Is onlypay.top Safe? Security Analysis for ONLYPAY (HONG KONG) LIMITED
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AI Summary
Onlypay is a specialized cross-border payment technology provider targeting e-commerce merchants and enterprises expanding internationally. The company offers a comprehensive suite of payment solutions including multi-currency collection, rapid withdrawals, compliance with multiple jurisdictions, and support for international credit cards and local wallets. Their market position is strengthened by partnerships with major e-commerce platforms such as Shopify and WooCommerce, serving over 700,000 cross-border sellers globally. Technically, the website employs modern frontend technologies including Bootstrap and jQuery, with a responsive design and moderate performance. However, there is a lack of visible security headers and explicit cookie consent mechanisms, which are areas for improvement. The WHOIS data is unavailable, which slightly impacts trust but does not negate the legitimacy suggested by the detailed business content and contact information. Security posture is moderate with no critical vulnerabilities detected in the content, but the absence of security policies and incident response contacts indicates room for maturity. Privacy compliance is basic with privacy and cookie policies present but lacking active consent mechanisms. Overall, the site is professional and trustworthy but would benefit from enhanced security and compliance transparency. Strategic recommendations include implementing robust HTTP security headers, enhancing privacy compliance with explicit consent, publishing incident response and vulnerability disclosure information, and improving WHOIS transparency to boost trustworthiness.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Onlypay operates in the finance and e-commerce sectors as a payment technology provider facilitating cross-border transactions. Their business model focuses on providing integrated payment solutions to independent e-commerce sites and digital entertainment apps, leveraging a global payment network. The company targets Chinese enterprises and cross-border sellers aiming to expand internationally, offering services that reduce payment friction and optimize fund flow. Partnerships with leading e-commerce platforms enhance their ecosystem and market reach. Growth indicators include a large user base and multi-country coverage. The company emphasizes compliance and security but lacks public certifications. The business appears medium-sized with a focus on technology-driven financial services.
Extracted Contact Information
Marketing Intelligence Data
Email Addresses (1)
Phone Numbers (1)
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate security maturity level. HTTPS is presumably enabled (not explicitly confirmed), but no HTTP security headers were detected in the HTML content. There is no visible vulnerability disclosure or incident response contact information, which limits transparency. Customer data collection is limited to contact forms with client-side validation, and no sensitive data exposure was found. Privacy policies exist but lack explicit GDPR compliance statements or cookie consent mechanisms. The absence of security certifications and incident response readiness suggests the need for improvement in security governance and transparency.
Strategic Recommendations
Priority Actions for Security Improvement
Implement comprehensive HTTP security headers including Content-Security-Policy, Strict-Transport-Security, X-Frame-Options, and X-Content-Type-Options.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
ONLYPAY (HONG KONG) LIMITED
Onlypay致力于创建“更简单的跨境支付”事业。凭借强大的合规安全实力与高效、灵活的全球支付网络,目前已支持全球数十家电商平台、覆盖全球超过100个国家和地区,成为了70万+跨境电商卖家信任的一站式跨境支付平台。
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- No exposed sensitive data in HTML
- Contact form uses modal with client-side validation
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content in Chinese targeting cross-border e-commerce payment solutions.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
MEDIUMDMARC policy is set to "none"
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 79 days
Mixed Content Detected
MEDIUM2 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings