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Is finclub.cz a Scam? Security Check Results - FINCLUB plus, a.s. Reviews

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Is finclub.cz Safe? Security Analysis for FINCLUB plus, a.s.

Check if finclub.cz is a scam or legitimate. Free security scan and reviews.

RetailCzech Republicmedium
JavaScriptjQueryGoogle AnalyticsGoogle Tag ManagerFacebook SDK+1 more
Analyzed 7/30/2025Completed 9:54:33 PM
43
Security Score
HIGH RISK

AI Summary

FINCLUB plus, a.s. is a Czech company with over 30 years of experience specializing in natural dietary supplements sourced from Finland, natural cosmetics, and biodegradable cleaning products. The company holds a strong market position in the Czech Republic and Central Europe as a leading distributor and partner of the Finnish manufacturer Hankintatukku Oy. Their business model combines e-commerce sales, direct distribution, and support for entrepreneurial partners. Technically, the website is built on the Shopsys e-commerce platform, utilizing modern JavaScript libraries and tracking tools such as Google Analytics and Facebook SDK. The site is mobile-optimized and provides a good user experience with clear navigation and relevant content. Security-wise, the site uses HTTPS and reCAPTCHA but lacks some advanced security headers and a public security policy. Privacy compliance is well addressed with GDPR-aligned policies and cookie consent mechanisms. The absence of WHOIS data reduces transparency but does not significantly undermine the overall trustworthiness given the professional presentation and business information available.

Detected Technologies

JavaScriptjQueryGoogle AnalyticsGoogle Tag ManagerFacebook SDKGoogle reCAPTCHA

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

FINCLUB operates in the retail and healthcare sectors, focusing on natural health products and cosmetics. Their competitive advantage lies in their exclusive partnership with a reputable Finnish manufacturer and a long-standing market presence. The company targets health-conscious consumers, pregnant women, seniors, and business partners interested in direct selling opportunities. Their multi-regional presence through partner websites indicates a broad market reach. The company emphasizes quality, natural ingredients, and medical endorsement, which strengthens their brand credibility. Revenue streams likely include product sales and business partner memberships. Growth indicators include recent product line expansions and EU funding for IT modernization.

Extracted Contact Information

Marketing Intelligence Data

Phone Numbers (2)

+4205587*****
+4208001*****

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security maturity level with HTTPS enforcement and use of Google reCAPTCHA to protect forms. However, it lacks explicit security headers such as Content-Security-Policy and Strict-Transport-Security, which are recommended to mitigate common web attacks. No public security policy or incident response contacts are provided, which could hinder transparency and trust in case of security incidents. There is no evidence of vulnerabilities or exposed sensitive data in the HTML content. GDPR compliance is well addressed, but further improvements in security posture and incident readiness are advisable.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive HTTP security headers including Content-Security-Policy, X-Content-Type-Options, and Strict-Transport-Security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

FINCLUB plus, a.s.

Description:

Česká společnost s více než 30 lety zkušeností na trhu, nabízí přírodní doplňky stravy z Finska, přírodní kosmetiku a biologicky odbouratelné čisticí prostředky. Strategický partner finského výrobce Hankintatukku Oy, největší distributor ve střední Evropě.

Key Services:
Prodej přírodních doplňků stravyProdej přírodní kosmetikyDistribuce a servis ve střední EvropěPoradenské služby lékařePodpora podnikání s Finclubem
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptjQueryGoogle AnalyticsGoogle Tag ManagerFacebook SDKGoogle reCAPTCHA
Frameworks:
Shopsys e-commerce framework
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enabled
  • Use of Google reCAPTCHA
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Facebook Pixel
Marketing Tools:
Facebook SDK
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and content-rich.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

20/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

55/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DMARC reporting

LOW

DMARC aggregate reports not configured

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a mx include:spf.smartemailing.cz include:virtis.cz ip4:185.9.117.27 ~all
DNS Lookups:4/10
Policy:~all
DMARC Details
Policy:none

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

3 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
27 years(mature)

DNS Records

A Records:185.9.117.27
AAAA Records:2a03:3840:2:27::1
Name Servers:
ns.silesnet.net
ns2.silesnet.net
MX Records:
0: mail.finclub.cz
SOA:Serial: 2002052758, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:162ms

SPF Analysis

SPF Record:
v=spf1 a mx include:spf.smartemailing.cz include:virtis.cz ip4:185.9.117.27 ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on the Shopsys e-commerce framework, leveraging modern JavaScript libraries and asynchronous loading of analytics and social media SDKs. The site is mobile responsive and includes SEO best practices such as meta tags and Open Graph images. Performance is moderate, with potential for optimization in script loading and caching. Accessibility is basic, with room for improvement in ARIA roles and keyboard navigation. Hosting provider details are not explicitly identified. The technical stack supports a stable and professional online presence but could benefit from enhanced security configurations and performance tuning.
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