Is nac.co.nz Safe? Security Analysis for NAC Insurance
Check if nac.co.nz is a scam or legitimate. Free security scan and reviews.
AI Summary
NAC Insurance is a New Zealand-based insurance provider specializing in modified vehicle insurance, including car and motorbike coverage. The company targets vehicle owners such as modified car enthusiasts, young drivers, and tourists. It operates as a division of IAG New Zealand Limited, a well-established parent company, and holds recognized industry certifications such as the Fair Insurance Code and an AA financial strength rating. The website announces the brand's closure at the end of 2025, indicating a long operational history of approximately 18 years. Technically, the website is built on Adobe Experience Manager, leveraging modern technologies including Akamai CDN and performance monitoring tools like Boomerang. The site is well-optimized for mobile and SEO, with good design quality and user experience. Security posture is solid with HTTPS enforced and no visible vulnerabilities, though explicit security headers are not detected. Privacy compliance is weak due to the absence of a privacy policy and cookie consent mechanism. Overall, the website presents a professional and trustworthy front supported by a reputable parent company. However, the lack of WHOIS data and privacy documentation slightly reduces trustworthiness. There are no indications of malicious content or blocking mechanisms, and the site is safe for general audiences.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
NAC Insurance occupies a niche market within New Zealand's insurance sector, focusing on modified vehicle insurance products. Its competitive advantage lies in specialized coverage options for unique vehicle types and driver profiles, supported by the financial strength and backing of IAG New Zealand Limited. The business model centers on direct insurance provision with customer support facilitated through an external help portal. Revenue streams likely include premiums from car and motorbike insurance policies and associated services like roadside assistance. The company targets a medium-sized market segment of vehicle owners requiring specialized insurance. Strategic partnerships with IAG and adherence to industry codes enhance market credibility. The announced closure in 2025 may impact future growth and customer retention strategies.
Extracted Contact Information
Marketing Intelligence Data
Phone Numbers (2)
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with HTTPS enforced and no exposed sensitive data in the HTML content. Use of deferred and asynchronous scripts indicates performance-conscious security practices. However, the absence of explicit security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options suggests room for improvement. No incident response or vulnerability disclosure information is provided, which could hinder timely security issue reporting. Privacy compliance is lacking, with no visible privacy or cookie policies, potentially exposing the company to regulatory risks. Overall, the security maturity is good but could be enhanced by formalizing policies and implementing additional HTTP security headers.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a comprehensive privacy policy and cookie consent mechanism to improve privacy compliance and user trust.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
NAC Insurance
NAC Insurance provides insurance coverage for modified cars, high performance bikes, young drivers, and tourists in New Zealand. It offers car and motorbike insurance with various cover options, roadside assistance, and payment options.
good
consistent
Technical Stack
fast
good
good
good
Security Assessment
- HTTPS enforced
- No exposed sensitive data in HTML
- Use of deferred and async scripts
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenge.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
LOWCurrent value: "max-age=86400 ; includeSubDomains"
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings