Is payy.network Safe? Security Analysis for Payy Network
Check if payy.network is a scam or legitimate. Free security scan and reviews.
AI Summary
Payy Network is a technology-driven finance company focused on providing a vertically integrated stablecoin payments network that enables onchain finance globally. The website presents a modern, professional interface emphasizing innovation in stablecoin payments and blockchain finance. The company positions itself as an innovative entrant in the finance and technology sectors, targeting a broad audience interested in blockchain-based payment solutions. Technically, the website leverages modern frameworks such as Next.js and Chakra UI, offering good mobile optimization and a clean user experience. However, the absence of privacy, cookie, and terms of service policies, as well as lack of contact information, slightly detracts from the overall professionalism and compliance posture. Security-wise, the site enforces HTTPS but lacks visible security headers and formal security policies, indicating room for improvement in security best practices. Overall, the site is accessible, safe, and professional but would benefit from enhanced compliance and security transparency.
Detected Technologies
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The business operates in the finance and technology sectors, focusing on stablecoin payment infrastructure and onchain finance solutions. Its business model likely revolves around providing payment network services and possibly related financial products or APIs. The market positioning is that of an innovative startup or small company aiming to disrupt traditional payment systems with blockchain technology. The partnership with payy.link suggests an ecosystem approach. The lack of detailed company information, such as founding year or legal entity data, limits deeper business intelligence. No evident revenue streams or monetization details are present on the site. The target customer segments appear to be users and developers interested in blockchain payments and stablecoins. Growth indicators are not visible from the website content alone.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a basic to moderate security posture. HTTPS is enforced, which is mandatory for secure communications. However, the absence of security headers such as Content-Security-Policy, X-Frame-Options, and others reduces the defense-in-depth level. No forms or user inputs are present, minimizing attack surface from input-based vulnerabilities. There is no visible privacy policy or incident response contact information, which are important for compliance and trust. No vulnerability disclosure or security.txt files are found, limiting transparency for security researchers. Overall, the security maturity is moderate but could be significantly improved by implementing standard security headers, publishing policies, and providing clear security contacts.
Strategic Recommendations
Priority Actions for Security Improvement
Implement and publish a comprehensive privacy policy and cookie policy to improve GDPR and privacy compliance.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Payy Network powers Payy, a new way to pay for things. It is the first vertically integrated stablecoin payments network that enables onchain finance for all of humanity.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is accessible and not blocked by WAF or security mechanisms.
🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: energy, transport, banking, digital
📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No SPF record found
HIGHSPF helps prevent email spoofing
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
No email authentication configured
CRITICALDomain is vulnerable to email spoofing
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 77 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
No DMARC Record
MEDIUMDMARC policy not configured
DNS Records
DNSSEC Status
DNS Performance
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings