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Is cmbimg.com Safe? Security Analysis for 招商银行

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FinanceChinaenterprise
jQuery 1.10.2JavaScriptHTML5CSS
Analyzed 8/4/2025Completed 9:35:32 AM
61
Security Score
MEDIUM RISK

AI Summary

China Merchants Bank (招商银行) operates a comprehensive official website offering a wide range of personal and corporate financial services including banking, credit cards, loans, investment products, and wealth management. The website is professionally designed with clear navigation and mobile optimization, targeting both individual and business customers primarily in China. The bank positions itself as a leading financial institution with a strong market presence and diverse product portfolio. Technically, the site uses standard web technologies such as jQuery and JavaScript, with moderate performance and basic accessibility features. Security posture is adequate with HTTPS usage and no visible vulnerabilities, though security headers and explicit privacy mechanisms could be improved. WHOIS data is unavailable, which slightly impacts trust but the overall branding and linked domains strongly support legitimacy. The site does not contain adult or questionable content and is safe for general audiences.

Detected Technologies

jQuery 1.10.2JavaScriptHTML5CSS

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank's market positioning as a major Chinese commercial bank is supported by extensive product offerings and dedicated subdomains for credit cards, corporate banking, and investment services. The business model focuses on integrated financial services with digital channels including mobile apps and online banking. Revenue streams likely include interest income, fees from credit cards and loans, and wealth management commissions. The target customer segments include retail clients, high-net-worth individuals, and corporate clients. The presence of ESG reports and a public welfare platform indicates a commitment to corporate social responsibility. Partnerships and related domains suggest a mature ecosystem supporting recruitment, marketing, and investor relations.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

x*****@cmbchina.com

Phone Numbers (1)

955**

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security maturity level with HTTPS enforced and no exposed sensitive data in the HTML. However, the absence of visible security headers such as Content Security Policy, HSTS, and X-Frame-Options indicates room for improvement. No incident response or vulnerability disclosure information is found, which is a gap in transparency. The lack of cookie consent mechanisms may also pose compliance risks. Overall, the security posture is adequate for a banking website but could be enhanced by adopting best practices and publishing security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and enforce security headers including CSP, HSTS, and X-Frame-Options to mitigate common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

招商银行

Description:

招商银行官方网站。办理卡片申请,智能存款,转账汇款,网上支付,投资理财,贷款消费,信用卡还款,生活缴费,外汇买卖,实时利率,汇率查询,公司理财,企业贷款等业务,享受一站式综合金融服务!更可登录网上银行,手机银行,尽享24小时在线便利金融服务!

Key Services:
个人银行业务公司银行业务信用卡服务投资理财贷款服务跨境金融养老金金融资产托管
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQuery 1.10.2JavaScriptHTML5CSS
Platforms:
WebMobile (redirects to m.cmbchina.com)
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced (implied by URLs)
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is a comprehensive official portal for China Merchants Bank (招商银行)

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:a.spf.cmbchina.com include:b.spf.cmbchina.com include:c.spf.cmbchina.com -all
DMARC Details
Policy:none
Aggregate Reports:admin@cmbchina.com
Forensic Reports:admin@cmbchina.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

90/100
Score

Mixed Content Detected

MEDIUM

85 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:www.cmbchina.com
Issuer:DigiCert Secure Site Pro EV G2 TLS CN RSA4096 SHA256 2022 CA1
Valid Until:6/19/2026 (319 days)
SANs:www.cmbchina.com, cmbchina.com

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:218.18.98.4
AAAA Records:240e:6b1:420:100::e
Name Servers:
ns1.cmbchina.comDNS only
ns114.cmbchina.comDNS only
ns2.cmbchina.comDNS only
ns3.cmbchina.comDNS only
ns4.cmbchina.comDNS only
MX Records:
20: mail5.cmbchina.com
20: mail6.cmbchina.com
20: mail7.cmbchina.com
SOA:Serial: 2025072903, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:354ms

SPF Analysis

SPF Record:
v=spf1 include:a.spf.cmbchina.com include:b.spf.cmbchina.com include:c.spf.cmbchina.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a traditional web stack with jQuery 1.10.2 and custom JavaScript, indicating some legacy components. The site is mobile-optimized with redirection to a mobile subdomain. Performance is moderate with some video content fallback for integrated graphics. No modern frameworks or CMS are explicitly detected. Hosting provider details are not evident. SEO is supported by meta tags and structured navigation. Technical debt is moderate due to older libraries and lack of modern security headers. Opportunities exist for modernization and improved security hardening.
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