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Is etransfer.com a Scam? Security Check Results - EFT Corporation Reviews

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Is etransfer.com Safe? Security Analysis for EFT Corporation

Check if etransfer.com is a scam or legitimate. Free security scan and reviews.

Non-profitUnited Statesmedium
BootstrapjQueryFancyboxFlexsliderOwl Carousel+4 more
Analyzed 9/6/2025Completed 5:24:34 AM
66
Security Score
MEDIUM RISK

AI Summary

EFT Corporation is a well-established payment processing company specializing in electronic funds transfer and donation solutions for non-profits, churches, schools, and businesses. Founded in 1979, it holds a strong market position with decades of experience and recognition from industry bodies such as the American Fundraising Professionals. The company offers a comprehensive suite of services including ACH/EFT, credit and debit card processing, virtual terminals, and email marketing, positioning itself as a one-stop shop for electronic money processing needs. Technically, the website employs modern front-end technologies such as Bootstrap, jQuery, and Owl Carousel, and is hosted on Microsoft Azure DNS infrastructure. The site is mobile-optimized and includes standard tracking tools like Google Analytics and Facebook Pixel, alongside a cookie consent mechanism. However, there is room for improvement in security practices, notably the absence of DNSSEC and HTTP security headers, and lack of published security policies. From a security perspective, the site uses HTTPS and claims PCI compliance, which is critical for payment processing. The absence of explicit security headers and incident response information suggests moderate security maturity. No critical vulnerabilities or blocking mechanisms were detected, indicating a generally secure posture but with opportunities for enhancement. Overall, EFT Corporation's website reflects a credible and professional business with good content quality and user experience. Strategic improvements in security headers, DNS security, and transparency around security policies would further strengthen trust and compliance posture.

Detected Technologies

BootstrapjQueryFancyboxFlexsliderOwl CarouselGoogle AnalyticsGoogle AdsFacebook SDKCookieConsent.js

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

EFT Corporation operates in the niche market of electronic payment processing with a focus on non-profits and related sectors. Its long history and recognition by professional fundraising organizations provide competitive advantages and market credibility. The business model centers on providing integrated payment solutions that cater to various client segments including churches, schools, and businesses. Revenue streams likely include transaction fees, service subscriptions, and value-added services like email marketing. The company maintains a partnership ecosystem with payment networks and uses third-party advertising and analytics platforms. Growth indicators include a diverse client base and continuous service enhancements such as weekly transaction frequency. The company’s operations are supported by a management team with deep industry expertise, reinforcing strategic stability and market trust.

Extracted Contact Information

Marketing Intelligence Data

Phone Numbers (1)

800*******

Security Posture Analysis

Comprehensive Security Assessment

The security posture of EFT Corporation is moderate. The website enforces HTTPS and claims PCI compliance, essential for handling sensitive payment data. However, the lack of DNSSEC and missing HTTP security headers such as Content Security Policy and HSTS reduce the overall security robustness. There is no publicly available security policy or incident response contact, which limits transparency and preparedness for security incidents. The use of third-party scripts and tracking pixels introduces potential risk vectors that require ongoing monitoring. Overall, the company demonstrates awareness of security best practices but should enhance its security framework and communication to meet higher compliance standards such as GDPR and NIS2.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to protect against DNS spoofing and improve domain security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

EFT Corporation

Description:

EFT Corporation provides online giving and payment solutions including credit card, debit card, ACH/EFT, and eCheck processing for non-profits, churches, schools, and businesses since 1979. They offer a one-stop shop for electronic money processing solutions with a focus on ethical standards and confidentiality.

Key Services:
Electronic funds transfer (ACH/EFT)Credit card processingDebit card processingWebsite payment solutionsSwipe terminalVirtual terminalEmail marketing services
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
BootstrapjQueryFancyboxFlexsliderOwl CarouselGoogle AnalyticsGoogle AdsFacebook SDKCookieConsent.js
Frameworks:
Bootstrap
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
65/100
Best Practices:
  • HTTPS enabled
  • Cookie consent banner implemented
  • PCI compliance claimed
  • Client login portal secured via HTTPS

Analytics & Tracking

Services:
Google AnalyticsGoogle Ads
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Google Ads
Tracking Pixels:
Google AdsFacebook Pixel (via Facebook SDK)
Marketing Tools:
Email marketing services (mentioned)Google AdsFacebook Customer Chat
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and navigation

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

30/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

DMARC Partial Enforcement

LOW

DMARC only applies to 10% of messages

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com ip4:52.170.84.184 ip4:216.54.104.225 ip4:216.54.104.130/25 ip4:148.163.128.0/19 ip4:67.231.144.0/20 -all
DNS Lookups:1/10
Policy:-all
DMARC Details
Policy:quarantine(10% enforcement)
Aggregate Reports:ndr@etransfer.com
Forensic Reports:ndr@etransfer.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:40.121.216.66
Name Servers:
ns1-05.azure-dns.comDNS only
ns2-05.azure-dns.netDNS only
ns3-05.azure-dns.orgDNS only
ns4-05.azure-dns.infoDNS only
MX Records:
10: mx1-us1.ppe-hosted.com
20: mx2-us1.ppe-hosted.com

DNSSEC Status

DNSSEC Not Enabled

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com ip4:52.170.84.184 ip4:216.54.104.225 ip4:216.54.104.130/25 ip4:148.163.128.0/19 ip4:67.231.144.0/20 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a ColdFusion backend indicated by .cfm URLs, with a front-end leveraging Bootstrap for responsive design and jQuery-based plugins for UI components like sliders and carousels. Hosting is supported by Microsoft Azure DNS infrastructure, ensuring reliable DNS resolution. Performance is moderate with standard optimization techniques applied. The site includes Google Analytics and Google Ads for tracking and marketing, alongside Facebook SDK for customer chat functionality. Mobile optimization is good, but accessibility features are basic and could be improved. SEO is supported by appropriate meta tags and Open Graph data. Technical debt appears low but modernization opportunities exist in security headers and enhanced accessibility compliance.
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