Skip to main content

Is pujcka.co a Scam? Security Check Results - Půjčka.co srovnání s.r.o. Reviews

pujcka.co favicon

Is pujcka.co Safe? Security Analysis for Půjčka.co srovnání s.r.o.

Check if pujcka.co is a scam or legitimate. Free security scan and reviews.

FinanceCzech Republicsmall
Google Tag ManagerFacebook PixelMGIDSeznam SSPJavaScript+2 more
Analyzed 8/1/2025Completed 3:16:35 AM
52
Security Score
MEDIUM RISK

AI Summary

Půjčka.co srovnání s.r.o. operates the website pujcka.co, a Czech Republic-based online financial product comparison portal specializing in consumer loans, mortgages, and related financial services. The platform aggregates and compares offers from both bank and non-bank lenders, providing users with detailed loan information, interest rates, and application options. The company positions itself as a trusted intermediary with regulatory oversight by the Czech National Bank, offering transparent and accessible financial product comparisons to Czech consumers. Technically, the website employs modern web technologies including Google Tag Manager, Facebook Pixel, and advertising networks such as MGID and Seznam SSP. The site is mobile-optimized with good SEO practices and a moderate performance profile. While no CMS or hosting provider is explicitly identified, the site demonstrates a professional and consistent design with clear navigation and comprehensive content. From a security perspective, the site enforces HTTPS and avoids exposing sensitive data in its HTML content. However, it lacks explicit security headers and publicly available security or incident response policies. Privacy compliance is addressed with accessible privacy and cookie policies, including GDPR considerations and user consent mechanisms. Contact information is clearly provided, enhancing business credibility. Overall, pujcka.co presents a professional and trustworthy financial comparison service with a solid technical foundation and reasonable security posture. The absence of WHOIS transparency due to redacted data is mitigated by the presence of verifiable company information and regulatory oversight claims. Strategic improvements in security headers and incident response transparency would further strengthen the site's security and trustworthiness.

Detected Technologies

Google Tag ManagerFacebook PixelMGIDSeznam SSPJavaScriptHTML5CSS3

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Půjčka.co operates in the competitive Czech financial services market as an online intermediary and comparison platform. Its business model centers on aggregating loan and financial product offers from licensed providers, facilitating consumer decision-making and online loan applications. The company targets Czech consumers seeking quick and reliable loan comparisons, including bank and non-bank loans, mortgages, and savings products. Revenue likely derives from affiliate partnerships and lead generation with financial institutions. The platform's competitive advantage lies in its comprehensive database, regulatory compliance, and user-friendly interface. Growth indicators include a large product catalog (192 loans listed) and integration with multiple loan providers. Partnerships with financial institutions and advertising networks support its ecosystem. The company maintains a small size with focused operations in the Czech market.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

i*****@pujcka.co

Phone Numbers (1)

+4207904*****

Company Registration

Legal Name:

Půjčka.co srovnání s.r.o.

Registration Number:

065 82 354

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate to good security posture with enforced HTTPS and no visible exposure of sensitive data. The use of third-party tracking and advertising scripts introduces potential risk vectors, though no vulnerable libraries or direct security flaws are evident in the HTML content. The absence of key security headers such as Content-Security-Policy and X-Frame-Options is a notable gap. There is no publicly disclosed security policy or incident response contact, which limits transparency and preparedness perception. GDPR compliance is addressed through privacy and cookie policies with consent mechanisms. Overall, the security maturity is adequate for a financial comparison portal but would benefit from enhanced header implementation, documented security policies, and incident response readiness.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Půjčka.co srovnání s.r.o.

Description:

Půjčka.co je online srovnávač bankovních i nebankovních půjček a dalších finančních produktů. Nabízí přehledné porovnání úvěrů, rychlé půjčky, hypotéky, konsolidace, spoření a další finanční služby.

Key Services:
Porovnání půjčekPorovnání hypotékKonsolidace půjčekSpořicí účtyOnline žádost o půjčku
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Google Tag ManagerFacebook PixelMGIDSeznam SSPJavaScriptHTML5CSS3
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics & Tracking

Services:
Google Analytics (via GTM)Facebook Analytics
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
MGIDSeznam SSP
Tracking Pixels:
Facebook Pixel
Marketing Tools:
Facebook Pixel
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is a Czech financial product comparison portal

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

35/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx ip4:185.178.175.211 ip4:185.250.232.0/24 ip4:46.234.115.0/24 ip4:95.168.204.90 ip4:95.168.217.168 ip4:88.86.123.252 ip4:46.234.114.213 ip4:185.178.174.173 ip4:185.178.175.90 ip4:185.178.175.91 ip4:185.178.175.92 ip4:185.178.175.93 ip4:185.178.17 5.94 ip4:185.178.175.95 ip4:185.178.175.96 ip4:185.178.175.97 ip4:185.178.175.98 ip4:185.178.175.88 include:_spf.zcom.cz -all
DNS Lookups:2/10
Policy:-all
DKIM Selectors Found
Selector:mail(1296-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:abuse@pujcka.co

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 78 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
12 years(mature)
Expiry Risk
none(1189 days)
Protection Level
strongDNSSEC OFF
Suspicious Indicators Detected
  • Privacy/proxy registration detected

DNS Records

A Records:185.178.175.88
Name Servers:
ns1.zcom.cz
ns2.zcom.cz
MX Records:
10: z-mail.zcom.cz
SOA:Serial: 1754018193, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:87ms

SPF Analysis

SPF Record:
v=spf1 mx ip4:185.178.175.211 ip4:185.250.232.0/24 ip4:46.234.115.0/24 ip4:95.168.204.90 ip4:95.168.217.168 ip4:88.86.123.252 ip4:46.234.114.213 ip4:185.178.174.173 ip4:185.178.175.90 ip4:185.178.175.91 ip4:185.178.175.92 ip4:185.178.175.93 ip4:185.178.17 5.94 ip4:185.178.175.95 ip4:185.178.175.96 ip4:185.178.175.97 ip4:185.178.175.98 ip4:185.178.175.88 include:_spf.zcom.cz -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

40/100
Score

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern JavaScript-based front end with integration of Google Tag Manager, Facebook Pixel, and MGID advertising scripts. It loads asynchronously to optimize performance and includes responsive design elements for mobile users. SEO is supported by meta tags and structured navigation. No CMS or hosting provider is explicitly identified, suggesting a custom or proprietary platform. Performance is moderate with room for optimization. Accessibility is basic but functional. The site lacks advanced security headers and explicit technical documentation. Overall, the technical infrastructure supports the business needs but could be enhanced with improved security and performance tuning.
Analyze Another Website