Is kzfinance.cz Safe? Security Analysis for KZ FINANCE
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AI Summary
KZ FINANCE is a well-established financial and investment advisory company based in the Czech Republic, with over 25 years of experience. The company offers a broad range of services targeting both individuals and businesses, including asset protection, income security, retirement planning, housing financing, employee benefits consulting, and real estate management. Their market position is solid, supported by a professional website that reflects their expertise and trustworthiness. Technically, the website employs modern web technologies such as Bootstrap and Google Maps API, ensuring a responsive and user-friendly experience. The site is hosted likely by Wedos, consistent with the registrar information. Performance and SEO are good, though accessibility could be improved. The website uses HTTPS with a strong SSL configuration, and secure forms with validation are implemented. From a security perspective, the site demonstrates good practices including HTTPS enforcement and no visible vulnerabilities or exposed sensitive data. However, it lacks some security headers and a visible cookie consent mechanism, which are recommended for enhanced compliance and protection. Incident response and security policies are partially documented through linked PDFs, but explicit contact channels for security incidents are not provided. Overall, the website is trustworthy, professional, and compliant with GDPR requirements, though minor improvements in privacy and security practices could further strengthen its posture. There are no indications of malicious or adult content, making it safe for general audiences.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
KZ FINANCE operates in the finance sector, focusing on financial and investment advisory services for individuals and companies. Their business model revolves around personalized consulting and financial planning, with a diversified service portfolio that includes asset protection, income security, and corporate employee benefits. The company targets a mature audience seeking professional financial guidance. Their 25-year history and multiple office locations across the Czech Republic indicate a stable and medium-sized enterprise with a strong local presence. The partnership ecosystem includes a dedicated partner portal, and marketing efforts leverage newsletter subscriptions via Mailchimp. The company maintains a professional online presence with comprehensive legal disclosures, enhancing credibility and customer trust.
Extracted Contact Information
Marketing Intelligence Data
Email Addresses (1)
Phone Numbers (1)
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a mature security posture with HTTPS enabled and secure form handling. No critical vulnerabilities or exposed sensitive data were detected. However, the absence of key security headers such as Content-Security-Policy and X-Frame-Options represents an area for improvement. The lack of a published security.txt file and explicit incident response contact channels limits transparency in vulnerability reporting. GDPR compliance is supported by detailed privacy policies and data processing agreements, but the missing cookie consent mechanism is a compliance gap. Overall, the security culture appears adequate but could benefit from enhanced transparency and technical controls.
Strategic Recommendations
Priority Actions for Security Improvement
Implement a visible cookie consent banner to comply fully with GDPR cookie regulations.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
KZ FINANCE
25 let odborným partnerem vašich financí a investic, poskytující finanční a investiční poradenství, služby pro osoby a firmy, včetně ochrany majetku, financování bydlení, zaměstnaneckých výhod a správy nemovitostí.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Secure contact forms with validation
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and content-rich.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 54 days
Mixed Content Detected
MEDIUM1 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
No DMARC Record
MEDIUMDMARC policy not configured
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
High-Risk Service Exposed: FTP
HIGHPort 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings