Is financialscholars.org Safe? Security Analysis for Financial Scholars
Check if financialscholars.org is a scam or legitimate. Free security scan and reviews.
AI Summary
Financial Scholars is a non-profit organization founded in Philadelphia in 2020, dedicated to providing financial literacy and empowerment education to students, families, and teachers, particularly in underserved communities. The organization partners with schools and community groups to deliver free programs including budgeting, credit, investing, entrepreneurship enrichment, and workforce development. The website reflects a growing organization expanding to other states with a strong community and corporate partnership base. Technically, the website is built on the Webflow platform, leveraging modern web technologies such as Google Fonts and Google Tag Manager for analytics. The site is mobile-optimized, well-structured, and presents a professional design with good SEO practices. However, some improvements could be made in accessibility and privacy compliance, particularly regarding cookie consent mechanisms. From a security perspective, the site uses HTTPS with good SSL configuration but lacks visible security headers and published security policies or incident response information. No vulnerabilities or exposed sensitive data were detected. The WHOIS data is unavailable or privacy protected, which is common for non-profits but limits domain trust verification. Overall, Financial Scholars presents a credible and trustworthy online presence with a clear mission and professional execution. Strategic improvements in privacy compliance and security transparency would enhance trust and compliance posture.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Financial Scholars operates in the education and non-profit sectors, focusing on financial literacy for high school students and their families. Its market positioning is strong in Philadelphia with expansion underway to other states, leveraging partnerships with financial institutions, law firms, and universities. The business model is grant and donation funded, with visible donation mechanisms via PayPal. The target customers are underserved students and school communities. Growth indicators include program expansion and increasing school and student involvement. The partnership ecosystem includes corporate sponsors and educational institutions, enhancing credibility and resource access. The organization maintains a focused mission with clear community impact metrics, supporting sustainable growth and outreach.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate to good security maturity level with HTTPS enforced and no visible vulnerabilities or sensitive data exposure. However, the absence of security headers such as Content-Security-Policy and X-Frame-Options reduces defense-in-depth. No published security policies or incident response contacts were found, indicating gaps in transparency and preparedness. Privacy compliance is partial, lacking cookie consent mechanisms and GDPR indicators. The WHOIS privacy protection is justified but limits domain trust verification. Overall, the security posture is adequate for a non-profit educational site but could be improved by implementing recommended headers, privacy notices, and incident response information to enhance user trust and regulatory compliance.
Strategic Recommendations
Priority Actions for Security Improvement
Implement and publish a comprehensive privacy policy including GDPR compliance details and cookie consent mechanisms.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Financial Scholars
Financial Scholars gives students and their families the tools to navigate financial decision-making from high school to college and beyond.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- No exposed sensitive data in HTML
- No vulnerable libraries detected
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenges.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Third-party services without privacy policy
HIGHDetected services: Google Analytics, LinkedIn, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 61 days
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
No DMARC Record
MEDIUMDMARC policy not configured
Domain Registration Details
- •Privacy/proxy registration detected
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings