Is mycreditunion.gov Safe? Security Analysis for National Credit Union Administration
Check if mycreditunion.gov is a scam or legitimate. Free security scan and reviews.
AI Summary
MyCreditUnion.gov is an official U.S. government website operated by the National Credit Union Administration (NCUA) providing comprehensive financial education resources focused on the non-profit credit union industry. The site targets consumers and credit union members seeking to improve their financial knowledge and manage their money effectively. It offers key services such as educational content, consumer assistance, share insurance information, complaint submission, and credit union location tools. The website is well-positioned as a trusted government resource with consistent branding and strong trust indicators including the .gov domain and official seals. Technically, the site is built on Drupal CMS and leverages modern web technologies including Google Tag Manager and Microsoft Clarity for analytics. It is optimized for mobile devices, accessibility, and SEO, delivering a fast and professional user experience. The technical infrastructure appears robust with no major performance or usability issues detected. From a security perspective, the website enforces HTTPS and maintains domain transfer protections. However, DNSSEC is not enabled and explicit security headers are not detected, representing areas for improvement. The site has a published vulnerability disclosure policy but lacks visible incident response contacts and cookie consent mechanisms, which may impact compliance with privacy regulations. Overall, the website demonstrates a high level of professionalism, trustworthiness, and content quality with minor gaps in privacy compliance and security hardening. Strategic recommendations include enabling DNSSEC, adding security headers, implementing cookie consent, and publishing incident response contacts to enhance security posture and regulatory compliance.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The National Credit Union Administration operates MyCreditUnion.gov as a government educational platform focused on financial literacy for credit union members. The business model is non-commercial, providing free resources to the public. The site benefits from strong government backing, enhancing credibility and market position. Its partnership ecosystem includes related NCUA domains and official social media channels. The platform supports growth in consumer financial education and protection, aligning with government mandates. Revenue streams are not applicable as it is a government service. The site’s strategic advantage lies in its authoritative content and official status, which supports consumer trust and engagement.
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a mature security posture with mandatory HTTPS and domain transfer protections. The absence of DNSSEC and security headers like Content-Security-Policy and Strict-Transport-Security are notable gaps. No vulnerabilities or exposed sensitive data were found in the HTML content. The presence of a vulnerability disclosure policy indicates proactive security management. However, the lack of incident response contact details and cookie consent mechanisms suggests incomplete compliance with best practices and privacy regulations. Overall, the security maturity is good but can be enhanced by addressing these gaps to reduce risk and improve user trust.
Strategic Recommendations
Priority Actions for Security Improvement
Enable DNSSEC to strengthen DNS security and prevent spoofing.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
National Credit Union Administration
MyCreditUnion.gov is a financial education resource focused on the non-profit credit union industry from the National Credit Union Administration to help you manage and protect your money.
excellent
consistent
Technical Stack
fast
excellent
excellent
excellent
Security Assessment
- HTTPS enforced
- Domain status serverTransferProhibited
- No exposed sensitive data in HTML
- Use of official .gov domain
- Vulnerability disclosure policy present
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Official U.S. government financial education website for credit unions.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Potential Subdomain Takeover
HIGHSubdomain dev.mycreditunion.gov points to unregistered service dev-alb-709134219.us-east-1.elb.amazonaws.com
Potential Subdomain Takeover
HIGHSubdomain staging.mycreditunion.gov points to unregistered service staging-1275236811.us-east-1.elb.amazonaws.com
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings