Is etransfer.com Safe? Security Analysis for EFT Corporation
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AI Summary
EFT Corporation is a well-established payment processing company specializing in electronic funds transfer and donation solutions for non-profits, churches, schools, and businesses. Founded in 1979, it holds a strong market position with decades of experience and recognition from industry bodies such as the American Fundraising Professionals. The company offers a comprehensive suite of services including ACH/EFT, credit and debit card processing, virtual terminals, and email marketing, positioning itself as a one-stop shop for electronic money processing needs. Technically, the website employs modern front-end technologies such as Bootstrap, jQuery, and Owl Carousel, and is hosted on Microsoft Azure DNS infrastructure. The site is mobile-optimized and includes standard tracking tools like Google Analytics and Facebook Pixel, alongside a cookie consent mechanism. However, there is room for improvement in security practices, notably the absence of DNSSEC and HTTP security headers, and lack of published security policies. From a security perspective, the site uses HTTPS and claims PCI compliance, which is critical for payment processing. The absence of explicit security headers and incident response information suggests moderate security maturity. No critical vulnerabilities or blocking mechanisms were detected, indicating a generally secure posture but with opportunities for enhancement. Overall, EFT Corporation's website reflects a credible and professional business with good content quality and user experience. Strategic improvements in security headers, DNS security, and transparency around security policies would further strengthen trust and compliance posture.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
EFT Corporation operates in the niche market of electronic payment processing with a focus on non-profits and related sectors. Its long history and recognition by professional fundraising organizations provide competitive advantages and market credibility. The business model centers on providing integrated payment solutions that cater to various client segments including churches, schools, and businesses. Revenue streams likely include transaction fees, service subscriptions, and value-added services like email marketing. The company maintains a partnership ecosystem with payment networks and uses third-party advertising and analytics platforms. Growth indicators include a diverse client base and continuous service enhancements such as weekly transaction frequency. The company’s operations are supported by a management team with deep industry expertise, reinforcing strategic stability and market trust.
Extracted Contact Information
Marketing Intelligence Data
Phone Numbers (1)
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The security posture of EFT Corporation is moderate. The website enforces HTTPS and claims PCI compliance, essential for handling sensitive payment data. However, the lack of DNSSEC and missing HTTP security headers such as Content Security Policy and HSTS reduce the overall security robustness. There is no publicly available security policy or incident response contact, which limits transparency and preparedness for security incidents. The use of third-party scripts and tracking pixels introduces potential risk vectors that require ongoing monitoring. Overall, the company demonstrates awareness of security best practices but should enhance its security framework and communication to meet higher compliance standards such as GDPR and NIS2.
Strategic Recommendations
Priority Actions for Security Improvement
Enable DNSSEC on the domain to protect against DNS spoofing and improve domain security.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
EFT Corporation
EFT Corporation provides online giving and payment solutions including credit card, debit card, ACH/EFT, and eCheck processing for non-profits, churches, schools, and businesses since 1979. They offer a one-stop shop for electronic money processing solutions with a focus on ethical standards and confidentiality.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enabled
- Cookie consent banner implemented
- PCI compliance claimed
- Client login portal secured via HTTPS
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content and navigation
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
DMARC Partial Enforcement
LOWDMARC only applies to 10% of messages
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DNS Records
DNSSEC Status
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings