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Is maksekeskus.ee a Scam? Security Check Results - Maksekeskus AS Reviews

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Is maksekeskus.ee Safe? Security Analysis for Maksekeskus AS

Check if maksekeskus.ee is a scam or legitimate. Free security scan and reviews.

FinanceEstoniamedium
WordPressPHPjQueryGoogle Tag ManagerGoogle Analytics+6 more
Analyzed 7/31/2025Completed 1:06:19 PM
56
Security Score
MEDIUM RISK

AI Summary

Maksekeskus AS is a leading payment service provider in the Baltic region, offering a comprehensive suite of payment and delivery solutions tailored for e-commerce merchants and retail businesses. Founded in 2010, the company provides services including bank payments, card payments, mobile wallet integrations like Apple Pay and Google Pay, buy now pay later options, payment terminals, and integrated delivery services with major carriers. Their market position is strong, supported by a large client base and positive customer testimonials. Technically, the website is built on WordPress with a modern tech stack including jQuery, Google Tag Manager, and various plugins for enhanced functionality and user experience. Hosting is supported by Amazon AWS infrastructure, ensuring reliability and scalability. The site demonstrates good mobile optimization, accessibility, and SEO practices, contributing to a professional digital presence. From a security perspective, the site enforces HTTPS and employs GDPR-compliant cookie consent mechanisms. While explicit security headers are not fully confirmed, best practices are generally observed. No critical vulnerabilities or exposed sensitive data were detected. The domain registration data aligns well with the business claims, reinforcing legitimacy and trustworthiness. Overall, Maksekeskus presents a secure, professional, and user-friendly platform with strong business credibility. Strategic improvements in explicit security header implementation and publishing a formal security policy could further enhance their security posture.

Detected Technologies

WordPressPHPjQueryGoogle Tag ManagerGoogle AnalyticsFacebook PixelSlider RevolutionTestimonial Pro pluginPhoto Gallery pluginYouTube Embed Plus pluginGDPR Cookie Compliance plugin

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Maksekeskus operates in the finance and e-commerce sectors, targeting merchants in the Baltic states. Their competitive advantage lies in offering an all-in-one payment and delivery solution, simplifying merchant operations by consolidating multiple payment methods and delivery options under one platform. Revenue streams likely include transaction fees, merchant financing, and value-added services such as returns management. The company maintains a robust partnership ecosystem, including integrations with popular e-commerce platforms and delivery providers. Growth indicators include a client base of over 5000 e-shops and continuous development of new modules and APIs. Strategic observations highlight their focus on customer service excellence and technological adaptability.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

s*****@maksekeskus.ee

Phone Numbers (1)

+3725887****

Company Registration

Legal Name:

Maksekeskus AS

Registration Number:

12268475

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with enforced HTTPS, GDPR compliance, and secure handling of user interactions. The presence of nonce tokens in AJAX calls and cookie consent mechanisms indicate attention to security and privacy. However, the absence of a publicly available security policy and incident response contacts suggests room for improvement in transparency and preparedness. No vulnerabilities or insecure practices were detected in the analyzed content. The company should consider publishing a security.txt file and enhancing HTTP security headers to align with industry best practices fully.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and verify comprehensive HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Maksekeskus AS

Description:

Juhtiv makselahenduste pakkuja Baltikumis: pangamaksed, kaardimaksed, osta-kohe-maksa-hiljem, Apple Pay ja Google Pay. Lisaks tarned.

Key Services:
Pangamaksed (bank payments)Kaardimaksed (card payments)Apple Pay and Google PayOsta kohe, maksa hiljem (Buy now, pay later)Makseterminalid (payment terminals)Tarne+ and Tarne+ Pro (delivery services)Tagastused (returns)Püsimaksed (recurring payments)Makselink (payment links)Kaupmehe rahastus (merchant financing)
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
WordPressPHPjQueryGoogle Tag ManagerGoogle AnalyticsFacebook PixelSlider RevolutionTestimonial Pro pluginPhoto Gallery pluginYouTube Embed Plus pluginGDPR Cookie Compliance plugin
Frameworks:
WordPress CMS
Platforms:
WooCommerce (implied by modules)Magento 2ShopifyOpenCartPrestaShopnopCommerceOdooBigCommerce
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of GDPR cookie consent
  • No exposed sensitive data in HTML
  • Use of nonce tokens in AJAX calls

Analytics & Tracking

Services:
Google AnalyticsFacebook Pixel
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google Tag ManagerFacebook Pixel
Tracking Pixels:
Facebook Pixel
Marketing Tools:
Calendly scheduling widget
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and no blocking mechanisms

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DMARC reporting

LOW

DMARC aggregate reports not configured

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:mail.zendesk.com include:stspg-customer.com include:pipedrive.com include:_spf.smaily.com include:spf.mandrillapp.com include:_spf.lfmailgw.eu include:_spf.google.com ?all
DNS Lookups:7/10
Policy:?all
DKIM Selectors Found
Selector:google(1296-bit rsa)
Selector:k2(1416-bit rsa)
DMARC Details
Policy:none

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

33 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

50/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Weak SPF Policy

HIGH

SPF record has permissive policy allowing any server to send email

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
15 years(mature)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:3.174.113.39, 3.174.113.121, 3.174.113.68, 3.174.113.48
Name Servers:
ns-1109.awsdns-10.org
ns-1584.awsdns-06.co.uk
ns-261.awsdns-32.com
ns-769.awsdns-32.net
MX Records:
1: aspmx.l.google.com
10: aspmx2.googlemail.com
10: aspmx3.googlemail.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
SOA:Serial: 1, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:50ms

SPF Analysis

SPF Record:
v=spf1 include:mail.zendesk.com include:stspg-customer.com include:pipedrive.com include:_spf.smaily.com include:spf.mandrillapp.com include:_spf.lfmailgw.eu include:_spf.google.com ?all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website leverages WordPress CMS with a variety of plugins to deliver rich content and interactive features. The tech stack includes jQuery, Google Tag Manager, Facebook Pixel, and Slider Revolution, indicating a modern and extensible infrastructure. Hosting on AWS DNS servers suggests reliable backend infrastructure. Performance is moderate with good mobile responsiveness and accessibility. SEO is well addressed with proper meta tags, Open Graph, and JSON-LD structured data. Technical risks are minimal but include dependency on multiple third-party plugins which require ongoing maintenance to avoid security and performance issues.
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