Is erstebank.me Safe? Security Analysis for Erste banka Crna Gora
Check if erstebank.me is a scam or legitimate. Free security scan and reviews.
AI Summary
Erste banka Crna Gora is a prominent financial institution serving the Montenegrin market with a broad range of retail banking services including accounts, cards, loans, savings, investments, and digital banking platforms. The website reflects a mature digital presence with a professional design, clear navigation, and mobile responsiveness, supporting a positive user experience for its target audience. Technically, the site leverages modern web technologies and integrates analytics and chat services to enhance customer engagement. Security posture is strong with HTTPS enforcement and cookie consent mechanisms, though explicit security headers and incident response information are not publicly disclosed. The WHOIS data is incomplete, limiting domain trust assessment, but overall the site demonstrates legitimacy and professionalism. Strategic recommendations include enhancing transparency around security policies and improving WHOIS data availability.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Erste banka Crna Gora operates as a key player in Montenegro's banking sector, leveraging its affiliation with the Erste Group to offer comprehensive financial products. Its business model focuses on retail banking with digital service channels to meet evolving customer needs. The bank's market position is reinforced by a consistent brand presence and a wide service portfolio. The website's integration with related domains for account opening and blogging indicates a well-structured ecosystem supporting customer acquisition and engagement. Growth indicators include digital banking adoption and multi-channel customer support. Strategic partnerships appear limited to internal group services, with no external affiliates detected.
Extracted Contact Information
Marketing Intelligence Data
Email Addresses (1)
Phone Numbers (1)
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a solid security foundation with HTTPS and cookie consent compliance. However, the absence of explicit security policies, incident response contacts, and vulnerability disclosure mechanisms suggests room for improvement in transparency and preparedness. No vulnerabilities or exposed sensitive data were detected in the analysis. The use of third-party analytics and chat services introduces moderate tracking but aligns with industry norms. Compliance with GDPR is indicated by privacy policy presence and cookie management. Overall, the security maturity is good but could benefit from enhanced policy disclosures and security header implementations.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy and incident response information to improve transparency and customer trust.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Erste banka Crna Gora
Erste banka Crna Gora provides banking services including accounts, cards, loans, savings, investments, and online banking to the population of Montenegro.
good
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- Cookie consent implemented
- No exposed sensitive data in HTML
- Secure forms with POST endpoints
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenge.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook, LinkedIn
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
Strict DMARC Alignment
LOWStrict alignment may cause legitimate emails to fail
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Unable to retrieve SSL certificate
CRITICALCould not establish secure connection to retrieve certificate information
Mixed Content Detected
MEDIUM3 resources loaded over insecure HTTP
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DNS Records
DNSSEC Status
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings