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Is lsvcarinsurance.com.au a Scam? Security Check Results - Lumley Special Vehicles Insurance Reviews

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Is lsvcarinsurance.com.au Safe? Security Analysis for Lumley Special Vehicles Insurance

Check if lsvcarinsurance.com.au is a scam or legitimate. Free security scan and reviews.

TransportationAustraliamedium
Adobe Helix RUMChromed Design System assetsVidyard video embedBoomerang performance monitoring
Analyzed 10/3/2025Completed 4:02:49 PM
62
Security Score
MEDIUM RISK

AI Summary

Lumley Special Vehicles Insurance operates as a specialized insurer for classic and vintage vehicles in Australia, offering tailored insurance products for classic cars and motorcycles. The business is currently transitioning new policy offerings to larger partner insurers NRMA Insurance and RACV Insurance, while continuing to service existing customers. The website reflects this transition clearly with calls to action directing new customers to partner sites and detailed information for existing policyholders. The company is a trading name of Insurance Australia Limited, a well-established insurer in the region. Technically, the website is built on Adobe Experience Manager, leveraging modern web technologies including Adobe Helix RUM for performance monitoring and Vidyard for video content. The site is well-optimized for mobile devices, has good SEO practices, and provides a professional user experience. However, some security best practices such as explicit security headers and cookie consent mechanisms are missing. From a security perspective, the site uses HTTPS and does not expose sensitive data or vulnerable libraries. The absence of WHOIS data limits domain trust verification, but the presence of official insurer names, ABNs, and regulatory references supports legitimacy. No security policy or incident response information is published, which could be improved to enhance trust. Overall, the website is professional, secure, and trustworthy with minor gaps in privacy compliance and security headers. The business is credible and well-positioned in its niche market, with clear communication about its operational changes and partner relationships.

Detected Technologies

Adobe Helix RUMChromed Design System assetsVidyard video embedBoomerang performance monitoring

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Lumley Special Vehicles Insurance targets a niche market of classic and vintage vehicle owners in Australia, providing specialized insurance products. The business model is focused on servicing existing customers while redirecting new business to larger insurers NRMA and RACV, indicating a strategic partnership ecosystem. This transition suggests a consolidation or exit strategy in certain regions. The company benefits from the backing of Insurance Australia Limited, enhancing its market credibility. Revenue streams likely include premiums from classic vehicle insurance policies. The website content and structure indicate a medium-sized operation with a clear focus on customer retention and regulatory compliance. The partnership with NRMA and RACV expands customer options and leverages established insurers' scale and resources.

Extracted Contact Information

Marketing Intelligence Data

Phone Numbers (1)

133***

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate to strong security posture with mandatory HTTPS encryption and no visible exposure of sensitive data. The use of modern performance and monitoring tools indicates active management of site health. However, the lack of explicit security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces defense-in-depth. No published security policy, incident response contacts, or vulnerability disclosure mechanisms are present, which are best practices for transparency and trust. The absence of a cookie consent mechanism may pose compliance risks in privacy regulations. The WHOIS data is unavailable, which slightly reduces domain trust but does not indicate malicious intent. Overall, the site is secure but could improve transparency and compliance features.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish a comprehensive security policy and incident response contact information to improve transparency and trust.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Lumley Special Vehicles Insurance

Description:

Lumley Special Vehicles offers car & bike insurance for classic, vintage, and antique vehicles. The site informs about ceasing new policies nationwide from Feb and June 2025, continuing service for existing customers, and redirecting new customers to NRMA Insurance or RACV Insurance depending on region.

Key Services:
Classic car insuranceVintage motorcycle insurancePolicy servicing for existing customers
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Adobe Helix RUMChromed Design System assetsVidyard video embedBoomerang performance monitoring
Frameworks:
Adobe Experience Manager (AEM)
Performance:

fast

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics & Tracking

Services:
Boomerang Real User Monitoring
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Boomerang
Marketing Tools:
Vidyard video embed
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

25/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=86400 ; includeSubDomains"

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

57/100
Score

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

40/100
Score

No SPF record found

HIGH

SPF helps prevent email spoofing

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
DMARC Details
Policy:none
Aggregate Reports:dmarc.reporting@iag.com.au

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

70/100
Score

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:www.repairernetwork.com.au
Issuer:Thawte EV RSA CA G2
Valid Until:6/24/2026 (264 days)
SANs:www.repairernetwork.com.au, claims.iag.com.au, lsvcarinsurance.com.au +4 more

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:95.100.110.23, 95.100.110.22
AAAA Records:2a02:26f0:9500:1c::1749:2da, 2a02:26f0:9500:1c::1749:2d7
Name Servers:
a1-177.akam.net
a10-66.akam.net
a11-67.akam.net
a16-64.akam.net
a2-65.akam.net
a9-66.akam.net
SOA:Serial: 2025020706, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:21ms

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager, a robust enterprise CMS platform, indicating a mature technical infrastructure. It uses modern JavaScript libraries and performance monitoring tools such as Adobe Helix RUM and Boomerang, supporting good site performance and user experience. The site is mobile optimized with responsive design and good accessibility features. SEO is well implemented with meta tags, Open Graph data, and structured JSON-LD breadcrumbs. Hosting details are not explicitly found but the use of Adobe and Akamai-related assets suggests enterprise-grade hosting. The site loads quickly and has no broken elements detected. Technical debt appears low, but improvements in security headers and privacy mechanisms are recommended to align with best practices.
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