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Is finansum.lv a Scam? Security Check Results - Finansum.lv Reviews

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Is finansum.lv Safe? Security Analysis for Finansum.lv

Check if finansum.lv is a scam or legitimate. Free security scan and reviews.

TransportationLatviasmall
ReactNext.jsChakra UIFont AwesomeNormalize.css+1 more
Analyzed 7/30/2025Completed 11:17:34 PM
55
Security Score
MEDIUM RISK

AI Summary

Finansum.lv is a Latvian company specializing in long-term vehicle rental, leasing, and sales services tailored to both private individuals and business clients. The company positions itself as a reliable partner in the Baltic region, offering flexible financing and a wide range of vehicle types including cars, motorcycles, commercial vehicles, and water transport. Their business model focuses on personalized leasing solutions and rent-to-own options, supported by a professional team with extensive industry knowledge. Technically, the website is built using modern web technologies such as Next.js and Chakra UI, hosted on Vercel, ensuring fast performance and good mobile optimization. The site includes standard SEO and accessibility features, though accessibility could be further enhanced. Privacy compliance is addressed with a cookie consent banner and a privacy policy page, indicating GDPR awareness. From a security perspective, the site uses HTTPS and secure form inputs but lacks explicit security headers and dedicated security or incident response pages. No vulnerabilities or exposed sensitive data were detected in the content analysis. The absence of WHOIS data limits domain trust verification, but the website content and business information appear consistent and professional. Overall, Finansum.lv presents a credible and professional online presence with room for improvement in security policies and transparency. The site effectively supports its business goals with clear contact information, customer testimonials, and partner affiliations.

Detected Technologies

ReactNext.jsChakra UIFont AwesomeNormalize.cssGoogle Fonts

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Finansum.lv operates in the transportation sector, focusing on vehicle leasing and rental services in Latvia and the Baltic region. Their competitive advantage lies in offering flexible, personalized leasing solutions including rent-to-own options, catering to both private and business customers. The company leverages partnerships with major vehicle brands and local service providers to enhance its offerings. Revenue streams likely include leasing fees, vehicle sales, and associated financing services. The target market includes individuals seeking long-term vehicle use without traditional bank financing and businesses requiring fleet solutions. Growth indicators include a professional website with multi-language support, active social media presence, and customer testimonials. The partnership ecosystem is robust, featuring well-known automotive and service brands, which strengthens market credibility.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

i*****@finansum.lv

Phone Numbers (1)

+3712575****

Company Registration

Legal Name:

Sia "Finansum"

VAT Number:

LV50103723851

Registration Number:

50103723851

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security maturity level with HTTPS enforced and secure form handling. However, it lacks several security best practices such as comprehensive security headers (CSP, X-Frame-Options, etc.) and publicly available security policies or incident response procedures. No direct vulnerabilities or sensitive data exposures were found in the content. GDPR compliance is partially addressed through cookie consent and privacy policy, but explicit data retention and incident response details are missing. The absence of a security.txt file or dedicated vulnerability disclosure channel limits transparency. Overall, the security posture is adequate for a small business website but could be improved to enhance trust and compliance.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement standard security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Finansum.lv

Description:

A company that provides ultimate vehicle long-term rental experience tailored to private and business client needs. They serve both private individuals and businesses helping them find and acquire desired vehicles.

Key Services:
Long-term vehicle rentalCar leasingRent to own carsVehicle purchase solutionsBusiness and personal vehicle rental
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsChakra UIFont AwesomeNormalize.cssGoogle Fonts
Frameworks:
Next.jsChakra UI
Platforms:
Vercel
Performance:

fast

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Secure form inputs
  • Cookie consent mechanism

Analytics & Tracking

Services:
Vercel InsightsGoogle Analytics (via GTM)Facebook Pixel
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Facebook Pixel
Marketing Tools:
Facebook Pixel
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and multiple language options (LV, EN, RU).

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

30/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Cloudflare, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.titan.email ~all
DNS Lookups:1/10
Policy:~all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 79 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:76.76.21.21
Name Servers:
ns1.dns-parking.comDNS only
ns2.dns-parking.comDNS only
MX Records:
10: mx1.titan.email
20: mx2.titan.email
SOA:Serial: 2025072401, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:74ms

SPF Analysis

SPF Record:
v=spf1 include:spf.titan.email ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern React-based framework (Next.js) with Chakra UI for styling, ensuring responsive design and good performance. Hosting on Vercel provides scalability and fast content delivery. The use of Google Fonts and Font Awesome enhances visual appeal. SEO is supported by proper meta tags, canonical links, and multilingual support. The site includes interactive elements such as a rental calculator and contact forms with validation. However, accessibility could be improved with better ARIA attributes and keyboard navigation support. No CMS was detected, indicating a custom or static site generation approach. Overall, the technical infrastructure is solid with opportunities for further optimization and security enhancements.
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