Is moneysmart.gov.au Safe? Security Analysis for Australian Securities and Investments Commission
Check if moneysmart.gov.au is a scam or legitimate. Free security scan and reviews.
AI Summary
Moneysmart.gov.au is an Australian Government financial education website operated by the Australian Securities and Investments Commission (ASIC). It provides free tools, calculators, tips, and resources to help Australian consumers make informed money decisions. The site is well-positioned as an authoritative government resource with a large target audience of individuals seeking financial guidance. The business model is government-funded, focusing on public education rather than commercial revenue. Technically, the website uses modern web technologies including HTTPS, Cloudflare DNS, Google Tag Manager, and JavaScript frameworks. The site is mobile-optimized, accessible, and performs well with fast loading times. SEO and metadata are well implemented, supporting good discoverability. From a security perspective, the site enforces HTTPS and uses Cloudflare DNS, but lacks DNSSEC and explicit security headers in the HTML content. No security policy or incident response information is published, and no vulnerability disclosure mechanism is evident. Privacy compliance is partial, with a privacy policy present but no cookie consent mechanism detected. Overall, the security posture is good but could be improved with additional headers and transparency. The overall risk is low given the government ownership and professional presentation, but improvements in privacy compliance and security transparency are recommended to enhance trust and compliance with modern standards.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Moneysmart operates as a government financial education platform under ASIC, targeting Australian consumers. It holds a strong market position as a trusted source for financial literacy, budgeting, investing, superannuation, and scam awareness. The business model is non-commercial, funded by the government, focusing on public service. The site offers a broad range of calculators and educational content, supporting diverse financial needs. Partnerships with ASIC and other government entities strengthen its credibility. Growth indicators include active content updates and engagement via social media. The ecosystem includes related government domains and social platforms, reinforcing its authoritative presence.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with HTTPS enforced and Cloudflare DNS usage. However, the absence of DNSSEC and missing security headers such as Content Security Policy (CSP), HSTS, and X-Frame-Options represent areas for improvement. No exposed sensitive data or vulnerable libraries were detected. The lack of published security policies, incident response contacts, or vulnerability disclosure mechanisms limits transparency and may hinder rapid incident handling. Privacy compliance is partial, with no cookie consent mechanism detected, which could be a compliance gap under GDPR or similar regulations. Overall, the site is secure but would benefit from enhanced security headers and published policies.
Strategic Recommendations
Priority Actions for Security Improvement
Enable DNSSEC on the domain to improve DNS security and prevent spoofing.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Australian Securities and Investments Commission
Moneysmart, by the Australian Government, helps you make confident money decisions with free tools, tips and calculators.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- Use of Cloudflare DNS
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is a government financial education portal.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook, Twitter, YouTube
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
Strict DMARC Alignment
LOWStrict alignment may cause legitimate emails to fail
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 37 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings