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Is paysera.lt a Scam? Security Check Results - Paysera LT, UAB Reviews

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Is paysera.lt Safe? Security Analysis for Paysera LT, UAB

Check if paysera.lt is a scam or legitimate. Free security scan and reviews.

FinanceLithuanialarge
JavaScriptjQueryBootstrapLazyLoadGoogle Fonts
Analyzed 7/31/2025Completed 12:19:48 PM
65
Security Score
MEDIUM RISK

AI Summary

Paysera LT, UAB operates a comprehensive financial services platform primarily targeting private individuals and businesses in Lithuania and the broader Baltic and European region. The company offers a variety of services including IBAN accounts, payment collection solutions, currency exchange at competitive rates, a mobile application, Visa card services, virtual POS systems, event ticketing, and international money transfers. The website reflects a mature digital presence with multilingual support and a professional design consistent with its market positioning as a trusted financial services provider. Technically, the website employs modern web technologies such as JavaScript frameworks, Bootstrap, and lazy loading for performance optimization. The site is mobile-optimized and includes SEO best practices. Security measures are robust, with HTTPS enforced, security headers implemented, and no visible exposure of sensitive data. However, the absence of a visible cookie consent mechanism and explicit incident response policies suggests areas for compliance and security posture improvement. The security posture is strong with good SSL configuration and adherence to best practices, but the lack of WHOIS data for the domain introduces some uncertainty regarding domain registration legitimacy. The website provides clear contact information and social media presence, enhancing business credibility. Overall, the risk profile is moderate with recommendations to improve privacy compliance and transparency around security incident handling. Strategic recommendations include implementing a GDPR-compliant cookie consent banner, publishing detailed incident response and vulnerability disclosure policies, and enhancing accessibility features to meet broader compliance standards.

Detected Technologies

JavaScriptjQueryBootstrapLazyLoadGoogle Fonts

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Paysera is positioned as a significant player in the Baltic financial services market, offering a broad suite of payment and financial management tools tailored for both private and business customers. Its business model leverages technology to provide cost-effective and flexible payment solutions, including integrations with popular e-commerce platforms and support for multiple currencies. The company’s extensive network of related domains and subsidiaries across several countries indicates a strategy of regional expansion and service localization. Customer testimonials and licensing by the Lithuanian Bank reinforce its competitive advantage and trustworthiness. Revenue streams likely include transaction fees, currency exchange margins, and value-added services such as financing and ticketing. The target customer segments range from small to large businesses and individual users seeking modern financial tools. Growth indicators include continuous product development, such as self-service terminals and income-based financing options, and a strong digital marketing presence.

Extracted Contact Information

Marketing Intelligence Data

Phone Numbers (1)

+3705207****

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with enforced HTTPS, comprehensive security headers, and no apparent exposure of sensitive information. The presence of a dedicated security page indicates organizational awareness of security priorities. However, the lack of explicit incident response and vulnerability disclosure information may limit transparency and readiness perception. GDPR compliance is partially evidenced by a detailed privacy policy but is weakened by the absence of a cookie consent mechanism. No vulnerable libraries or outdated technologies were detected, and the site uses modern JavaScript frameworks. Overall, the security maturity is good but could be enhanced by formalizing incident response communications and improving user privacy controls.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement a visible and GDPR-compliant cookie consent mechanism to enhance privacy compliance.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Paysera LT, UAB

Description:

Paysera tai IBAN sąskaita privatiems ir verslui, daugybė įmokų surinkimo būdų, palankūs valiutos keitimo kursai, mobilioji programėlė, VISA kortelė ir daugiau.

Key Services:
IBAN accountsPayment collectionCurrency exchangeMobile appVisa cardPOS virtual cash registerEvent ticketingInternational transfers
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptjQueryBootstrapLazyLoadGoogle Fonts
Frameworks:
AngularJS (indicated by data-ng-csp attribute)
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of CSP
  • Secure cookies likely (not explicitly visible)
  • No exposed sensitive data in HTML

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
tracking.paysera.com
Marketing Tools:
Typeform
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and multiple language options.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.mlsend.com include:_spf.paysera.lt include:_spf.google.com -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:google(1416-bit rsa)
Selector:mail(1376-bit rsa)
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:dmarc-reports@paysera.lt

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 32 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:paysera.lt
Issuer:WE1
Valid Until:9/2/2025 (32 days)
SANs:paysera.lt, *.paysera.lt

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
9 years(mature)
Expiry Risk
low(186 days)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:188.114.96.1, 188.114.97.1
AAAA Records:2606:4700:3034::6815:2e4d, 2606:4700:3037::ac43:8869
Name Servers:
alex.ns.cloudflare.com
nelly.ns.cloudflare.com
MX Records:
1: aspmx.l.google.com
10: alt3.aspmx.l.google.com
10: alt4.aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
SOA:Serial: 2376319423, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:32ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.mlsend.com include:_spf.paysera.lt include:_spf.google.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern technology stack including JavaScript, Bootstrap, and AngularJS, supporting responsive and dynamic content delivery. Lazy loading is employed for images to optimize performance. SEO is well addressed with proper meta tags and Open Graph data. The site is mobile-optimized and provides a clear navigation structure. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. Performance is moderate, with room for improvement in accessibility compliance. The technical infrastructure supports a secure and user-friendly experience but could benefit from enhanced privacy and compliance tooling.
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