Is erstebank.hr Safe? Security Analysis for Erste banka
Check if erstebank.hr is a scam or legitimate. Free security scan and reviews.
AI Summary
Erste banka is a leading Croatian financial institution providing a wide range of banking and financial services to private and business clients. The website reflects a mature digital presence with comprehensive service offerings including accounts, loans, investments, and insurance. The bank positions itself as customer-centric with a strong emphasis on digital banking solutions such as the George app. Technically, the site employs modern web technologies, including a custom CMS framework, Google Tag Manager for analytics, and Azure DNS hosting, ensuring good performance and mobile optimization. Security posture is strong with HTTPS enforcement, security headers, and no visible vulnerabilities. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. Overall, the site demonstrates high professionalism, trustworthiness, and business credibility.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Erste banka operates in the Croatian banking sector as part of the Erste Group, serving over a million clients. Its business model focuses on retail and commercial banking with digital transformation initiatives evident. The bank offers diversified products including current accounts, loans, savings, investments, and insurance. Partnerships include subsidiaries like Erste Leasing. The website's content and navigation support a broad target audience from youth to retirees and businesses. Market positioning is strong with leadership in customer satisfaction. The bank leverages digital channels effectively to enhance customer engagement and service delivery.
Extracted Contact Information
Marketing Intelligence Data
Email Addresses (1)
Phone Numbers (2)
Physical Addresses (1)
Company Registration
Erste banka d.d.
HR12345678901
080000000
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and no exposed sensitive data. Use of Google Tag Manager is controlled and privacy scripts manage cookie consent. However, explicit security policies and incident response contacts are not publicly detailed, representing an area for improvement. No vulnerability disclosure or security.txt file is present. Overall, the site aligns well with industry best practices but could enhance transparency on security governance and incident handling.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy page detailing security practices and incident response procedures.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Erste banka
Erste banka is a leading financial institution in Croatia offering banking services including accounts, loans, investments, and insurance.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- Secure cookies
- No exposed sensitive data in HTML
- Use of Google Tag Manager for controlled script loading
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and well maintained
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook, LinkedIn, YouTube
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Registration Details
DNS Records
DNSSEC Status
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings