Skip to main content

Is neobanque.ch a Scam? Security Check Results - Neobanque Reviews

neobanque.ch favicon

Is neobanque.ch Safe? Security Analysis for Neobanque

Check if neobanque.ch is a scam or legitimate. Free security scan and reviews.

FinanceSwitzerlandsmall
JavaScriptWeglot (translation)CSS variables
Analyzed 8/3/2025Completed 3:32:51 AM
58
Security Score
MEDIUM RISK

AI Summary

Neobanque.ch is a Swiss digital banking platform targeting individuals and businesses seeking modern online financial services. The website presents a clean and professional design built on Unicorn Platform with multilingual support via Weglot. However, the site lacks critical compliance and security documentation such as privacy policies, cookie consent mechanisms, and incident response information, which are essential for trust in the financial sector. Technically, the site uses modern web technologies but does not show evidence of advanced security headers or analytics tools. The domain registration aligns well with the business claims, indicating legitimacy. Overall, the website is functional but requires significant improvements in privacy, security, and compliance to meet industry standards.

Detected Technologies

JavaScriptWeglot (translation)CSS variables

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company operates as a neobank in Switzerland, focusing on digital banking services. Its business model revolves around providing online banking solutions to a niche market of tech-savvy customers. The absence of detailed business information and contact data suggests a small or emerging enterprise. No partnerships or certifications are publicly disclosed, limiting insights into its competitive positioning. The use of Unicorn Platform indicates a startup or small business approach to web presence. Growth potential exists if compliance and trust factors are enhanced.

Security Posture Analysis

Comprehensive Security Assessment

The website currently exhibits a low security posture with no detected security headers, privacy policies, or incident response contacts. SSL/TLS status is unknown from the provided data, but HTTPS is assumed given modern standards. The lack of vulnerability disclosure or security framework references indicates immature security governance. No third-party analytics or tracking scripts were identified, reducing exposure but also limiting monitoring capabilities. To improve, the company should implement comprehensive security headers, publish privacy and cookie policies, and establish clear incident response channels.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a comprehensive privacy policy and cookie consent mechanism to comply with GDPR and build user trust.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Neobanque

Description:

Neobanque.ch is a Swiss-based digital banking platform offering modern financial services primarily targeting individuals and businesses seeking innovative banking solutions.

Key Services:
Online bankingDigital account managementFinancial transactions
Content Quality:

basic

Branding:

consistent

Technical Stack

Technologies:
JavaScriptWeglot (translation)CSS variables
Frameworks:
Unicorn Platform
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
30/100

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Marketing Tools:
Weglot
Transparency Level:poor

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:basic
Navigation Clarity:good
Professionalism:basic
Trustworthiness:moderate

Key Observations

1

Website is accessible with no blocking or WAF challenges

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.infomaniak.ch include:_spf.google.com ~all
DNS Lookups:2/10
Policy:~all
DMARC Details
Policy:none
Subdomain Policy:reject
Aggregate Reports:ba4d813e08434a30bc63042dc0f240b3@dmarc-reports.cloudflare.net, stephluethi@hotmail.com, stephluethi@hotmail.com, ba4d813e08434a30bc63042dc0f240b3@dmarc-reports.cloudflare.net

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 80 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:neobanque.ch
Issuer:WE1
Valid Until:10/22/2025 (80 days)
SANs:neobanque.ch

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:104.21.16.1, 104.21.32.1, 104.21.48.1, 104.21.64.1, 104.21.80.1, 104.21.96.1, 104.21.112.1
AAAA Records:2606:4700:3030::6815:1001, 2606:4700:3030::6815:2001, 2606:4700:3030::6815:3001, 2606:4700:3030::6815:4001, 2606:4700:3030::6815:5001, 2606:4700:3030::6815:6001, 2606:4700:3030::6815:7001
Name Servers:
leah.ns.cloudflare.comDNS only
lewis.ns.cloudflare.comDNS only
MX Records:
5: alt2.aspmx.l.google.com
1: aspmx.l.google.com
10: alt3.aspmx.l.google.com
10: alt4.aspmx.l.google.com
5: alt1.aspmx.l.google.com
SOA:Serial: 2379560333, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:139ms

SPF Analysis

SPF Record:
v=spf1 include:spf.infomaniak.ch include:_spf.google.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using Unicorn Platform CMS with JavaScript and CSS variables for styling. Weglot is used for language translation support. The site appears moderately performant and mobile-optimized but lacks advanced SEO and accessibility features. No analytics or tracking technologies were detected, which may limit marketing insights. Hosting provider and SSL configuration details are not available from the provided data. Technical debt appears low but the absence of security best practices and compliance documentation represents a risk. Modernization efforts should focus on security hardening and compliance integration.
Analyze Another Website