Is epsfinancial.net Safe? Security Analysis for EPS Financial
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AI Summary
EPS Financial operates a professional website offering tax-related financial products including refund transfer programs, taxpayer advance loans, tax office loans, and merchant services tailored for independent tax offices. The company positions itself as a low-cost industry leader with a large customer base of over 43,000 tax offices. The website is built on WordPress with modern technologies and integrates marketing and analytics tools such as Google Analytics, Google Tag Manager, and Marketo. The site is mobile optimized and provides a good user experience with clear navigation and relevant content. Security posture is moderate with HTTPS enabled and cookie consent implemented, but lacks visible security headers and explicit privacy policies. The WHOIS data for the domain is missing or unavailable, which raises concerns about domain registration legitimacy. Overall, the website is professional and trustworthy in appearance but would benefit from improved transparency in domain registration and enhanced security practices.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
EPS Financial targets independent tax professionals and tax offices, providing financial products that facilitate tax season operations and client payment options. Their business model focuses on offering customizable financial solutions such as refund transfers and loans, supported by merchant services and customer support. The company leverages partnerships with software providers and payment processors to enhance service delivery. The presence of over 43,000 enrolled tax offices indicates significant market penetration and a strong competitive position. The company emphasizes US-based bilingual support and marketing assistance, which are key differentiators. The lack of visible company registration details and WHOIS information is a potential risk factor but does not negate the operational presence indicated by the website and partner domains.
Extracted Contact Information
Marketing Intelligence Data
Email Addresses (1)
Phone Numbers (1)
Security Posture Analysis
Comprehensive Security Assessment
The website employs HTTPS and a cookie consent mechanism, indicating baseline security and privacy compliance efforts. However, the absence of security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security reduces the overall security posture. No security.txt or vulnerability disclosure information is present, limiting transparency for security researchers. The use of third-party scripts like Marketo and Google Analytics introduces potential tracking and privacy considerations. No exposed sensitive data or known vulnerabilities were detected in the provided content. The missing WHOIS registration data is a concern for domain legitimacy and could indicate privacy protection or registration issues. Overall, the security maturity is moderate but could be improved with enhanced headers, documented policies, and incident response information.
Strategic Recommendations
Priority Actions for Security Improvement
Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, X-Content-Type-Options, and Strict-Transport-Security to harden the website against common attacks.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
EPS Financial
EPS Financial is an industry leader in tax-related financial products offering low-cost refund transfer programs, tax refund advances, tax office loans, and debit and credit card processing programs specifically for tax offices. They provide affordable, innovative, and customizable programs to help independent tax professionals manage and grow their business.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enabled
- Cookie consent banner implemented
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content and multimedia.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No SPF record found
HIGHSPF helps prevent email spoofing
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
No email authentication configured
CRITICALDomain is vulnerable to email spoofing
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 40 days
Mixed Content Detected
MEDIUM3 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
Unregistered MX Record
HIGHMX record points to unregistered domain: epsmg.epsfinancial.net
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
No DMARC Record
MEDIUMDMARC policy not configured
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
High-Risk Service Exposed: FTP
HIGHPort 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
Service Exposed: SSH
MEDIUMPort 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings