Skip to main content

Is ghazanfarbank.com a Scam? Security Check Results - Ghazanfar Bank Reviews

ghazanfarbank.com favicon

Is ghazanfarbank.com Safe? Security Analysis for Ghazanfar Bank

Check if ghazanfarbank.com is a scam or legitimate. Free security scan and reviews.

FinanceAfghanistanmedium
Google AnalyticsZendesk WidgetChaty WhatsApp ChatjQueryBootstrap+2 more
Analyzed 9/5/2025Completed 2:25:43 PM
55
Security Score
MEDIUM RISK

AI Summary

Ghazanfar Bank is a well-established financial institution in Afghanistan, providing a broad range of banking services including personal and corporate accounts, digital banking, ATM debit cards, loans, and remittance services such as Western Union. The bank has a solid market presence with 15 years of operation, multiple branches, and a recognized position in the SME finance sector. Their website reflects a professional and consistent brand image targeting both individual and corporate customers within Afghanistan. Technically, the website uses modern web technologies including Bootstrap, Google Analytics, and customer support widgets, delivering a good user experience with mobile optimization and multi-language support. Security posture is adequate with HTTPS enforcement and domain transfer protection, though improvements are recommended in DNSSEC and security headers. Privacy compliance is basic with visible privacy and cookie policies but lacks explicit GDPR compliance indicators. Overall, the bank demonstrates credible business operations with trustworthy digital presence.

Detected Technologies

Google AnalyticsZendesk WidgetChaty WhatsApp ChatjQueryBootstrapGoogle FontsGoogle Maps API

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Ghazanfar Bank operates in the banking sector focusing on retail and corporate banking services in Afghanistan. Its business model combines traditional banking with digital services such as internet banking and mobile applications. The bank's partnerships with payment processors and technology providers enhance its service offerings. The presence of awards and recognition from SME Finance Forum indicates a competitive advantage and growth orientation. The bank targets a broad customer base including individuals, SMEs, and corporate clients. Its digital infrastructure supports customer engagement and service delivery, positioning it as a key player in Afghanistan's financial services market.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

i*****@ghazanfarbank.com

Phone Numbers (3)

+9302021*****
+9307987*****
+9307978*****

Security Posture Analysis

Comprehensive Security Assessment

The website enforces HTTPS and has domain transfer protection, which are positive security indicators. However, the absence of DNSSEC and lack of visible security headers such as Content-Security-Policy and HSTS reduce the overall security posture. No dedicated security policy or incident response information is published, which limits transparency and preparedness communication. The use of third-party scripts for analytics and customer support introduces potential risk vectors that require regular auditing. Forms include basic input validation but no advanced anti-automation or anti-fraud mechanisms are evident. Overall, the security maturity is moderate with room for improvement in DNS security, header policies, and incident response readiness.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to protect against DNS spoofing and improve domain security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Ghazanfar Bank

Description:

Ghazanfar Bank is a financial institution providing banking services including internet banking, ATM debit cards, safe deposit lockers, loans, and corporate and personal banking products. It targets individuals and corporate clients in Afghanistan.

Key Services:
Internet BankingATM Debit CardsSafe Deposit LockersLoans (Murabaha)Western UnionBank GuaranteesDigital BankingSMS Banking
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Google AnalyticsZendesk WidgetChaty WhatsApp ChatjQueryBootstrapGoogle FontsGoogle Maps API
Frameworks:
Bootstrap
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
65/100
Best Practices:
  • HTTPS enforced
  • ClientTransferProhibited domain status
  • No exposed sensitive data in HTML
  • Secure forms with input validation (basic)

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Zendesk WidgetChaty WhatsApp Chat
Marketing Tools:
ZendeskChaty
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

30/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:zoho.com include:_spf.mlsend.com include:spf.simply.com -all
DNS Lookups:3/10
Policy:-all
DMARC Details
Policy:quarantine
Subdomain Policy:quarantine
Aggregate Reports:dy-cio@ghazanfarbank.com
Forensic Reports:dy-cio@ghazanfarbank.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 36 days

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
17 years(mature)
Expiry Risk
low(148 days)
Protection Level
basicDNSSEC OFF

DNS Records

A Records:93.191.156.158
Name Servers:
ns1.simply.com
ns2.simply.com
ns3.simply.com
ns4.simply.com
MX Records:
50: mx3.zoho.com
20: mx2.zoho.com
10: mx.zoho.com
SOA:Serial: 2025042300, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:81ms

SPF Analysis

SPF Record:
v=spf1 include:zoho.com include:_spf.mlsend.com include:spf.simply.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using Bootstrap framework and integrates multiple third-party services such as Google Analytics, Google Tag Manager, Zendesk for customer support, and Chaty for WhatsApp chat functionality. It uses Google Fonts and Google Maps API for enhanced user experience. The site is mobile responsive and supports multiple languages. Hosting details are not explicitly disclosed but the domain registrar is Key-Systems GmbH. Performance is moderate with some optimization opportunities. The site lacks a detectable CMS, suggesting a custom or proprietary platform. Technical risks include missing DNSSEC and security headers, which could be addressed to improve resilience. Overall, the technical infrastructure supports the bank's business needs but could benefit from modernization and enhanced security controls.
Analyze Another Website