Is nmi.com Safe? Security Analysis for Network Merchants, LLC
Check if nmi.com is a scam or legitimate. Free security scan and reviews.
AI Summary
Network Merchants, LLC (NMI) operates a leading embedded payments platform powering over $200 billion in annual payment volumes. The company provides a comprehensive suite of payment solutions including a customizable payments platform, merchant relationship management, and a flexible payment gateway. Their target audience includes Independent Sales Organizations, SaaS providers, banks, payment facilitators, and various industry verticals. NMI positions itself as a global leader in embedded payments with a strong market presence and extensive processor connections. Technically, the website is built on WordPress with modern JavaScript libraries and analytics tools such as Google Tag Manager, Woopra, and reCAPTCHA for security. The site is well-optimized for SEO, mobile responsiveness, and accessibility, reflecting a mature digital infrastructure. Security best practices are evident with HTTPS, Content Security Policy headers, and secure form handling. The security posture is strong with no visible vulnerabilities or exposed sensitive data. However, the site lacks explicit incident response contact information and a public vulnerability disclosure policy. Privacy compliance is robust with clear privacy and cookie policies, including GDPR considerations. The business credibility is high, supported by consistent WHOIS data, professional content, and multiple trust indicators. Overall, NMI's website reflects a secure, professional, and well-managed online presence suitable for an enterprise-level payment technology company.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
NMI operates in the finance and technology sectors, focusing on embedded payment solutions that enable merchants and partners to accept payments seamlessly. Their business model revolves around providing modular, scalable payment platforms and merchant management tools that support various payment methods and channels. The company leverages partnerships with processors and device manufacturers to offer pre-certified integrations, enhancing ease of adoption. NMI's competitive advantage lies in its comprehensive platform that combines payment gateway technology with underwriting, onboarding, and fraud defense capabilities. Their extensive merchant base and processor connections indicate strong market penetration and growth potential. The company actively engages its target segments through tailored solutions for ISOs, SaaS providers, banks, and payment facilitators, supported by rich content marketing and customer success stories. Strategically, NMI emphasizes flexibility, modularity, and speed to market, positioning payments as a strategic asset rather than a transactional service. This approach fosters long-term customer retention and revenue diversification.
Extracted Contact Information
Marketing Intelligence Data
Phone Numbers (2)
Security Posture Analysis
Comprehensive Security Assessment
NMI demonstrates a mature security posture with HTTPS enforced site-wide and a comprehensive Content Security Policy to mitigate script injection risks. The use of Google reCAPTCHA on forms reduces automated abuse. No sensitive data is exposed in the HTML source, and lazy loading techniques improve performance without compromising security. However, the absence of a public incident response contact or vulnerability disclosure policy is a gap that could hinder timely reporting and remediation of security issues. While the site references security in developer resources, explicit certifications or compliance frameworks (e.g., ISO 27001, NIST) are not prominently disclosed. Overall, the security measures align with industry best practices for a payment technology provider, but transparency around incident response and vulnerability management could be improved.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated incident response contact or security page to facilitate vulnerability reporting.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Network Merchants, LLC
NMI is a global leader in embedded payments, powering more than $200 billion in payment volumes every year. From our industry-leading payment gateway technology to our commerce enablement stack, underwriting, onboarding, and management platform, we enable our partners across the entire payments ecosystem.
excellent
consistent
Technical Stack
fast
excellent
good
excellent
Security Assessment
- HTTPS enforced
- Content Security Policy implemented
- Google reCAPTCHA on forms
- No exposed sensitive data in HTML
- Lazy loading of images and scripts
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and well-structured.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: energy, transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Complex SPF record
LOWToo many include statements can cause lookup limits
DMARC not enforcing
MEDIUMDMARC policy is set to "none"
Weak DKIM Key
HIGHDKIM selector 'default' uses 576-bit key
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 49 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings