Is finanzgruppe.de Safe? Security Analysis for Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken
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AI Summary
The website www.finanzgruppe.de represents the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, a large cooperative financial group in Germany. The group offers a broad range of financial services including home financing, investment management, insurance, credit solutions, and business financing through a network of partner institutions. The site is professionally designed with consistent branding and clear navigation, targeting a general audience seeking financial services. Technically, the website uses modern web technologies including JavaScript and CSS, with privacy and analytics tools integrated such as TrustCommander and eTracker. The site is mobile optimized and performs moderately well. Security posture is good with HTTPS enforced and cookie consent mechanisms in place, though some security best practices like security headers and incident response information are missing. The domain WHOIS data shows standard name servers but lacks detailed registrant information, which slightly reduces trust but is not uncommon for such entities. Overall, the website is trustworthy, compliant with GDPR, and provides a safe user experience without any adult or questionable content.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken holds a strong market position as a cooperative financial group in Germany, leveraging a network of partner institutions to deliver diverse financial products and services. Their business model focuses on cooperative banking principles, emphasizing partnership, trust, and community. Revenue streams likely include banking fees, investment management, insurance premiums, and credit interest. The target customers range from private individuals to SMEs and municipal clients. The partnership ecosystem is extensive, including well-known financial institutions such as Schwäbisch Hall, Union Investment, and DZ Bank. The website reflects a mature digital presence with clear branding and professional content, supporting their market credibility and growth potential.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate to good security maturity level. HTTPS is properly implemented, and cookie consent mechanisms comply with GDPR requirements. However, the absence of explicit security policies, incident response contacts, and vulnerability disclosure reduces transparency and preparedness. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. The use of third-party privacy and analytics scripts is transparent but should be regularly audited for security. To enhance security posture, the organization should consider publishing a security policy, adding security headers, and providing clear incident response channels. Overall, the security culture appears adequate but could benefit from formalization and increased visibility.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy page outlining security practices and commitments.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken
Unter dem Dach der Genossenschaftlichen FinanzGruppe Volksbanken Raiffeisenbanken finden Sie für jedes Ihrer finanziellen Bedürfnisse den richtigen Partner.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Cookie consent mechanism
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenges.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
No email authentication configured
CRITICALDomain is vulnerable to email spoofing
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 64 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
No DMARC Record
MEDIUMDMARC policy not configured
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
High-Risk Service Exposed: FTP
HIGHPort 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings