Is erstebank.at Safe? Security Analysis for Erste Bank
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AI Summary
Erste Bank is a leading Austrian financial institution offering modern retail banking services including current accounts, internet banking, savings, credit, investment, and pension products. The website targets private customers in Austria, providing comprehensive information and digital banking solutions such as the George banking platform. The site demonstrates a mature digital infrastructure with a proprietary CMS (GEM), modern web technologies, and structured data for SEO. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though explicit security policies and incident response information are not publicly evident in the provided content. Privacy and cookie policies are not clearly found, indicating room for improvement in compliance transparency. Overall, Erste Bank's website is professional, trustworthy, and well-optimized for user experience and accessibility.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Erste Bank holds a strong market position in Austrian retail banking, offering a broad range of financial products and digital services. Its business model focuses on customer-centric banking with digital innovation, exemplified by the George platform. The company likely generates revenue through traditional banking fees, credit products, and investment services. The website reflects a large enterprise with consistent branding and a comprehensive service offering. Partnerships and external domains relate primarily to Erste Group's infrastructure and service endpoints. The absence of explicit contact details in the snippet suggests these are managed on dedicated pages, maintaining professional communication channels.
Security Posture Analysis
Comprehensive Security Assessment
The website employs HTTPS with an excellent SSL configuration, indicating secure data transmission. No exposed sensitive data or vulnerable libraries were detected in the HTML content. Security best practices such as CSP or HSTS headers are not explicitly visible but may be implemented server-side. The lack of publicly available security policies, incident response contacts, or vulnerability disclosure mechanisms suggests an opportunity to enhance transparency and readiness. No signs of malware, phishing, or WAF blocking were found, reflecting a stable security environment. Privacy compliance is partial due to missing visible privacy and cookie policies.
Strategic Recommendations
Priority Actions for Security Improvement
Publish clear and accessible privacy and cookie policies to improve GDPR compliance and user trust.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Erste Bank
Das modernste Banking Österreichs: Girokonto und Internetbanking, Sparen und Kredit, Anlegen und Vorsorgen – bei der Erste Bank finden Sie alles für Ihr Geldleben.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- No exposed sensitive data in HTML
- Use of CSP and other modern headers not explicitly detected but likely
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and well-structured.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Facebook, LinkedIn, YouTube
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: energy, transport, banking, health, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
Strict DMARC Alignment
LOWStrict alignment may cause legitimate emails to fail
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 76 days
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings