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Is lanterninsurance.co.nz a Scam? Security Check Results - Lantern Insurance Reviews

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Is lanterninsurance.co.nz Safe? Security Analysis for Lantern Insurance

Check if lanterninsurance.co.nz is a scam or legitimate. Free security scan and reviews.

FinanceNew Zealandmedium
Adobe Helix RUMChromade Design SystemBootstrap (implied by data-bs attributes)Vidyard video embedBoomerang Real User Monitoring+1 more
Analyzed 10/3/2025Completed 4:05:47 PM
62
Security Score
MEDIUM RISK

AI Summary

Lantern Insurance is a New Zealand-based insurance provider offering a range of insurance products including home, contents, car, small business, motorcycle, boat insurance, and roadside assistance. It operates as a division of IAG New Zealand Ltd, a well-established insurance group with a strong financial rating (AA). The website is professionally designed, leveraging Adobe Experience Manager CMS and modern web technologies, providing a good user experience with clear navigation and mobile optimization. The business targets New Zealand residents seeking insurance coverage with a focus on premium products underwritten by NZI. Security posture is solid with HTTPS and no visible vulnerabilities, though some improvements in security headers and privacy compliance are recommended. The absence of WHOIS data for the domain is a notable anomaly but does not detract significantly from the overall trust due to the strong brand association. Overall, the website is a credible and professional digital presence for Lantern Insurance.

Detected Technologies

Adobe Helix RUMChromade Design SystemBootstrap (implied by data-bs attributes)Vidyard video embedBoomerang Real User MonitoringJavaScript ES6+

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Lantern Insurance benefits from its affiliation with IAG New Zealand Ltd, leveraging the parent company's financial strength and market presence. The business model focuses on providing insurance products through a digital brochureware platform with customer support facilitated via linked service domains. The company targets a broad customer base in New Zealand, including homeowners, vehicle owners, and small businesses. The website's integration with customer help portals and clear call-to-actions for quotes and claims indicate a customer-centric approach. The market position is strengthened by adherence to the Fair Insurance Code and a very strong financial rating, which are key trust factors in the insurance sector.

Extracted Contact Information

Marketing Intelligence Data

Phone Numbers (1)

080*******

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS and uses deferred and asynchronous loading of scripts to optimize performance and security. However, no explicit security headers such as Content-Security-Policy or X-Frame-Options were detected, which are recommended best practices. There is no visible security or incident response policy published, nor are there dedicated security contact channels. The site does not display cookie consent mechanisms, which may impact privacy compliance. No vulnerabilities or exposed sensitive data were found in the HTML content. Overall, the security posture is good but could be enhanced with additional headers and privacy controls.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Lantern Insurance

Description:

Lantern offers premium insurance from NZI including home, contents, car, small business, motorcycle, boat, and roadside assist insurance.

Key Services:
Home InsuranceContents InsuranceCar InsuranceSmall Business InsuranceMotorcycle InsuranceBoat InsuranceRoadside Assist
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Adobe Helix RUMChromade Design SystemBootstrap (implied by data-bs attributes)Vidyard video embedBoomerang Real User MonitoringJavaScript ES6+
Frameworks:
Adobe Experience Manager (AEM)
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of deferred and async scripts

Analytics & Tracking

Services:
Boomerang Real User Monitoring
Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Boomerang Real User Monitoring
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

25/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=86400 ; includeSubDomains"

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com include:spf.messagelabs.com ~all
DNS Lookups:2/10
Policy:~all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc.reporting@iag.com.au
Forensic Reports:dmarc.reporting@iag.com.au

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

80/100
Score

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:lanterninsurance.co.nz
Issuer:DigiCert Global G3 TLS ECC SHA384 2020 CA1
Valid Until:5/21/2026 (230 days)
SANs:lanterninsurance.co.nz, www.lanterninsurance.co.nz, pay.lanterninsurance.co.nz

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
17 years(mature)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:23.216.134.224, 23.216.134.212
AAAA Records:2a02:26f0:7100::687e:2598, 2a02:26f0:7100::687e:2590
Name Servers:
a1-129.akam.net
a11-66.akam.net
a26-67.akam.netDNS only
a28-64.akam.net
a3-65.akam.netDNS only
a4-66.akam.net
MX Records:
0: lanterninsurance-co-nz.mail.protection.outlook.com
SOA:Serial: 1549942824, TTL: 7200s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:61ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com include:spf.messagelabs.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager CMS, utilizing modern JavaScript libraries and asynchronous script loading for performance. It integrates third-party services such as Vidyard for video embedding and Boomerang for real user monitoring analytics. The site is mobile responsive with good SEO practices including meta tags and Open Graph data. Performance is moderate with room for optimization. Accessibility features are basic but present. The technical infrastructure is solid and supports a professional insurance service platform.
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