Is nzi.co.nz Safe? Security Analysis for NZI
Check if nzi.co.nz is a scam or legitimate. Free security scan and reviews.
AI Summary
NZI is a well-established New Zealand insurance provider specializing in business and personal insurance solutions, operating for over 165 years and backed by the IAG Group. The website presents a professional and comprehensive digital presence targeting New Zealand businesses and individuals through broker partnerships. Technically, the site is built on Adobe Experience Manager with modern technologies and CDN support, delivering fast and mobile-optimized user experience. Security posture is strong with HTTPS and secure forms, though some security headers and explicit privacy mechanisms could be improved. The absence of WHOIS data for the domain is a minor concern but does not detract significantly from the overall legitimacy given the strong branding and parent company affiliation. Overall, NZI's website reflects a mature, trustworthy insurance business with room for minor enhancements in privacy and security transparency.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
NZI holds a leading position in the New Zealand insurance market, focusing on commercial and personal insurance products distributed via brokers. Their business model leverages strong broker relationships and the backing of the IAG Group, providing financial strength and claims support. The company targets a broad range of customers from startups to large corporations, emphasizing risk management and tailored insurance solutions. The website content and linked partner domains indicate a well-integrated ecosystem supporting customer service and broker engagement. The company demonstrates strong trust signals such as adherence to the Fair Insurance Code and a high financial strength rating, positioning it competitively in the insurance sector.
Security Posture Analysis
Comprehensive Security Assessment
The website employs HTTPS and uses secure form handling, with no visible exposure of sensitive data or vulnerable libraries. However, security headers like Content-Security-Policy and X-Frame-Options are not explicitly detected, and there is no published security policy or incident response information. No vulnerability disclosure or security.txt file is present. The site uses tracking and analytics scripts responsibly but lacks a cookie consent mechanism, which is a privacy compliance gap. Overall, the security posture is good but could be enhanced by adding explicit security headers, privacy notices, and incident response contacts to improve transparency and compliance.
Strategic Recommendations
Priority Actions for Security Improvement
Implement and publish a detailed security policy and incident response plan on the website.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
NZI
NZI has helped New Zealanders with business and personal insurance for more than 160 years. NZI supports New Zealand businesses to grow and succeed by providing commercial insurance and assurance solutions through broker partners.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- No exposed sensitive data in HTML
- Secure forms with no visible vulnerabilities
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and well-structured.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
LOWCurrent value: "max-age=86400 ; includeSubDomains"
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: energy, transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 41 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings