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Is postfinance.ch a Scam? Security Check Results - PostFinance Reviews

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Is postfinance.ch Safe? Security Analysis for PostFinance

https://postfinance.ch

Check if postfinance.ch is a scam or legitimate. Free security scan and reviews.

FinanceSwitzerlandlarge
JavaScriptGoogle Tag ManagerContextHubUnbluSVG icons+2 more
Analyzed 10/4/2025Completed 12:17:35 AM
71
Security Score
MEDIUM RISK

AI Summary

PostFinance is a leading Swiss financial services provider specializing in payments, investments, retirement planning, and financing for private customers. The website targets private individuals seeking comprehensive financial solutions. The business is well-positioned in the Swiss banking sector with a strong brand presence and a broad portfolio of financial products. Technically, the website employs modern web technologies including JavaScript frameworks, Google Tag Manager, and Adobe Experience Manager CMS, ensuring a responsive and accessible user experience. Security posture is strong with HTTPS enforced and secure login mechanisms, though explicit security headers and published security policies are absent. Privacy compliance is limited due to missing visible privacy and cookie policies. Overall, the website is professional and trustworthy, with room for improvement in transparency and privacy disclosures.

Detected Technologies

JavaScriptGoogle Tag ManagerContextHubUnbluSVG iconsCSS animationsResponsive design

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

PostFinance operates in the Swiss banking sector, offering a wide range of financial services to private customers. Its business model revolves around providing innovative payment solutions, investment products, and retirement planning services. The company leverages digital channels effectively, as evidenced by its multilingual website and integrated e-banking platforms. The absence of explicit privacy and security policies on the website suggests a potential area for regulatory compliance enhancement. The company maintains a consistent brand image and targets a broad customer base within Switzerland. Partnerships or subsidiaries were not identified in the provided data.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with HTTPS enabled and secure login links. However, the lack of explicit security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces the overall security hardening. No vulnerability disclosures or incident response contacts are published, which may impact incident management effectiveness. The use of third-party scripts like Google Tag Manager and Unblu requires ongoing monitoring to mitigate supply chain risks. No exposed sensitive data or vulnerable libraries were detected in the analyzed content.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish a comprehensive privacy policy and cookie consent mechanism to enhance GDPR compliance.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

PostFinance

Description:

PostFinance provides innovative and comprehensive financial services in the fields of payments, investments, retirement planning and financing.

Key Services:
paymentsinvestmentsretirement planningfinancing
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptGoogle Tag ManagerContextHubUnbluSVG iconsCSS animationsResponsive design
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Secure login links
  • Use of Google Tag Manager with async loading

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

90/100
Score

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

65/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

Third-party services without privacy policy

HIGH

Detected services: Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx a:mx3.post.ch a:mx4.post.ch a:mx5.post.ch a:relay1.post.ch a:relay2.post.ch include:_edge.post.ch -all
DNS Lookups:7/10
Policy:-all
DMARC Details
Policy:none
Subdomain Policy:none
Aggregate Reports:dmarc-reports@postfinance.ch
Forensic Reports:dmarc-reports@postfinance.ch

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

85/100
Score

SSL Certificate Expires Soon

HIGH

SSL certificate expires in 28 days

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:postfinance.ch
Issuer:SwissSign RSA TLS EV ICA 2022 - 1
Valid Until:11/1/2025 (28 days)
SANs:www.postfinance.ch, postfinance.ch

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

DNS Records

A Records:194.41.166.21
AAAA Records:2a00:17c9:0:103::205
Name Servers:
dns1.post.chDNS only
dns2.post.chDNS only
dns3.post.chDNS only
dns4.post.chDNS only
MX Records:
40: mx1.post.ch
40: mx2.post.ch
SOA:Serial: 2015146591, TTL: 900s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:81ms

SPF Analysis

SPF Record:
v=spf1 mx a:mx3.post.ch a:mx4.post.ch a:mx5.post.ch a:relay1.post.ch a:relay2.post.ch include:_edge.post.ch -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern technology stack with JavaScript, SVG icons, and asynchronous loading of scripts such as Google Tag Manager. The CMS appears to be Adobe Experience Manager, indicated by client library paths and ContextHub usage. The site is mobile-optimized and accessible, with good SEO practices including meta tags and Open Graph data. Performance is moderate, with potential for improvement by optimizing script loading and reducing third-party dependencies. The technical infrastructure supports a professional and scalable digital presence suitable for a large financial institution.
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