Is epspayments.net Safe? Security Analysis for EPS Financial
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AI Summary
EPS Financial operates the e-Pay Solutions website, providing payment processing services primarily targeting tax professionals. Their offerings include debit and credit card processing, ACH processing, and related equipment sales. The company positions itself as a competitive payment processor with low fees and flexible options, emphasizing ease of use and financial risk reduction. The website is professionally designed, mobile-optimized, and includes customer testimonials and clear contact information, supporting a credible market presence. Technically, the site is built on WordPress with modern analytics and cookie consent tools, though some security headers are not detected. The SSL configuration is strong, and the site is fully accessible without WAF or blocking mechanisms. However, the WHOIS data is missing or unavailable, which raises some concerns about domain registration transparency. Privacy policy presence is weak, though cookie consent is implemented. Overall, the site demonstrates a solid business and technical foundation but would benefit from enhanced transparency and security practices.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
EPS Financial targets a niche market of tax professionals, offering tailored payment processing solutions that avoid common pitfalls like mandatory refund transfers and high fees. Their business model leverages partnerships with established financial institutions such as PNC Bank and Pathward, enhancing trust. The company uses digital marketing tools effectively and provides clear pathways for customer engagement, including free statement analyses and equipment offerings. The presence of testimonials and consistent branding supports customer confidence. The lack of WHOIS data and explicit privacy policies suggests areas for improvement in regulatory compliance and transparency. EPS Financial appears to be a medium-sized enterprise focused on finance sector services within the United States.
Extracted Contact Information
Marketing Intelligence Data
Email Addresses (1)
Phone Numbers (1)
Security Posture Analysis
Comprehensive Security Assessment
The website enforces HTTPS and uses cookie consent mechanisms aligned with GDPR principles, indicating a baseline privacy compliance. However, the absence of visible security headers such as Content Security Policy, X-Frame-Options, and HSTS reduces the overall security posture. No vulnerabilities or exposed sensitive data were detected in the HTML content. The site lacks explicit incident response or security policy pages, which could hinder rapid response to security events. The use of third-party scripts like Google Analytics and OneTrust is standard but requires ongoing monitoring for vulnerabilities. Overall, the security posture is moderate with room for improvement in headers and documented policies.
Strategic Recommendations
Priority Actions for Security Improvement
Implement comprehensive security headers (CSP, HSTS, X-Frame-Options) to enhance protection against common web attacks.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
EPS Financial
e-Pay Solutions offers debit and credit card payment processing solutions tailored for tax professionals, featuring low processing fees and no mandatory refund transfers.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Cookie consent banner implemented
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content and navigation
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
Third-party services without privacy policy
HIGHDetected services: Google Analytics, YouTube, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
No email authentication configured
CRITICALDomain is vulnerable to email spoofing
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 40 days
Mixed Content Detected
MEDIUM1 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
Unregistered MX Record
HIGHMX record points to unregistered domain: epsmg.epsfinancial.net
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
No DMARC Record
MEDIUMDMARC policy not configured
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
High-Risk Service Exposed: FTP
HIGHPort 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
Service Exposed: SSH
MEDIUMPort 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings