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Is dakota.xyz a Scam? Security Check Results - Dakota Reviews

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Is dakota.xyz Safe? Security Analysis for Dakota

Check if dakota.xyz is a scam or legitimate. Free security scan and reviews.

FinanceN/asmall
Next.jsReactSquarespace DomainsGoogle Cloud DNS
Analyzed 9/6/2025Completed 1:04:07 AM
63
Security Score
MEDIUM RISK

AI Summary

Dakota is a fintech company offering a modern business banking platform powered by stablecoins and backed by U.S. Treasuries. The company targets businesses seeking faster, seamless, and secure global financial services. The website presents a professional and consistent brand image with a focus on innovation in digital banking. Technically, the site is built using modern frameworks such as Next.js and React, hosted on Google Cloud infrastructure, and registered through a reputable registrar, Squarespace Domains II LLC. The domain age of over 9 years aligns well with the company's founding year, indicating stability and legitimacy. Security posture is adequate with HTTPS enabled and domain transfer protections in place; however, the absence of DNSSEC and security headers represents areas for improvement. Privacy compliance is weak due to missing privacy and cookie policies, and no incident response or vulnerability disclosure information is provided. Overall, the website is safe, professional, and moderately trustworthy but would benefit from enhanced transparency and security practices.

Detected Technologies

Next.jsReactSquarespace DomainsGoogle Cloud DNS

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Dakota operates in the finance sector, specifically focusing on business banking with a fintech approach leveraging stablecoins and treasury-backed assets. The business model centers on providing digital banking services that improve the speed and security of global finance for businesses. The company appears to be small-sized with a niche market position emphasizing innovation. The lack of detailed contact information and certifications on the website suggests a lean operation or early-stage digital presence. The presence of a Twitter social media link indicates some engagement with the fintech community. No partnerships or subsidiaries are identified from the website content or domain data. The company benefits from a stable domain registration and consistent branding, which supports credibility in the competitive fintech space.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS, ensuring encrypted communications, and the domain is protected with clientTransferProhibited and clientDeleteProhibited statuses to prevent unauthorized changes. However, DNSSEC is not enabled, which could expose the domain to DNS spoofing attacks. No security headers such as Content-Security-Policy or X-Frame-Options were detected, which are recommended to mitigate common web vulnerabilities. The absence of a published privacy policy, cookie policy, and incident response contact channels indicates gaps in compliance and security transparency. No known vulnerabilities or exposed sensitive data were identified in the provided content. The security posture is moderate but requires enhancements to meet best practices and regulatory compliance standards such as GDPR and NIS2.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC to strengthen DNS security and prevent spoofing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Dakota

Description:

A modern banking platform, powered by stablecoins and backed by U.S. Treasuries, to make global finance faster, seamless, and secure.

Key Services:
business bankingstablecoin-powered transactionsU.S. Treasury-backed financial services
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Next.jsReactSquarespace DomainsGoogle Cloud DNS
Frameworks:
Next.jsReact
Platforms:
Squarespace DomainsGoogle Cloud
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enabled
  • Domain status clientTransferProhibited and clientDeleteProhibited set

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is accessible and not blocked by WAF or security challenges.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

30/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:google(1096-bit rsa)
DMARC Details
Policy:none
Subdomain Policy:none
Aggregate Reports:re+bjkx6pbg7x8@dmarc.postmarkapp.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 68 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:76.76.21.21
Name Servers:
ns-cloud-c1.googledomains.comDNS only
ns-cloud-c2.googledomains.comDNS only
ns-cloud-c3.googledomains.comDNS only
ns-cloud-c4.googledomains.comDNS only
MX Records:
1: aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
10: alt3.aspmx.l.google.com
10: alt4.aspmx.l.google.com
SOA:Serial: 30, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:90ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern technology stack using Next.js and React, which supports server-side rendering and efficient client-side interactions. Hosting appears to be on Google Cloud, inferred from the DNS nameservers. The site includes optimized meta tags for SEO and preloads fonts and images for performance. Mobile optimization is good, and the design quality is professional and consistent. However, accessibility features are basic and could be improved to enhance usability for all users. No CMS was detected, suggesting a custom or framework-based site. Performance is moderate, likely benefiting from modern frameworks but could be further optimized. The absence of analytics and tracking scripts reduces privacy concerns but also limits marketing insights. Overall, the technical infrastructure is solid with room for enhancements in accessibility and performance monitoring.
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