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Is erstebank.hu a Scam? Security Check Results - Erste Bank Hungary Zrt. Reviews

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Is erstebank.hu Safe? Security Analysis for Erste Bank Hungary Zrt.

Check if erstebank.hu is a scam or legitimate. Free security scan and reviews.

FinanceHungarylarge
JavaScriptGoogle Tag ManagerWatson Assistant ChatTrustCommander PrivacyElasticSearch+2 more
Analyzed 8/1/2025Completed 5:17:04 PM
65
Security Score
MEDIUM RISK

AI Summary

Erste Bank Hungary Zrt. operates as a major retail banking institution in Hungary, offering a comprehensive range of financial products including loans, bank accounts, cards, electronic banking, and investment services. The website reflects a mature digital presence with clear navigation, professional design, and a focus on customer engagement through digital services and security awareness. Technically, the site uses a proprietary CMS and framework (GEM), integrates modern analytics and privacy management tools, and is hosted on Erste Group's CDN infrastructure. Security posture is strong with HTTPS enforcement, security headers, and cookie consent mechanisms, although explicit incident response contacts and vulnerability disclosure policies are not publicly detailed. Overall, the site demonstrates high business credibility and compliance with GDPR, serving a broad retail customer base effectively.

Detected Technologies

JavaScriptGoogle Tag ManagerWatson Assistant ChatTrustCommander PrivacyElasticSearchCSS3HTML5

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank holds a strong market position as part of the Erste Group, targeting retail customers with tailored products for different life stages and financial needs. The business model focuses on comprehensive financial services including digital banking innovations like George app and online account opening. Partnership domains indicate a broad ecosystem including brokerage and investment platforms. The website content and structure support customer acquisition and retention with clear calls to action and service highlights. Growth indicators include digital service expansion and promotional campaigns. Strategic observations suggest continued investment in digital transformation and customer security education.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

k*****@erstebank.hu

Phone Numbers (2)

+3612980***
+3612980***

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with enforced HTTPS, presence of key security headers, and privacy compliance through cookie consent banners. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of explicit incident response contact information and vulnerability disclosure policies represents a compliance gap. The use of third-party scripts is monitored but should be regularly audited to mitigate supply chain risks. Overall, the security culture is proactive but could benefit from enhanced transparency and formalized disclosure mechanisms.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish clear incident response and abuse contact information on the website.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Erste Bank Hungary Zrt.

Description:

A pénzügyi termékek teljes skáláját kínálja az Erste Bank Hungary lakossági ügyfelei részére, a lakáshitelektől a személyi kölcsönön és a folyószámlákon át a bankkártyákon, az elektronikus banki szolgáltatásokon, a befektetési- és betéti termékeken keresztül a prémium- és privátbanki szolgáltatásokig.

Key Services:
Retail bankingLoans (personal, mortgage, leasing)Bank accountsBank cardsElectronic banking servicesInvestment and deposit productsPremium and private banking
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerWatson Assistant ChatTrustCommander PrivacyElasticSearchCSS3HTML5
Frameworks:
GEM (Erste Group proprietary framework)
Platforms:
Web desktopMobile responsive
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with opt-in
  • No exposed sensitive data in HTML
  • Use of security headers
  • Use of privacy management scripts

Analytics & Tracking

Services:
Google Analytics (via GTM)Ahrefs Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Ahrefs Analytics
Marketing Tools:
TrustCommander Privacy
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

12/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

50/100
Score

Email Security Check Incomplete

MEDIUM

Some email security checks timed out

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:52.223.54.116
Name Servers:
nsa1.isp.huDNS only
nsa2.isp.huDNS only
MX Records:
10: mail.erstebank.hu

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a proprietary CMS and framework (GEM) tailored for Erste Group, leveraging modern web technologies including JavaScript modules, CSS3, and responsive design. Hosting is via Erste Group's CDN ensuring performance and availability. Analytics integration includes Google Tag Manager and Ahrefs, supporting marketing and SEO efforts. Accessibility and SEO optimizations are well implemented. Performance is moderate with room for improvement in loading times and resource optimization. Technical risks are minimal but ongoing modernization and security audits are recommended to sustain operational resilience.
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