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Is payoff.ch a Scam? Security Check Results - payoff Reviews

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Is payoff.ch Safe? Security Analysis for payoff

Check if payoff.ch is a scam or legitimate. Free security scan and reviews.

FinanceSwitzerlandmedium
WordPressjQuerySwiper.jsGoogle Tag ManagerBorlabs Cookie+1 more
Analyzed 9/6/2025Completed 6:07:54 PM
53
Security Score
MEDIUM RISK

AI Summary

payoff.ch is a well-established Swiss financial information portal specializing in structured products, derivatives, and ETFs. It offers a comprehensive suite of services including news, research, events, and multiple financial publications, positioning itself as a leading independent source in the Swiss investment market. The website demonstrates strong market positioning supported by partnerships with reputable financial institutions and a consistent brand presence. Technically, the site is built on WordPress with modern JavaScript libraries and SEO best practices, delivering a good user experience with mobile optimization and accessibility considerations. Security posture is solid with HTTPS enforcement, security headers, and cookie consent mechanisms, though there is room for improvement in publishing dedicated security policies and incident response information. Overall, payoff.ch presents a professional, trustworthy, and compliant digital presence with moderate tracking and advertising practices aligned with industry standards.

Detected Technologies

WordPressjQuerySwiper.jsGoogle Tag ManagerBorlabs CookieAddToAny

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

payoff.ch targets investors and financial professionals seeking transparent and detailed information on structured products and ETFs. Its business model revolves around content provision, research, and event organization, generating revenue likely through partnerships and advertising. The presence of multiple reputable financial partners enhances its credibility and market reach. The company has a medium size with a history dating back to at least 2006, indicating stability and experience. The website's content quality and frequent updates suggest active engagement with its audience. Strategic partnerships and diversified content offerings position payoff.ch competitively within the Swiss financial media landscape.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with strong SSL configuration and implements key security headers, reflecting a mature security posture. Cookie consent is managed via Borlabs Cookie with granular user controls, supporting GDPR compliance. No exposed sensitive data or vulnerable libraries were detected in the provided content. However, the absence of a dedicated security policy page and incident response contacts indicates areas for enhancement. The use of third-party scripts like Google Tag Manager and AddToAny is standard but requires ongoing monitoring to mitigate supply chain risks. Overall, payoff.ch maintains a secure environment appropriate for its business domain but should consider formalizing security governance documentation.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and commitments.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

payoff

Description:

«payoff» bietet News, Research und Events in den Bereichen Strukturierte Produkte, Derivate und ETFs. Herausgeberin des Monatsmagazins payoff, Finanzportal payoff.ch, Finanzpublikationen Schweizer Jahrbuch für Strukturierte Produkte, ETP & Indexing Guide, Swiss ESG Guide und organisiert Swiss Derivative Awards.

Key Services:
NewsResearchEventsPublikationenProduktfinderZeichnungskalenderRenditefinder
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
WordPressjQuerySwiper.jsGoogle Tag ManagerBorlabs CookieAddToAny
Frameworks:
WordPress
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with granular controls
  • No exposed sensitive data in HTML
  • Use of Google Tag Manager with anonymize IP option

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google Ad ManagerGoogle Adsense
Marketing Tools:
AddToAny
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

80/100
Score

No DMARC reporting

LOW

DMARC aggregate reports not configured

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.protonmail.ch include:spf.mail.hostpoint.ch ~all
DNS Lookups:2/10
Policy:~all
DKIM Selectors Found
Selector:k2(1416-bit rsa)
DMARC Details
Policy:quarantine

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 71 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:193.203.253.89
Name Servers:
ns.hostpoint.chDNS only
ns2.hostpoint.chDNS only
ns3.hostpoint.chDNS only
MX Records:
10: mail.protonmail.ch
20: mailsec.protonmail.ch
50: mx1.mail.hostpoint.ch
50: mx2.mail.hostpoint.ch
SOA:Serial: 1756944000, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:115ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.protonmail.ch include:spf.mail.hostpoint.ch ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

0/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

Critical Service Exposed: MySQL

CRITICAL

Port 3306 (MySQL) is publicly accessible - MySQL - Database server

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

payoff.ch is powered by WordPress CMS, leveraging modern JavaScript libraries such as jQuery and Swiper.js for interactive elements. The site uses Google Tag Manager and Google Analytics for tracking, integrated with Borlabs Cookie for consent management. The website demonstrates good SEO practices with comprehensive meta tags, Open Graph, and JSON-LD structured data. Performance is moderate, with room for optimization in loading speed. Mobile responsiveness is good, ensuring usability across devices. The technical stack is standard for professional content portals, with no evident technical debt or critical risks in the analyzed content.
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