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Is rzp.io a Scam? Security Check Results - Razorpay Reviews

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Is rzp.io Safe? Security Analysis for Razorpay

Check if rzp.io is a scam or legitimate. Free security scan and reviews.

FinanceIndialarge
JavaScriptSegment AnalyticsSentryAWS DNSGoogle Analytics+3 more
Analyzed 10/3/2025Completed 10:06:12 PM
69
Security Score
MEDIUM RISK

AI Summary

Razorpay is a leading Indian fintech company specializing in online payment solutions, offering a comprehensive payment suite that supports multiple payment methods including netbanking, credit/debit cards, and UPI. The company is well-established with a domain age dating back to 2013, reflecting its maturity in the market. The website is professionally designed with consistent branding and targets businesses and merchants in India seeking reliable payment processing services. Technically, the site leverages modern technologies such as Segment analytics, Sentry error tracking, and AWS hosting, indicating a mature digital infrastructure. Security posture is strong with HTTPS enforced and error monitoring in place, though there is room for improvement in DNS security and explicit security policy disclosures. Privacy compliance is limited due to the absence of visible privacy and cookie policies, which should be addressed to meet regulatory standards. Overall, Razorpay's website reflects a credible and professional fintech service provider with a solid technical foundation and good market positioning.

Detected Technologies

JavaScriptSegment AnalyticsSentryAWS DNSGoogle AnalyticsFramer (CMS/website builder)Clarity (Microsoft Clarity analytics)Refix AI script

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Razorpay operates in the finance and technology sectors, providing payment gateway services primarily to Indian businesses. Its business model revolves around facilitating online payments and financial transactions, positioning itself as a key player in India's digital payments ecosystem. The company likely generates revenue through transaction fees and value-added financial services. The website's content and integrations suggest a focus on enterprise and large business customers. The use of advanced analytics and A/B testing indicates a data-driven approach to customer engagement and product optimization. No direct parent or subsidiary companies were identified from the provided data. The company maintains a strong partnership ecosystem with major cloud providers and analytics platforms, enhancing its operational capabilities.

Extracted Contact Information

Marketing Intelligence Data

Email Addresses (1)

s*****@razorpay.com

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security maturity level with HTTPS enforced and use of security monitoring tools like Sentry. The absence of DNSSEC is a minor gap that could be addressed to enhance DNS security. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, the lack of published security policies, incident response contacts, and vulnerability disclosure mechanisms indicates gaps in transparency and formal security governance. Privacy compliance is also limited, with no visible cookie consent or privacy policy, which could pose regulatory risks. Overall, the security posture is solid technically but could benefit from improved policy disclosures and compliance documentation.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to improve DNS security and prevent spoofing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Razorpay

Description:

Online Payments India: Start Accepting Payments Instantly with Razorpay's Payment Suite, which Supports Netbanking, Credit Card & Debit Cards, UPI etc.

Key Services:
Payment gatewayPayment linksPayment buttonsUPI paymentsCredit and debit card processingNetbanking payments
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptSegment AnalyticsSentryAWS DNSGoogle AnalyticsFramer (CMS/website builder)Clarity (Microsoft Clarity analytics)Refix AI script
Frameworks:
Framer
Platforms:
AWS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of Sentry for error monitoring
  • Use of Segment and Lumberjack for analytics with privacy considerations
  • No DNSSEC enabled (potential improvement area)

Analytics & Tracking

Services:
SegmentGoogle AnalyticsMicrosoft ClarityLumberjack
Tracking Level:extensive
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
SegmentMicrosoft ClarityLumberjack (Razorpay internal analytics)
Marketing Tools:
SegmentMicrosoft Clarity
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website uses modern analytics and error tracking tools.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

20/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, health, digital

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

77/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

No DMARC reporting

LOW

DMARC aggregate reports not configured

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com include:fdspfus.freshemail.io include:fdspfeuc.freshemail.io include:fdspfind.freshemail.io include:fdspfaus.freshemail.io ip4:167.89.0.0/17 ip4:208.117.48.0/20 ip4:50.31.32.0/19 ip4:198.37.144.0/20 ip4:198.21.0.0/21 ip4:192.254.112.0/20 ip4:168.245.0.0/17 ip4:149.72.0.0/16 ip4:159.183.0.0/16 ip4:223.165.113.0/24 ip4:223.165.115.0/24 ip4:223.165.118.0/23 ip4:223.165.120.0/23 ip4:40.92.0.0/15 ip4:40.107.0.0/16 ip4:52.100.0.0/15 ip4:52.102.0.0/16 ip4:52.103.0.0/17 ip4:104.47.0.0/17 ip6:2a01:111:f400::/48 ip6:2a01:111:f403::/49 ip6:2a01:111:f403:8000::/51 ip6:2a01:111:f403:c000::/51 ip6:2a01:111:f403:f000::/52 ip4:34.142.221.122/32 ip4:35.240.151.59/32 exists:%{i}._spf.mta.salesforce.com ip4:209.61.151.0/24 ip4:166.78.68.0/22 ip4:198.61.254.0/23 ip4:192.237.158.0/23 ip4:23.253.182.0/23 ip4:104.130.96.0/28 ip4:146.20.113.0/24 ip4:146.20.191.0/24 ip4:159.135.224.0/20 ip4:69.72.32.0/20 ip4:104.130.122.0/23 ip4:146.20.112.0/26 ip4:161.38.192.0/20 ip4:143.55.224.0/21 ip4:143.55.232.0/22 ip4:159.112.240.0/20 ip4:198.244.48.0/20 ip4:204.220.168.0/21 ip4:204.220.176.0/20 ip4:141.193.32.0/23 ip4:159.135.140.80/29 ip4:159.135.132.128/25 ip4:161.38.204.0/22 ip4:87.253.232.0/21 ip4:185.189.236.0/22 ip4:185.211.120.0/22 ip4:185.250.236.0/22 ip4:143.55.236.0/22 ip4:198.244.60.0/22 ip4:204.220.160.0/21 -all
DNS Lookups:6/10
Policy:-all
DKIM Selectors Found
Selector:google(1296-bit rsa)
Selector:k1(1296-bit rsa)
Selector:mail(1296-bit rsa)
DMARC Details
Policy:quarantine

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 63 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
12 years(mature)
Expiry Risk
low(323 days)
Protection Level
basicDNSSEC OFF

DNS Records

A Records:3.174.113.128, 3.174.113.116, 3.174.113.101, 3.174.113.117
Name Servers:
ns-1400.awsdns-47.org
ns-1939.awsdns-50.co.uk
ns-723.awsdns-26.net
ns-74.awsdns-09.com
MX Records:
10: alt4.aspmx.l.google.com
1: aspmx.l.google.com
5: alt2.aspmx.l.google.com
5: alt1.aspmx.l.google.com
10: alt3.aspmx.l.google.com
SOA:Serial: 1, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:49ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com include:fdspfus.freshemail.io include:fdspfeuc.freshemail.io include:fdspfind.freshemail.io include:fdspfaus.freshemail.io ip4:167.89.0.0/17 ip4:208.117.48.0/20 ip4:50.31.32.0/19 ip4:198.37.144.0/20 ip4:198.21.0.0/21 ip4:192.254.112.0/20 ip4:168.245.0.0/17 ip4:149.72.0.0/16 ip4:159.183.0.0/16 ip4:223.165.113.0/24 ip4:223.165.115.0/24 ip4:223.165.118.0/23 ip4:223.165.120.0/23 ip4:40.92.0.0/15 ip4:40.107.0.0/16 ip4:52.100.0.0/15 ip4:52.102.0.0/16 ip4:52.103.0.0/17 ip4:104.47.0.0/17 ip6:2a01:111:f400::/48 ip6:2a01:111:f403::/49 ip6:2a01:111:f403:8000::/51 ip6:2a01:111:f403:c000::/51 ip6:2a01:111:f403:f000::/52 ip4:34.142.221.122/32 ip4:35.240.151.59/32 exists:%{i}._spf.mta.salesforce.com ip4:209.61.151.0/24 ip4:166.78.68.0/22 ip4:198.61.254.0/23 ip4:192.237.158.0/23 ip4:23.253.182.0/23 ip4:104.130.96.0/28 ip4:146.20.113.0/24 ip4:146.20.191.0/24 ip4:159.135.224.0/20 ip4:69.72.32.0/20 ip4:104.130.122.0/23 ip4:146.20.112.0/26 ip4:161.38.192.0/20 ip4:143.55.224.0/21 ip4:143.55.232.0/22 ip4:159.112.240.0/20 ip4:198.244.48.0/20 ip4:204.220.168.0/21 ip4:204.220.176.0/20 ip4:141.193.32.0/23 ip4:159.135.140.80/29 ip4:159.135.132.128/25 ip4:161.38.204.0/22 ip4:87.253.232.0/21 ip4:185.189.236.0/22 ip4:185.211.120.0/22 ip4:185.250.236.0/22 ip4:143.55.236.0/22 ip4:198.244.60.0/22 ip4:204.220.160.0/21 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using Framer as the CMS and leverages a modern JavaScript stack with integrations for Segment analytics, Microsoft Clarity, Google Analytics, and Sentry for error tracking. Hosting is provided via AWS with multiple AWS DNS servers configured, though DNSSEC is not enabled. The site includes multiple A/B testing and experimentation frameworks, indicating a mature approach to user experience optimization. Performance is moderate with deferred script loading and asynchronous analytics scripts. Mobile optimization is good, and SEO meta tags are properly configured. Accessibility features are basic and could be improved. Overall, the technical infrastructure is robust but could benefit from enhanced accessibility and DNS security improvements.
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