Is insta.bank Safe? Security Analysis for Instabank ASA
Check if insta.bank is a scam or legitimate. Free security scan and reviews.
AI Summary
Instabank ASA is a Nordic challenger bank founded in 2016 and headquartered in Oslo, Norway. The company operates as a fully digital bank offering a range of financial products including loans, savings, credit cards, and insurance to private and corporate customers. Positioned as a leading Nordic challenger, Instabank is publicly listed on Euronext Growth and emphasizes sustainability through its Miljøfyrtårn certification. The website serves as an investor relations hub, providing news, reports, and live share data to stakeholders. Technically, the site is built on WordPress with Elementor, delivering a professional and responsive user experience. Security posture is solid with HTTPS and domain transfer protections, though improvements such as DNSSEC and security headers are recommended. Privacy compliance is currently lacking, with no visible privacy or cookie policies. Overall, the site reflects a credible and professional fintech entity with room for enhanced security and compliance documentation.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Instabank ASA targets the Nordic financial market with a challenger bank model focused on digital innovation and customer-centric financial services. Its business model leverages technology to disrupt traditional banking by offering flexible and accessible products. The company is expanding into European markets, including Germany, as indicated by recent news posts. Revenue streams likely include interest from loans, fees from credit cards, and insurance products. The investor relations focus and listing on Euronext Growth suggest a growth-oriented strategy with transparency to shareholders. The presence of multiple country-specific domains indicates a regional expansion strategy. The company maintains a sustainability certification, enhancing its brand value and appeal to ESG-conscious investors.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a baseline security posture with HTTPS enforced and domain transfer restrictions in place. However, the absence of DNSSEC reduces DNS security, and no security headers were detected, which could expose the site to certain web-based attacks. There is no public security policy or incident response information, which limits transparency and preparedness communication. No vulnerability disclosure or security.txt files were found, indicating a gap in coordinated vulnerability management. The lack of privacy and cookie policies also suggests incomplete compliance with GDPR and related regulations. Overall, while no critical vulnerabilities are apparent, the security maturity can be improved by implementing recommended best practices and compliance documentation.
Strategic Recommendations
Priority Actions for Security Improvement
Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Instabank ASA
Instabank is a fully digital Nordic challenger bank founded in 2016, headquartered in Oslo, Norway. It offers tailored financial solutions including flexible loans, savings products, credit cards, and insurance to private and corporate customers. The bank is listed on Euronext Growth and emphasizes sustainability as a certified Miljøfyrtårn company.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enabled
- clientTransferProhibited domain status
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is an investor relations hub for Instabank ASA, a Nordic challenger bank.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Third-party services without privacy policy
HIGHDetected services: Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DMARC reporting
LOWDMARC aggregate reports not configured
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Mixed Content Detected
MEDIUM3 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings