Is mercury.com Safe? Security Analysis for Mercury
Check if mercury.com is a scam or legitimate. Free security scan and reviews.
AI Summary
Mercury is a fintech company specializing in banking services tailored for startups and technology companies. It offers business checking and savings accounts integrated with modern financial tools and APIs, positioning itself as a leading startup banking platform in the United States. The website reflects a mature digital presence with a modern tech stack including React, Next.js, and Cloudflare CDN, ensuring fast performance and excellent mobile optimization. Security is robust with HTTPS enforcement, comprehensive security headers, and SOC 2 Type II certification, although DNSSEC is not enabled. Privacy and cookie policies are comprehensive and GDPR compliant, supporting strong privacy practices. Overall, Mercury demonstrates a high level of professionalism, trustworthiness, and technical maturity.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Mercury operates in the finance and technology sectors, targeting startups and entrepreneurs with tailored banking solutions. Its business model focuses on providing seamless banking experiences with integrated APIs and financial tools, differentiating itself from traditional banks. The company maintains partnerships with key fintech players like Stripe and Plaid, enhancing its service ecosystem. Market positioning is strong within the US startup community, supported by clear branding and consistent messaging. The company was founded in 2017 and operates as a medium-sized enterprise with no public parent or subsidiary companies. Trust signals include certifications and positive customer testimonials.
Extracted Contact Information
Marketing Intelligence Data
Email Addresses (2)
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a strong security posture with HTTPS, multiple security headers, and no visible vulnerabilities or exposed sensitive data. The use of Cloudflare provides additional protection against DDoS attacks. However, the absence of DNSSEC is a minor gap that could be addressed to improve DNS security. There is no dedicated security policy or incident response contact information publicly available, which could be improved to enhance transparency and readiness. No vulnerability disclosure policy or security.txt file was found, suggesting an opportunity to formalize security communication channels.
Strategic Recommendations
Priority Actions for Security Improvement
Enable DNSSEC to strengthen DNS security and prevent spoofing.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Mercury
Mercury provides banking services tailored for startups and technology companies, offering business checking and savings accounts with integrated financial tools.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- Security headers implemented
- No exposed sensitive data in HTML
- Use of Cloudflare for DDoS protection
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenges.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 87 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings