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Is moonwell.fi a Scam? Security Check Results - moonwell.fi Reviews

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Is moonwell.fi Safe? Security Analysis for Application error: a client-side exception has occurred

Check if moonwell.fi is a scam or legitimate. Free security scan and reviews.

TechnologyFinlandsmall
ReactNext.jsCloudflareGoogle Fonts (Roboto)
Analyzed 9/6/2025Completed 6:34:15 AM
56
Security Score
MEDIUM RISK

AI Summary

Moonwell.fi is a fintech platform focused on decentralized lending built on blockchain networks Base and Optimism. The website aims to provide a user-friendly lending application leveraging onchain financial tools. However, the current website is non-functional due to a client-side application error, severely limiting user access and trust. The domain is relatively new, registered in late 2021, and uses reputable infrastructure including Cloudflare DNS with DNSSEC and HTTPS, indicating a legitimate technical setup. Despite this, the lack of visible privacy policies, contact information, and business transparency reduces overall credibility and compliance posture. The technical stack includes modern frameworks such as Next.js and React, but the broken frontend impairs user experience and content delivery.

Detected Technologies

ReactNext.jsCloudflareGoogle Fonts (Roboto)

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Moonwell targets users interested in blockchain-based lending services, positioning itself in the decentralized finance (DeFi) sector. The business model likely revolves around lending and borrowing on Layer 2 blockchain solutions. The startup nature is supported by the domain age and limited public business information. No partnerships or subsidiaries are evident from the data. The absence of contact details and policies suggests early-stage or incomplete deployment. The platform's competitive advantage would be its integration with Base and Optimism blockchains, but current site issues hinder market presence and user acquisition.

Security Posture Analysis

Comprehensive Security Assessment

The security posture shows strengths in DNSSEC deployment and HTTPS enforcement via Cloudflare, which are positive indicators. However, the absence of security headers in the HTML response and lack of visible security or incident response policies are weaknesses. The client-side error may expose users to risks if not promptly resolved. No evidence of vulnerability disclosure or data protection officer information was found. Overall, the security maturity is moderate but requires improvements in transparency, policy publication, and frontend stability to enhance trust and compliance.

Strategic Recommendations

Priority Actions for Security Improvement

1

Resolve the client-side application error immediately to restore website functionality and user access.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Description:

A user-friendly lending app built on Base and Optimism, bringing the world onchain with simple, yet powerful financial tools.

Key Services:
Lending on Base and Optimism blockchains
Content Quality:

poor

Branding:

moderate

Technical Stack

Technologies:
ReactNext.jsCloudflareGoogle Fonts (Roboto)
Frameworks:
Next.js
Platforms:
PWA
Performance:

moderate

Mobile:

basic

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
55/100
Best Practices:
  • DNSSEC enabled
  • HTTPS enforced via Cloudflare

Analytics & Tracking

Services:
Cloudflare Insights
Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Tracking Pixels:
Cloudflare Insights
Transparency Level:poor

Website Quality Assessment

Design Quality:poor
User Experience:poor
Content Relevance:poor
Navigation Clarity:poor
Professionalism:poor
Trustworthiness:low

Key Observations

1

Website is currently non-functional due to client-side application error

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

70/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15552000; includeSubDomains; preload"

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:google(1416-bit rsa)
Selector:k2(1416-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:6af8d85f09e34ec48dfe8453c2607f8b@dmarc-reports.cloudflare.net

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

70/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 79 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Short HSTS Max-Age

LOW

HSTS max-age is less than 1 year

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Certificate Details

Subject:moonwell.fi
Issuer:WE1
Valid Until:11/24/2025 (79 days)
SANs:moonwell.fi

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

Unregistered MX Record

HIGH

MX record points to unregistered domain: uvbtslskischl2fo4dwg6kvbi6agpq4dhlucoh34kvkxyi4tii7a.mx-verification.google.com

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:104.20.18.31, 172.66.166.238
AAAA Records:2606:4700:10::6814:121f, 2606:4700:10::ac42:a6ee
Name Servers:
merlin.ns.cloudflare.comDNS only
sierra.ns.cloudflare.comDNS only
MX Records:
5: alt1.aspmx.l.google.com
1: aspmx.l.google.com
10: alt3.aspmx.l.google.com
15: uvbtslskischl2fo4dwg6kvbi6agpq4dhlucoh34kvkxyi4tii7a.mx-verification.google.com
5: alt2.aspmx.l.google.com
10: alt4.aspmx.l.google.com
SOA:Serial: 2382401510, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:158ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern React and Next.js framework with PWA capabilities, hosted behind Cloudflare CDN and DNS with DNSSEC enabled. Google Fonts are used for typography. Despite a solid technical foundation, the frontend is broken due to a client-side exception, resulting in an error page with minimal content. No CMS or backend platform is detected. Performance is moderate but cannot be fully assessed due to the error. Mobile optimization and accessibility are basic but limited by the broken UI. SEO is minimal with meta tags present but no substantive content. Technical debt is evident in the incomplete frontend deployment and missing security headers.
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