Is howtogetloanstips.com Safe? Security Analysis for How To Get Loans – Home Loans, Mortgage Refinance, Home quity Loans, Rates
Check if howtogetloanstips.com is a scam or legitimate. Free security scan and reviews.
AI Summary
HowToGetLoansTips.com is a small-scale informational website focused on providing advice and tips related to various loan types including home loans, business loans, student loans, payday loans, and mortgage refinancing. The site targets individuals seeking guidance on obtaining loans and managing financial products. The business model appears to be content-driven, likely monetized through advertising or affiliate marketing, though no direct monetization scripts were detected. The website has been active since 2012, indicating some longevity in its niche. Technically, the site is built on WordPress with common libraries such as jQuery and uses Google Fonts and Font Awesome for styling. The site shows basic mobile optimization and accessibility but lacks advanced SEO and performance optimizations. There is no evidence of modern frameworks or advanced technical infrastructure. The hosting provider is not explicitly identified beyond the registrar and DNS parking services. From a security perspective, the site lacks critical security headers and does not implement DNSSEC. No privacy or cookie policies are present, and no contact or incident response information is provided, which limits trust and compliance posture. The SSL status is presumed but not detailed. No forms or data collection mechanisms were found, reducing exposure but also limiting user engagement. Overall, the site is functional but basic, with moderate technical implementation and low privacy and security maturity. Strategic improvements in privacy compliance, security headers, and contact transparency would enhance trust and compliance.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The website occupies a niche in the finance sector, specifically focusing on loan-related informational content. Its competitive advantage lies in providing a broad range of loan topics, from business and home loans to identity theft awareness. The business model is likely content monetization through ads or affiliate links, though no direct evidence was found. The target audience is individuals seeking loan advice, possibly first-time borrowers or those with credit challenges. Growth indicators are limited due to sparse recent content updates and lack of engagement features. No partnerships or ecosystem integrations are evident. The site operates independently without visible parent or subsidiary relationships.
Security Posture Analysis
Comprehensive Security Assessment
The current security posture is basic and lacks several best practices. The absence of security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options exposes the site to common web vulnerabilities. DNSSEC is not enabled, which could allow DNS spoofing attacks. No privacy or cookie policies indicate non-compliance with GDPR and other privacy regulations. The lack of incident response contacts or security policies reduces preparedness for security events. No vulnerable libraries were detected, but the use of older jQuery versions could pose risks if not updated. Overall, the site has a low security maturity level and should prioritize implementing security headers, privacy policies, and incident response mechanisms.
Strategic Recommendations
Priority Actions for Security Improvement
Implement and publish a comprehensive privacy policy and cookie policy with consent mechanisms to improve GDPR compliance.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Website providing informational content and tips about various types of loans including home loans, mortgage refinance, home equity loans, business loans, car loans, student loans, payday loans, and identity theft related to loans.
basic
moderate
Technical Stack
moderate
basic
basic
basic
Security Assessment
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is a WordPress-based informational blog focused on loan advice.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Third-party services without privacy policy
HIGHDetected services: Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 47 days
Mixed Content Detected
MEDIUM1 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
No DMARC Record
MEDIUMDMARC policy not configured
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings