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Is payoneer.com a Scam? Security Check Results - Payoneer Reviews

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Is payoneer.com Safe? Security Analysis for Payoneer

Check if payoneer.com is a scam or legitimate. Free security scan and reviews.

FinanceN/alarge
JavaScriptGoogle Tag ManagerAmplitude AnalyticsMarketoOptimizely+1 more
Analyzed 8/2/2025Completed 8:01:29 AM
70
Security Score
MEDIUM RISK

AI Summary

Payoneer is a globally recognized payment solutions provider specializing in cross-border online payment services for businesses, freelancers, and professionals. The company offers a robust platform enabling seamless international money transfers, currency conversions, and mass payouts, positioning itself as a leader in the financial technology sector. The website reflects a mature digital presence with professional branding and comprehensive service descriptions targeting a global business audience. Technically, the site leverages modern JavaScript libraries, analytics tools, and a WordPress CMS, ensuring fast performance and mobile optimization. Security is well addressed with HTTPS enforcement and strong security headers, although explicit vulnerability disclosure and incident response contacts are not prominently provided. Overall, the site demonstrates high professionalism and trustworthiness, though the absence of WHOIS data reduces domain registration transparency. Strategic recommendations include publishing a vulnerability disclosure policy and enhancing incident response visibility to further strengthen security posture and user trust.

Detected Technologies

JavaScriptGoogle Tag ManagerAmplitude AnalyticsMarketoOptimizelyYouTube API

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Payoneer operates in the finance and technology sectors, offering essential payment services that facilitate global commerce. Its business model centers on providing payment infrastructure to businesses and individuals requiring international transactions. The company enjoys a strong market position with extensive partnerships and a broad customer base. Revenue streams likely include transaction fees, currency conversion margins, and value-added services. The website's content and structure indicate a focus on business clients, freelancers, and e-commerce sellers. The presence of multiple analytics and marketing tools suggests active customer engagement and growth strategies. The company maintains consistent branding and trust signals such as PCI DSS certification and comprehensive privacy policies, supporting its credibility in a competitive market.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (2)

s*****@payoneer.com
i*****@payoneer.com

Phone Numbers (2)

+1646658****
+4420376*****

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a strong security posture with HTTPS enforced and multiple security headers implemented, including CSP and HSTS. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, the lack of a published vulnerability disclosure policy or security.txt file and absence of clear incident response contact channels represent gaps in transparency and readiness. The use of third-party analytics and marketing scripts is extensive, which requires ongoing monitoring to mitigate supply chain risks. Overall, the security maturity is high but could be improved by formalizing vulnerability management and incident response communications.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a formal vulnerability disclosure policy or security.txt file to encourage responsible reporting.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Payoneer

Description:

Payoneer provides global payment solutions and online payment services enabling businesses and professionals to send and receive funds worldwide.

Key Services:
Cross-border paymentsMass payoutsCurrency conversionPayment receiving accounts
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerAmplitude AnalyticsMarketoOptimizelyYouTube API
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Use of CSP
  • No exposed sensitive data in HTML
  • Secure forms with CSRF protections implied

Analytics & Tracking

Services:
AmplitudeGoogle AnalyticsMarketoOptimizely
Tracking Level:extensive
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
AmplitudeMarketoOptimizely
Marketing Tools:
MarketoOptimizely
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and professional design

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Weak Referrer-Policy configuration

LOW

Current value: "no-referrer-when-downgrade"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:208.117.49.186 ip4:13.80.99.158 ip4:82.163.141.4 ip4:74.112.64.64 ip4:88.202.220.4 ip4:139.138.63.155 ip4:139.138.61.174 ip4:139.138.36.249 ip4:139.138.60.184 ip4:139.138.63.200 ip4:139.138.61.132 ip4:139.138.37.48 ip4:139.138.37.67 ip4:193.104.115.2 include:mktomail.com include:rnmk.com include:spf.protection.outlook.com include:mail.zendesk.com include:spf1.formassembly.com -all
DNS Lookups:5/10
Policy:-all
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:dmarc_rua@emaildefense.proofpoint.com
Forensic Reports:dmarc_ruf@emaildefense.proofpoint.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Soon

HIGH

SSL certificate expires in 14 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:35.190.33.81
Name Servers:
dns1.g01.ns1global.orgDNS only
dns2.g01.ns1global.orgDNS only
dns3.g01.ns1global.orgDNS only
dns4.g01.ns1global.orgDNS only
MX Records:
10: mxa-002a5802.gslb.pphosted.com
10: mxb-002a5802.gslb.pphosted.com
SOA:Serial: 1653289667, TTL: 7200s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:45ms

SPF Analysis

SPF Record:
v=spf1 ip4:208.117.49.186 ip4:13.80.99.158 ip4:82.163.141.4 ip4:74.112.64.64 ip4:88.202.220.4 ip4:139.138.63.155 ip4:139.138.61.174 ip4:139.138.36.249 ip4:139.138.60.184 ip4:139.138.63.200 ip4:139.138.61.132 ip4:139.138.37.48 ip4:139.138.37.67 ip4:193.104.115.2 include:mktomail.com include:rnmk.com include:spf.protection.outlook.com include:mail.zendesk.com include:spf1.formassembly.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS with a modern front-end leveraging JavaScript libraries such as Amplitude Analytics, Google Tag Manager, Marketo, and Optimizely for marketing and analytics. The site demonstrates fast loading times and excellent mobile responsiveness. Accessibility features are present but could be further enhanced. SEO optimization is good with proper meta tags and structured data usage. Hosting details are not explicitly identified, but the use of multiple CDN and analytics providers indicates a distributed infrastructure. Technical risks include reliance on multiple third-party scripts which require vigilant security management. Overall, the technical infrastructure supports a high-quality user experience and robust business operations.
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