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Is eiro.lv a Scam? Security Check Results - Latvijas Banka Reviews

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Is eiro.lv Safe? Security Analysis for Latvijas Banka

Check if eiro.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatvialarge
jQuery 3.3.1Joomla CMSChosen jQuery pluginLightSliderGoogle Tag Manager+1 more
Analyzed 7/31/2025Completed 2:17:53 AM
71
Security Score
MEDIUM RISK

AI Summary

Latvijas Banka is the official central bank of Latvia, responsible for issuing euro banknotes and coins, managing cash circulation, and providing various financial services to the public and institutions. The website serves as an authoritative source of information on cash circulation, currency exchange, numismatic products, and financial stability. It targets Latvian residents, financial institutions, businesses, and researchers. The bank holds a strong market position as the national issuer of euro currency and a key financial regulator. Technically, the website is built on Joomla CMS with modern JavaScript libraries such as jQuery and LightSlider, hosted on Microsoft Azure. It features good mobile optimization, accessibility, and SEO practices. The site uses HTTPS with a strong SSL configuration and includes cookie consent mechanisms, indicating a mature digital infrastructure. From a security perspective, the site enforces HTTPS and employs cookie consent banners, but explicit security headers like X-Frame-Options and X-Content-Type-Options are not clearly visible in the HTML. No vulnerabilities or exposed sensitive data were detected. The absence of a published security policy or incident response page suggests room for improvement in transparency and incident readiness. Overall, the website is professional, trustworthy, and compliant with GDPR, with comprehensive contact information and social media presence. The lack of WHOIS data limits domain registration verification, but the domain and content strongly indicate legitimacy. Strategic recommendations include enhancing security header implementation, publishing a security policy, and establishing a vulnerability disclosure channel.

Detected Technologies

jQuery 3.3.1Joomla CMSChosen jQuery pluginLightSliderGoogle Tag ManagerBotChat

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Latvijas Banka operates as a government central bank with exclusive rights to issue euro currency in Latvia. Its business model focuses on monetary policy implementation, cash management, financial supervision, and public services. The bank's competitive advantage lies in its authoritative role and government backing. Revenue streams are primarily from central banking operations and related services. The target customers include Latvian citizens, financial institutions, and businesses. The website reflects a well-established institution with a large organizational size and a strong partnership ecosystem, including links to numismatic sales platforms and career portals. Growth indicators are stable, aligned with national financial policy objectives.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

i*****@bank.lv

Phone Numbers (1)

670*****

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security posture with enforced HTTPS, cookie consent mechanisms, and no visible exposure of sensitive data. However, explicit security headers are not clearly present, and no dedicated security or incident response pages were found. Compliance with GDPR is evident through privacy and cookie policies. The site lacks a published vulnerability disclosure program or security.txt file, which could improve transparency and incident handling. Overall, the security maturity is good but could benefit from enhanced header policies and formalized incident response communication.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and verify security headers such as X-Frame-Options and X-Content-Type-Options to enhance protection against clickjacking and MIME sniffing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Latvijas Banka

Description:

Latvijas Banka is the central bank of Latvia, responsible for issuing euro banknotes and coins, ensuring cash circulation, and providing various financial and banking services to the public and institutions.

Key Services:
Cash circulation managementCurrency exchange servicesDamaged money exchangeNumismatic products salesFinancial stability and supervisionCredit register services
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
jQuery 3.3.1Joomla CMSChosen jQuery pluginLightSliderGoogle Tag ManagerBotChat
Frameworks:
Joomla
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of security scripts for cookie and overlay management

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Marketing Tools:
NewsMailer
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is official Latvian Bank site focused on cash circulation and related services.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

85/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:194.153.79.120 ip4:194.153.79.121 include:spf.bank.lv include:spf-cloud.bank.lv include:_spf.smaily.com -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:selector2(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarcreport@bank.lv
Forensic Reports:dmarcfail@bank.lv

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

DNS Records

A Records:212.70.163.163
Name Servers:
ns1-04.azure-dns.comDNS only
ns2-04.azure-dns.netDNS only
ns3-04.azure-dns.orgDNS only
ns4-04.azure-dns.infoDNS only
MX Records:
1: bank-lv.mail.protection.outlook.com
20: bank-lv.q-v1.mx.microsoft
SOA:Serial: 2016112901, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:79ms

SPF Analysis

SPF Record:
v=spf1 ip4:194.153.79.120 ip4:194.153.79.121 include:spf.bank.lv include:spf-cloud.bank.lv include:_spf.smaily.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Joomla CMS with a modern tech stack including jQuery, Chosen plugin, and LightSlider for UI components. Hosting on Microsoft Azure provides scalability and reliability. The site is mobile-optimized with good accessibility and SEO practices. Performance is moderate, with room for optimization in loading speed. The use of Google Tag Manager indicates advanced analytics integration. Technical risks are minimal but include potential outdated libraries and incomplete security header implementation. Modernization opportunities include adopting newer JavaScript frameworks and improving performance metrics.
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