payments. Revenue streams likely include transaction fees, API usage, and partnerships. The company targets fintech firms, enterprises, and developers seeking blockchain-based financial solutions. Circle's partnership ecosystem includes blockchain networks like Arc and a broad alliance program. Growth indicators include recent product launches such as the Arc blockchain and the Circle Payments Network. The company maintains a professional brand with consistent messaging and strong investor relations presence, reinforcing credibility and market trust.

Security Posture Analysis

Comprehensive Security Assessment

Circle's website demonstrates a mature security posture with enforced HTTPS, comprehensive security headers, and cookie consent mechanisms aligned with GDPR. However, there is no publicly available dedicated security policy or incident response plan, which could be improved to enhance transparency and trust. No vulnerabilities or exposed sensitive data were detected in the website content. The use of third-party analytics and marketing tools is managed with consent frameworks. The absence of a vulnerability disclosure program or security.txt file is a gap in security maturity. Overall, the security posture is strong but could benefit from more explicit security governance disclosures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy and incident response plan on the website.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Circle Internet Financial

Description:

Circle (NYSE: CRCL) enables businesses to leverage digital currencies and public blockchains for payments, commerce and financial applications worldwide.

Key Services:
USDC stablecoin issuanceCircle Payments NetworkBlockchain infrastructure (Arc)Developer tools and APIsTokenized funds
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
WebflowGoogle Tag ManagerOneTrustIntellimizeSwiper.js
Frameworks:
Webflow CMS
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Use of security headers
  • Cookie consent mechanism
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Tag ManagerIntellimize
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
OneTrustIntellimize
Marketing Tools:
OneTrustIntellimize
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

45/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

80/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com include:amazonses.com include:oktamail.circle.com include:_spf.intacct.com include:_spf.salesforce.com include:123456.spf03.hubspotemail.net ip4:167.89.16.30 ip4:167.89.16.245 ip4:167.89.16.183 ip4:52.1.14.157 ip4:107.20.210 .250 ip4:50.31.156.96/27 ip4:104.245.209.192/26 ip4:50.31.205.0/24 ip4:156.70.5.157 ip4:156.70.5.159 ip4:156.70.5.161 ip4:156.70.5.163 ip4:156.70.5.165 ip4:156.70.25.148 ip4:204.14.234.64/28 ip4:204.14.232.64/28 ip4:182.50.78.64/28 ip4:96.43.144.64/31 ip4 :96.43.148.64/31 ip4:148.163.147.212 ip4:148.163.143.157 ip4:5.61.117.80/29 ip4:5.61.117.80/28 ip4:168.245.23.89/32 ip4:64.181.146.64/26 ip4:79.72.22.64/26 ip4:79.72.39.64/26 ip4:79.72.112.64/26 ip4:81.208.187.192/26 ip4:84.8.179.64/26 ip4:84.235.196.192/ 26 ip4:84.235.197.192/26 ip4:129.148.11.192/26 ip4:129.148.219.192/26 ip4:129.149.22.192/26 ip4:129.149.37.192/26 ip4:129.149.63.192/26 ip4:129.152.79.16/28 ip4:129.152.95.16/28 ip4:129.153.243.192/26 ip4:129.157.31.16/28 ip4:141.145.63.16/28 ip4:141.145. 79.16/28 ip4:146.56.127.192/26 ip4:147.154.14.34/32 ip4:147.154.59.192/26 ip4:147.154.123.119/32 ip4:147.154.189.192/26 ip4:147.154.255.192/26 ip4:151.104.48.26/32 ip4:151.104.61.235/32 ip4:155.248.28.128/26 ip4:155.248.115.192/26 ip4:155.248.119.192/26 i p4:158.178.219.192/26 ip4:158.179.11.192/26 ip4:158.179.135.64/26 ip4:158.180.181.192/26 ip4:159.13.87.0/26 ip4:159.112.165.64/26 ip4:170.52.3.228/32 ip4:170.52.4.253/32 ip4:192.29.42.231/32 ip4:192.29.91.192/26 ip4:192.29.137.192/26 ip4:192.29.143.169/32 ip4:192.29.172.192/26 ip4:192.29.178.192/26 ip4:192.29.207.192/26 ip4:192.29.216.192/26 ip4:192.29.232.192/26 ip4:204.216.114.64/26 ip4:204.216.119.192/26 ip4:204.216.127.192/26 ip4:207.127.72.64/26 ip4:207.127.107.192/26 ip4:207.127.109.192/26 ip4:207.2 11.139.192/26 ip4:216.131.131.240/28 -all
DNS Lookups:6/10
Policy:-all
DKIM Selectors Found
Selector:google(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:rua@dmarc.circle.com
Forensic Reports:ruf@dmarc.circle.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 48 days

HSTS Not Enabled

MEDIUM

HTTP Strict Transport Security (HSTS) is not configured

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

DNS Records

A Records:104.16.31.32, 104.16.30.32
Name Servers:
ns1.circle.comDNS only
ns2.circle.comDNS only
MX Records:
10: mxa-00400e02.gslb.pphosted.com
10: mxb-00400e02.gslb.pphosted.com
SOA:Serial: 2382433950, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:200ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com include:amazonses.com include:oktamail.circle.com include:_spf.intacct.com include:_spf.salesforce.com include:123456.spf03.hubspotemail.net ip4:167.89.16.30 ip4:167.89.16.245 ip4:167.89.16.183 ip4:52.1.14.157 ip4:107.20.210 .250 ip4:50.31.156.96/27 ip4:104.245.209.192/26 ip4:50.31.205.0/24 ip4:156.70.5.157 ip4:156.70.5.159 ip4:156.70.5.161 ip4:156.70.5.163 ip4:156.70.5.165 ip4:156.70.25.148 ip4:204.14.234.64/28 ip4:204.14.232.64/28 ip4:182.50.78.64/28 ip4:96.43.144.64/31 ip4 :96.43.148.64/31 ip4:148.163.147.212 ip4:148.163.143.157 ip4:5.61.117.80/29 ip4:5.61.117.80/28 ip4:168.245.23.89/32 ip4:64.181.146.64/26 ip4:79.72.22.64/26 ip4:79.72.39.64/26 ip4:79.72.112.64/26 ip4:81.208.187.192/26 ip4:84.8.179.64/26 ip4:84.235.196.192/ 26 ip4:84.235.197.192/26 ip4:129.148.11.192/26 ip4:129.148.219.192/26 ip4:129.149.22.192/26 ip4:129.149.37.192/26 ip4:129.149.63.192/26 ip4:129.152.79.16/28 ip4:129.152.95.16/28 ip4:129.153.243.192/26 ip4:129.157.31.16/28 ip4:141.145.63.16/28 ip4:141.145. 79.16/28 ip4:146.56.127.192/26 ip4:147.154.14.34/32 ip4:147.154.59.192/26 ip4:147.154.123.119/32 ip4:147.154.189.192/26 ip4:147.154.255.192/26 ip4:151.104.48.26/32 ip4:151.104.61.235/32 ip4:155.248.28.128/26 ip4:155.248.115.192/26 ip4:155.248.119.192/26 i p4:158.178.219.192/26 ip4:158.179.11.192/26 ip4:158.179.135.64/26 ip4:158.180.181.192/26 ip4:159.13.87.0/26 ip4:159.112.165.64/26 ip4:170.52.3.228/32 ip4:170.52.4.253/32 ip4:192.29.42.231/32 ip4:192.29.91.192/26 ip4:192.29.137.192/26 ip4:192.29.143.169/32 ip4:192.29.172.192/26 ip4:192.29.178.192/26 ip4:192.29.207.192/26 ip4:192.29.216.192/26 ip4:192.29.232.192/26 ip4:204.216.114.64/26 ip4:204.216.119.192/26 ip4:204.216.127.192/26 ip4:207.127.72.64/26 ip4:207.127.107.192/26 ip4:207.127.109.192/26 ip4:207.2 11.139.192/26 ip4:216.131.131.240/28 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using Webflow CMS, leveraging modern JavaScript libraries such as Swiper.js for UI components and Google Tag Manager for analytics. Consent management is handled via OneTrust, and personalization/testing is managed by Intellimize. The site is well-optimized for performance and mobile responsiveness, with structured data (JSON-LD) implemented for SEO and rich results. The technical infrastructure reflects a modern, scalable approach suitable for a large fintech company. Hosting provider details are not explicitly identified but likely use a CDN and cloud hosting. No technical debt or obsolete technologies were detected. Opportunities exist to improve security transparency and incident response readiness.
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