Is nowpayments.io Safe? Security Analysis for NOWPayments
Check if nowpayments.io is a scam or legitimate. Free security scan and reviews.
AI Summary
NOWPayments is a US-based crypto payment gateway founded in 2019 and owned by ChangeNOW. It provides businesses with a comprehensive suite of tools to accept cryptocurrency and fiat payments, including APIs, invoices, subscriptions, and mass payouts. The company targets a broad range of industries such as e-commerce, gaming, adult platforms, and charity organizations, positioning itself as a leading payment gateway with over 30 million transactions monthly and competitive low fees. Technically, the website is modern, fast, and mobile-optimized, leveraging Cloudflare for hosting and security, and integrates Google Tag Manager for analytics. Security features include two-factor authentication, multi-account roles, and withdrawal whitelisting, supported by a published AML/KYC policy. However, some security headers are missing and DNSSEC is not enabled, representing areas for improvement. Privacy and cookie policies are comprehensive and GDPR compliant, with clear contact information and active social media presence enhancing business credibility. Overall, the site is professional, trustworthy, and well-positioned in the crypto payment market.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
NOWPayments operates in the finance and technology sectors, offering essential payment gateway services for cryptocurrency acceptance. Its business model focuses on transaction fees and value-added services like custody and off-ramp payouts. The company benefits from a strong parent organization, ChangeNOW, and partnerships with NOWNodes and NOW Wallet. Its market positioning is strengthened by extensive coin support, low commissions, and a broad industry focus. The affiliate program and active social media engagement indicate growth and marketing efforts. The company targets medium-sized businesses and enterprises seeking crypto payment solutions, with a clear emphasis on security and compliance. The transparent WHOIS data and domain age support legitimacy and operational maturity.
Extracted Contact Information
Marketing Intelligence Data
Email Addresses (2)
Security Posture Analysis
Comprehensive Security Assessment
The security posture of NOWPayments is solid, with HTTPS enforced and multiple in-house security features such as two-step verification, multi-account access control, and withdrawal whitelisting. The presence of an AML/KYC policy indicates regulatory compliance efforts. However, the absence of DNSSEC and some common security headers (e.g., Content-Security-Policy) suggests room for enhancement. No vulnerabilities or exposed sensitive data were detected in the analysis. Incident response and vulnerability disclosure policies are not publicly available, which could be improved to enhance transparency and readiness. Overall, the security maturity is good but could benefit from formalized incident response and additional technical controls.
Strategic Recommendations
Priority Actions for Security Improvement
Enable DNSSEC on the domain to improve DNS security and prevent spoofing.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
NOWPayments
NOWPayments is a crypto payment gateway for accepting Bitcoin, USDT, Ethereum and other cryptocurrencies. It offers businesses multiple turnkey solutions to accept crypto and fiat payments, manage funds securely, and integrate payment tools.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- Two-Step Verification
- Multi-account role-based access
- Whitelist feature for withdrawals
- AML/KYC policy published
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Comprehensive crypto payment gateway with extensive product offerings
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
LOWCurrent value: "max-age=15768000"
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Strict DMARC Alignment
LOWStrict alignment may cause legitimate emails to fail
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 44 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings