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Is fdic.gov a Scam? Security Check Results - Federal Deposit Insurance Corporation Reviews

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Is fdic.gov Safe? Security Analysis for Federal Deposit Insurance Corporation

Check if fdic.gov is a scam or legitimate. Free security scan and reviews.

FinanceUnited Statesenterprise
Drupal 10Google Tag ManagerPlotly.jsBoomerang (performance monitoring)Universal-Federated-Analytics
Analyzed 9/5/2025Completed 3:43:27 PM
67
Security Score
MEDIUM RISK

AI Summary

The Federal Deposit Insurance Corporation (FDIC) is a U.S. government independent agency focused on maintaining stability and public confidence in the nation's financial system. The website serves multiple audiences including consumers, bankers, and analysts by providing deposit insurance information, regulatory guidance, financial research, and news updates. The FDIC operates as a trusted authority in the banking sector with a long-established domain and official .gov branding. Technically, the website is built on Drupal 10 CMS, leveraging modern analytics and performance monitoring tools such as Google Tag Manager and Boomerang. It is hosted via Akamai CDN infrastructure, ensuring fast and reliable delivery. The site is well-optimized for mobile and accessibility standards, with clear navigation and professional design. From a security perspective, the site enforces HTTPS and shows no signs of exposed sensitive data or vulnerabilities. However, it lacks explicit security headers, vulnerability disclosure mechanisms, and publicly available privacy or cookie policies, which are areas for improvement. The domain WHOIS data is privacy protected but consistent with government domain practices, supporting legitimacy. Overall, the FDIC website presents a strong security posture and high business credibility but should enhance privacy compliance and transparency to align with best practices and regulatory expectations.

Detected Technologies

Drupal 10Google Tag ManagerPlotly.jsBoomerang (performance monitoring)Universal-Federated-Analytics

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The FDIC holds a critical role in the U.S. financial regulatory ecosystem, providing deposit insurance and supervising financial institutions. Its business model is government-funded and focused on financial system stability rather than profit. The website reflects this by offering extensive resources for different stakeholders, including educational tools, regulatory information, and detailed banking industry data. The FDIC's market position as a federal agency is unique and authoritative, with no direct commercial competitors. The site’s content and structure support its mission to inform and protect consumers and financial institutions. Partnerships with other government entities and use of federal analytics platforms indicate a mature operational ecosystem.

Security Posture Analysis

Comprehensive Security Assessment

The FDIC website demonstrates a mature security posture with mandatory HTTPS, no visible sensitive data leaks, and use of secure forms. The absence of DNSSEC is a minor gap in DNS security. Lack of explicit security headers and vulnerability disclosure policies reduces transparency and could be improved. No signs of malware or phishing were detected. The site uses reputable third-party analytics and performance tools, which appear properly integrated. Incident response contact information is not publicly visible, which is a potential compliance gap. Overall, the site is secure but could benefit from enhanced security policy disclosures and technical header implementations.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the fdic.gov domain to strengthen DNS security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Federal Deposit Insurance Corporation

Description:

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.

Key Services:
Deposit insuranceBank supervision and examinationsFinancial institution resolutionConsumer education and resourcesBanking industry research and analysis
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
Drupal 10Google Tag ManagerPlotly.jsBoomerang (performance monitoring)Universal-Federated-Analytics
Frameworks:
Drupal CMS
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of .gov domain indicating government authenticity
  • No exposed sensitive data in HTML
  • Secure forms with proper labels and ARIA attributes

Analytics & Tracking

Services:
Google Analytics (via GTM)Universal-Federated-Analytics
Tracking Level:moderate
Privacy Compliance:poor

Advertising & Marketing

Tracking Pixels:
Universal-Federated-Analytics
Transparency Level:basic

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Official U.S. government website with .gov domain

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

50/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15768000"

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:fdi22226.zixworks.com ip4:167.176.6.0/24 ip4:167.176.16.0/24 ip4:167.176.36.0/24 ip4:63.251.84.65 ip4:216.12.128.83 ip4:67.97.183.69 ip4:67.97.183.68 ip4:67.97.183.67 ip4:209.59.135.148 ip4:72.18.216.98 ip4:74.123.133.61 ip4:72.18.216.102 ip4:204.144.151.225 ip4:96.127.113.23 ip4:52.222.105.57 ip4:207.195.180.134 ip4:207.195.188.134 a:fyi.fdic.gov include:spfext.zapproved.com include:spf.protection.outlook.com mx:fdic.gov -all
DNS Lookups:5/10
Policy:-all
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:fdic@rua.agari.com
Forensic Reports:fdic@ruf.agari.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 31 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:fdic.gov
Issuer:E6
Valid Until:10/6/2025 (31 days)
SANs:fdic.gov

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
27 years(mature)
Expiry Risk
low(339 days)
Protection Level
basicDNSSEC OFF
Suspicious Indicators Detected
  • Privacy/proxy registration detected

DNS Records

A Records:95.101.136.215, 95.101.136.205
AAAA Records:2a02:26f0:e80:7f::17d8:869a, 2a02:26f0:e80:7f::17d8:869b
Name Servers:
a1-55.akam.net
a10-66.akam.net
a13-67.akam.net
a18-64.akam.net
a28-65.akam.net
a9-66.akam.net
MX Records:
10: mail.fdic.gov
10: mail3.fdic.gov
20: mail2.fdic.gov
SOA:Serial: 2008629973, TTL: 900s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:84ms

SPF Analysis

SPF Record:
v=spf1 include:fdi22226.zixworks.com ip4:167.176.6.0/24 ip4:167.176.16.0/24 ip4:167.176.36.0/24 ip4:63.251.84.65 ip4:216.12.128.83 ip4:67.97.183.69 ip4:67.97.183.68 ip4:67.97.183.67 ip4:209.59.135.148 ip4:72.18.216.98 ip4:74.123.133.61 ip4:72.18.216.102 ip4:204.144.151.225 ip4:96.127.113.23 ip4:52.222.105.57 ip4:207.195.180.134 ip4:207.195.188.134 a:fyi.fdic.gov include:spfext.zapproved.com include:spf.protection.outlook.com mx:fdic.gov -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The FDIC website is built on Drupal 10, a modern and secure CMS platform, indicating a current technology stack. It uses Akamai CDN for hosting and content delivery, ensuring fast performance and global reach. The site integrates Google Tag Manager and Universal-Federated-Analytics for data collection and user behavior analysis. Plotly.js is used for interactive data visualizations, enhancing user engagement. The site is mobile-optimized and accessible, with proper ARIA labels and responsive design. Performance monitoring is implemented via Boomerang scripts. No deprecated or vulnerable libraries were detected in the provided content. Overall, the technical infrastructure is robust, modern, and well-maintained.
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